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Cost of Living Comparison Between Ubud, Bali and Saratoga Springs, NY Cost of Living Comparison Between Ubud, Bali and Saratoga Springs, NY

🙂 Solo nomad: Ubud, Bali is 57.3% cheaper than Saratoga Springs, NY without rent, and 74.5% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 44.3% cheaper than Saratoga Springs, NY without rent, and 70.1% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Saratoga Springs, NY
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$20.38 $20.38
-86.02%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$66.2 $66.2
-81.49%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$7.8 $7.8
-57.95%
Cappuccino
$2.3 Rp 38.3K
$4.21 $4.21
-45.37%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.12 $2.12
-47.64%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$1.75 $1.75
-85.14%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$4.98 $4.98
-51.81%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$7.15 $7.15
-55.94%
🛒 Groceries & Markets
Ubud, Bali
Saratoga Springs, NY
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.15 $1.15
29.57%
White Bread (500g)
$1.65 Rp 27.5K
$3.46 $3.46
-52.31%
Rice (white) (1kg)
$1.13 Rp 18.9K
$8.16 $8.16
-86.15%
Eggs
$2.33 Rp 38.9K
$3.74 $3.74
-37.70%
Local Cheese (1kg)
$13.7 Rp 228.3K
$19.09 $19.09
-28.23%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$23.67 $23.67
-83.23%
Beef Round Steak (1kg)
$11.22 Rp 187K
$19.48 $19.48
-42.40%
Apples (1kg)
$3.48 Rp 57.9K
$3.77 $3.77
-7.69%
Banana (1kg)
$1.5 Rp 25K
$1.46 $1.46
2.74%
Oranges (1kg)
$2.68 Rp 44.6K
$3.84 $3.84
-30.21%
Tomato (1kg)
$1.35 Rp 22.5K
$7.3 $7.3
-81.51%
Potato (1kg)
$1.57 Rp 26.2K
$3.15 $3.15
-50.16%
Onion (1kg)
$2.1 Rp 34.9K
$2.93 $2.93
-28.33%
Lettuce (1 head)
$1.03 Rp 17.1K
$1.93 $1.93
-46.63%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$1.66 $1.66
-65.66%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$13.14 $13.14
-82.42%
Wine (Bottle)
$15.21 Rp 253.5K
$12.07 $12.07
26.01%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.69 $1.69
47.34%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$5.35 $5.35
-50.28%
🚌 Getting Around
Ubud, Bali
Saratoga Springs, NY
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$2.49 $2.49
-88.35%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$1.98 $1.98
-77.27%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.37 $1.37
-75.18%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$29.69 $29.69
-79.89%
Gasoline (1 liter)
$0.75 Rp 12.4K
$0.87 $0.87
-13.79%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$33.7K $33.7K
-23.33%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$25K $25K
26.76%
🧾 Monthly Utilities & Internet
Ubud, Bali
Saratoga Springs, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$191 $191
-66.15%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$53.3 $53.3
-92.24%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$66.7 $66.7
-64.01%
🎉 Sport & Entertainment
Ubud, Bali
Saratoga Springs, NY
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$59 $59
-60.51%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$19.69 $19.69
-68.56%
Cinema Ticket
$3.45 Rp 57.5K
$14.92 $14.92
-76.88%
🧸 Childcare & Education
Ubud, Bali
Saratoga Springs, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$1,399 $1,399
-93.43%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$30K $30K
-80.31%
👕👟 Clothing & Footwear
Ubud, Bali
Saratoga Springs, NY
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$47.13 $47.13
9.21%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$34.1 $34.1
-28.30%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$86.9 $86.9
-2.95%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$112 $112
-33.71%
🏠 Accommodation & Living
Ubud, Bali
Saratoga Springs, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$2,475 $2,475
-89.44%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$1,559 $1,559
-89.77%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$3,035 $3,035
-80.72%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$2,175 $2,175
-84.90%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
-
-
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
-
-
💵 Salaries & Financials
Ubud, Bali
Saratoga Springs, NY
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$4,924 $4,924
-96.39%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.36
108.81%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Saratoga Springs, NY: November 30, 2025

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