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Cost of Living Comparison Between Ubud, Bali and Somerset, KY Cost of Living Comparison Between Ubud, Bali and Somerset, KY

🙂 Solo nomad: Ubud, Bali is 49.9% cheaper than Somerset, KY without rent, and 67.5% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 41% cheaper than Somerset, KY without rent, and 64.2% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Somerset, KY
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$14.87 $14.87
-80.83%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$59.2 $59.2
-79.30%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$7.89 $7.89
-58.43%
Cappuccino
$2.3 Rp 38.3K
$3.98 $3.98
-42.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.24 $2.24
-50.45%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$2.15 $2.15
-87.91%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$3.6 $3.6
-33.33%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$4.11 $4.11
-23.36%
🛒 Groceries & Markets
Ubud, Bali
Somerset, KY
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$0.83 $0.83
79.52%
White Bread (500g)
$1.65 Rp 27.5K
$2.3 $2.3
-28.26%
Rice (white) (1kg)
$1.13 Rp 18.9K
$3.73 $3.73
-69.71%
Eggs
$2.33 Rp 38.9K
$3.23 $3.23
-27.86%
Local Cheese (1kg)
$13.7 Rp 228.3K
$10.54 $10.54
29.98%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$8.73 $8.73
-54.52%
Beef Round Steak (1kg)
$11.22 Rp 187K
$15.25 $15.25
-26.43%
Apples (1kg)
$3.48 Rp 57.9K
$4.7 $4.7
-25.96%
Banana (1kg)
$1.5 Rp 25K
$1.25 $1.25
20.00%
Oranges (1kg)
$2.68 Rp 44.6K
$3.92 $3.92
-31.63%
Tomato (1kg)
$1.35 Rp 22.5K
$5.01 $5.01
-73.05%
Potato (1kg)
$1.57 Rp 26.2K
$1.99 $1.99
-21.11%
Onion (1kg)
$2.1 Rp 34.9K
$3.04 $3.04
-30.92%
Lettuce (1 head)
$1.03 Rp 17.1K
$1.81 $1.81
-43.09%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$1.39 $1.39
-58.99%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$6.85 $6.85
-66.28%
Wine (Bottle)
$15.21 Rp 253.5K
$11.92 $11.92
27.60%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$2.01 $2.01
23.88%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$1.47 $1.47
80.95%
🚌 Getting Around
Ubud, Bali
Somerset, KY
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$1.99 $1.99
-85.43%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$3.67 $3.67
-87.74%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.51 $1.51
-77.48%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$24.52 $24.52
-75.65%
Gasoline (1 liter)
$0.75 Rp 12.4K
$0.81 $0.81
-7.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$25.3K $25.3K
2.13%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$24.8K $24.8K
28.21%
🧾 Monthly Utilities & Internet
Ubud, Bali
Somerset, KY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$122 $122
-46.85%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$56.7 $56.7
-92.69%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$55.5 $55.5
-56.77%
🎉 Sport & Entertainment
Ubud, Bali
Somerset, KY
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$43.81 $43.81
-46.84%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
-
-
Cinema Ticket
$3.45 Rp 57.5K
$8.66 $8.66
-60.16%
🧸 Childcare & Education
Ubud, Bali
Somerset, KY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$641 $641
-85.65%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$17.5K $17.5K
-66.23%
👕👟 Clothing & Footwear
Ubud, Bali
Somerset, KY
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$27.13 $27.13
89.72%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$30.49 $30.49
-19.81%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$62.6 $62.6
34.70%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$101 $101
-26.68%
🏠 Accommodation & Living
Ubud, Bali
Somerset, KY
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$598 $598
-56.28%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$1,335 $1,335
-88.05%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$988 $988
-40.81%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$2,221 $2,221
-85.22%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$2,734 $2,734
-63.96%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$2,391 $2,391
-64.59%
💵 Salaries & Financials
Ubud, Bali
Somerset, KY
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$4,667 $4,667
-96.19%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5
165.60%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Somerset, KY: December 1, 2025

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