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Cost of Living Comparison Between Ubud, Bali and Saratoga, CA Cost of Living Comparison Between Ubud, Bali and Saratoga, CA

🙂 Solo nomad: Ubud, Bali is 62.7% cheaper than Saratoga, CA without rent, and 73.8% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 61.1% cheaper than Saratoga, CA without rent, and 71.4% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Saratoga, CA
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$20.84 $20.84
-86.32%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$80.6 $80.6
-84.79%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$11.66 $11.66
-71.87%
Cappuccino
$2.3 Rp 38.3K
$5.72 $5.72
-59.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$3.23 $3.23
-65.63%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$2.48 $2.48
-89.52%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$6.92 $6.92
-65.32%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$7.35 $7.35
-57.14%
🛒 Groceries & Markets
Ubud, Bali
Saratoga, CA
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.41 $1.41
5.67%
White Bread (500g)
$1.65 Rp 27.5K
$5.03 $5.03
-67.20%
Rice (white) (1kg)
$1.13 Rp 18.9K
$3.25 $3.25
-65.23%
Eggs
$2.33 Rp 38.9K
$4.8 $4.8
-51.46%
Local Cheese (1kg)
$13.7 Rp 228.3K
$29.97 $29.97
-54.29%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$15.43 $15.43
-74.27%
Beef Round Steak (1kg)
$11.22 Rp 187K
$22.97 $22.97
-51.15%
Apples (1kg)
$3.48 Rp 57.9K
$6.04 $6.04
-42.38%
Banana (1kg)
$1.5 Rp 25K
$2.45 $2.45
-38.78%
Oranges (1kg)
$2.68 Rp 44.6K
$4.93 $4.93
-45.64%
Tomato (1kg)
$1.35 Rp 22.5K
$6.67 $6.67
-79.76%
Potato (1kg)
$1.57 Rp 26.2K
$3.41 $3.41
-53.96%
Onion (1kg)
$2.1 Rp 34.9K
$4.36 $4.36
-51.83%
Lettuce (1 head)
$1.03 Rp 17.1K
$2.99 $2.99
-65.55%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$2.87 $2.87
-80.14%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$11.08 $11.08
-79.15%
Wine (Bottle)
$15.21 Rp 253.5K
$17.33 $17.33
-12.23%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$2.17 $2.17
14.75%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$2.82 $2.82
-5.67%
🚌 Getting Around
Ubud, Bali
Saratoga, CA
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$1.96 $1.96
-85.20%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$3.44 $3.44
-86.92%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.81 $1.81
-81.22%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$29.96 $29.96
-80.07%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.29 $1.29
-41.86%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$30.3K $30.3K
-14.82%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$26.7K $26.7K
18.88%
🧾 Monthly Utilities & Internet
Ubud, Bali
Saratoga, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$294 $294
-78.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$47.67 $47.67
-91.32%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$66.5 $66.5
-63.91%
🎉 Sport & Entertainment
Ubud, Bali
Saratoga, CA
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$42.58 $42.58
-45.30%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
-
-
Cinema Ticket
$3.45 Rp 57.5K
$15.76 $15.76
-78.11%
🧸 Childcare & Education
Ubud, Bali
Saratoga, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$1,938 $1,938
-95.26%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$25.7K $25.7K
-76.95%
👕👟 Clothing & Footwear
Ubud, Bali
Saratoga, CA
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$62.9 $62.9
-18.16%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$44.2 $44.2
-44.68%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$78.6 $78.6
7.36%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$114 $114
-34.68%
🏠 Accommodation & Living
Ubud, Bali
Saratoga, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$1,590 $1,590
-83.57%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$1,326 $1,326
-87.97%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$2,623 $2,623
-77.70%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$2,224 $2,224
-85.24%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$2,578 $2,578
-61.79%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$2,179 $2,179
-61.14%
💵 Salaries & Financials
Ubud, Bali
Saratoga, CA
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$9,976 $9,976
-98.22%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.51
103.99%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Saratoga, CA: November 30, 2025

Digital Nomad Cost of Living Index

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