Cost of Living Comparison Between Ubud, Bali and Schenectady, NY Cost of Living Comparison Between Ubud, Bali and Schenectady, NY

🙂 Solo nomad: Ubud, Bali is 64% cheaper than Schenectady, NY without rent, and 69.8% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 58.2% cheaper than Schenectady, NY without rent, and 65.1% cheaper with rent.

Meal at Budget Restaurant

$2.85 Rp 47.5K

$19.11 $19.11

-85.09%

Three-Course Dinner for Two, Mid-Range

$12.26 Rp 204.3K

$65.7 $65.7

-81.34%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 54.6K

$12.02 $12.02

-72.71%

Cappuccino

$2.3 Rp 38.3K

$4.21 $4.21

-45.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 Rp 18.5K

$2.37 $2.37

-53.16%

Water (0.33 liter bottle)

$0.26 Rp 4,324

$1.95 $1.95

-86.67%

Local Beer (0.5 liter draught)

$2.4 Rp 40K

$5.04 $5.04

-52.38%

Imported Beer (0.33 liter bottle)

$3.15 Rp 52.5K

$6.03 $6.03

-47.76%

Milk (1 liter)

$1.49 Rp 24.9K

$1 $1

49.00%

White Bread (500g)

$1.65 Rp 27.5K

$3.96 $3.96

-58.33%

Rice (white) (1kg)

$1.13 Rp 18.9K

$5.6 $5.6

-79.82%

Eggs

$2.33 Rp 38.9K

$5.01 $5.01

-53.49%

Local Cheese (1kg)

$13.7 Rp 228.3K

$16.65 $16.65

-17.72%

Chicken Fillets (1kg)

$3.97 Rp 66.2K

$13.61 $13.61

-70.83%

Beef Round Steak (1kg)

$11.22 Rp 187K

$17.23 $17.23

-34.88%

Apples (1kg)

$3.48 Rp 57.9K

$4.62 $4.62

-24.68%

Banana (1kg)

$1.5 Rp 25K

$1.45 $1.45

3.45%

Oranges (1kg)

$2.68 Rp 44.6K

$4.68 $4.68

-42.74%

Tomato (1kg)

$1.35 Rp 22.5K

$4.92 $4.92

-72.56%

Potato (1kg)

$1.57 Rp 26.2K

$3.16 $3.16

-50.32%

Onion (1kg)

$2.1 Rp 34.9K

$2.55 $2.55

-17.65%

Lettuce (1 head)

$1.03 Rp 17.1K

$1.94 $1.94

-46.91%

Water (1.5 liter bottle)

$0.57 Rp 9,488

$1.77 $1.77

-67.80%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 38.5K

$12.83 $12.83

-82.00%

Wine (Bottle)

$15.21 Rp 253.5K

$12.97 $12.97

17.27%

Local Beer (0.5 liter bottle)

$2.49 Rp 41.5K

$1.75 $1.75

42.29%

Imported Beer (0.33 liter bottle)

$2.66 Rp 44.3K

$3.22 $3.22

-17.39%

One-way Ticket (Public Transport)

$0.29 Rp 4,911

$1.48 $1.48

-80.41%

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

$56 $56

-82.09%

Taxi Start (Normal Tariff)

$0.45 Rp 7,480

$3.05 $3.05

-85.25%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,748

$1.42 $1.42

-76.06%

Taxi 1hour Waiting (Normal Tariff)

$5.97 Rp 99.4K

$27.95 $27.95

-78.64%

Gasoline (1 liter)

$0.75 Rp 12.4K

$0.87 $0.87

-13.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 430.2M

$29.5K $29.5K

-12.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.9M

$25.9K $25.9K

22.41%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.6 Rp 1.1M

$213 $213

-69.71%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 69K

$57.6 $57.6

-92.81%

Internet (50+ Mbps, Unlimited Data)

$23.99 Rp 399.7K

$77.3 $77.3

-68.95%

Gym Membership (Monthly)

$23.29 Rp 388.1K

$69.9 $69.9

-66.69%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

Cinema Ticket

$3.45 Rp 57.5K

$14.93 $14.93

-76.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 Rp 1.5M

$1,392 $1,392

-93.40%

International Primary School, 1 Child (Yearly)

$5,912 Rp 98.5M

$27.7K $27.7K

-78.65%

Jeans (Levis 501 Or Similar)

$51.5 Rp 857.6K

$48.09 $48.09

7.03%

Summer Dress (H&M, Zara, etc)

$24.45 Rp 407.3K

$44.18 $44.18

-44.66%

Sport Shoes (Adidas, Nike)

$84.4 Rp 1.4M

$85.7 $85.7

-1.55%

Men's Leather Business Shoes

$74.3 Rp 1.2M

$159 $159

-53.27%

1-bedroom Apartment, City Center (Monthly)

$261 Rp 4.4M

$1,300 $1,300

-79.90%

1-bedroom Apartment, Outside City Center (Monthly)

$160 Rp 2.7M

$1,079 $1,079

-85.21%

3-bedroom Apartment, City Center (Monthly)

$585 Rp 9.7M

$2,233 $2,233

-73.80%

3-bedroom Apartment, Outside City Center (Monthly)

$328 Rp 5.5M

$1,449 $1,449

-77.35%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

$2,425 $2,425

-59.38%

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

$2,487 $2,487

-65.94%

Average Monthly Net Salary (After Tax)

$178 Rp 3M

$3,847 $3,847

-95.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.45

105.89%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Schenectady, NY: November 30, 2025

Digital Nomad Cost of Living Index

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