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Cost of Living Comparison Between Ubud, Bali and Somerset, NJ Cost of Living Comparison Between Ubud, Bali and Somerset, NJ

🙂 Solo nomad: Ubud, Bali is 63.7% cheaper than Somerset, NJ without rent, and 81.5% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 57.9% cheaper than Somerset, NJ without rent, and 71% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Somerset, NJ
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$20.12 $20.12
-85.83%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$80.7 $80.7
-84.81%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$12.47 $12.47
-73.70%
Cappuccino
$2.3 Rp 38.3K
$5.16 $5.16
-55.43%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.56 $2.56
-56.64%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$2.56 $2.56
-89.84%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$7.96 $7.96
-69.85%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$9.94 $9.94
-68.31%
🛒 Groceries & Markets
Ubud, Bali
Somerset, NJ
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.1 $1.1
35.45%
White Bread (500g)
$1.65 Rp 27.5K
$4.08 $4.08
-59.56%
Rice (white) (1kg)
$1.13 Rp 18.9K
$8.39 $8.39
-86.53%
Eggs
$2.33 Rp 38.9K
$4.32 $4.32
-46.06%
Local Cheese (1kg)
$13.7 Rp 228.3K
$17.13 $17.13
-20.02%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$16.63 $16.63
-76.13%
Beef Round Steak (1kg)
$11.22 Rp 187K
$20.33 $20.33
-44.81%
Apples (1kg)
$3.48 Rp 57.9K
$7.18 $7.18
-51.53%
Banana (1kg)
$1.5 Rp 25K
$2.42 $2.42
-38.02%
Oranges (1kg)
$2.68 Rp 44.6K
$5.19 $5.19
-48.36%
Tomato (1kg)
$1.35 Rp 22.5K
$5.96 $5.96
-77.35%
Potato (1kg)
$1.57 Rp 26.2K
$2.75 $2.75
-42.91%
Onion (1kg)
$2.1 Rp 34.9K
$3.61 $3.61
-41.83%
Lettuce (1 head)
$1.03 Rp 17.1K
$2.6 $2.6
-60.38%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$2.5 $2.5
-77.20%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$10.85 $10.85
-78.71%
Wine (Bottle)
$15.21 Rp 253.5K
$18.92 $18.92
-19.61%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.71 $1.71
45.61%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$3.83 $3.83
-30.55%
🚌 Getting Around
Ubud, Bali
Somerset, NJ
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$2.03 $2.03
-85.71%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$4.94 $4.94
-90.89%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.59 $1.59
-78.62%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$42.11 $42.11
-85.82%
Gasoline (1 liter)
$0.75 Rp 12.4K
$0.88 $0.88
-14.77%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$29.9K $29.9K
-13.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$27K $27K
17.63%
🧾 Monthly Utilities & Internet
Ubud, Bali
Somerset, NJ
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$177 $177
-63.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$49.32 $49.32
-91.61%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$55.4 $55.4
-56.67%
🎉 Sport & Entertainment
Ubud, Bali
Somerset, NJ
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$42.74 $42.74
-45.51%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
-
-
Cinema Ticket
$3.45 Rp 57.5K
$15.18 $15.18
-77.27%
🧸 Childcare & Education
Ubud, Bali
Somerset, NJ
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$1,845 $1,845
-95.02%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$39.3K $39.3K
-84.94%
👕👟 Clothing & Footwear
Ubud, Bali
Somerset, NJ
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$67 $67
-23.21%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$47.26 $47.26
-48.26%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$113 $113
-25.30%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$171 $171
-56.54%
🏠 Accommodation & Living
Ubud, Bali
Somerset, NJ
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$1,608 $1,608
-83.75%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$2,673 $2,673
-94.03%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$2,616 $2,616
-77.64%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$2,234 $2,234
-85.30%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$2,642 $2,642
-62.71%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$2,355 $2,355
-64.04%
💵 Salaries & Financials
Ubud, Bali
Somerset, NJ
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$4,987 $4,987
-96.43%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.44
106.21%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Somerset, NJ: November 29, 2025

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