Cost of Living Comparison Between Ubud, Bali and Santa Cruz, Laguna Cost of Living Comparison Between Ubud, Bali and Santa Cruz, Laguna

😐 Solo nomad: Ubud, Bali is 8.9% more expensive than Santa Cruz, Laguna without rent, and 88.7% more expensive with rent.
😐 Family of 3: Ubud, Bali is 83.5% more expensive than Santa Cruz, Laguna without rent, and 141.1% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Santa Cruz, Laguna
Difference
Meal at Budget Restaurant
$3.47 Rp 58.5K
$1.76 ₱102
97.16%
Three-Course Dinner for Two, Mid-Range
$32.10 Rp 541.6K
$9.05 ₱527
254.70%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 82.0K
$3.15 ₱184
54.29%
Cappuccino
$2.82 Rp 47.6K
$2.09 ₱122
34.93%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 Rp 23.2K
$0.42 ₱24.62
226.19%
Water (0.33 liter bottle)
$0.73 Rp 12.3K
$0.26 ₱15.11
180.77%
Local Beer (0.5 liter draught)
$2.90 Rp 48.9K
$1.23 ₱71.4
135.77%
Imported Beer (0.33 liter bottle)
$3.92 Rp 66.1K
$1.08 ₱62.7
262.96%
🛒 Groceries & Markets
Ubud, Bali
Santa Cruz, Laguna
Difference
Milk (1 liter)
$1.74 Rp 29.4K
$1.84 ₱107
-5.43%
White Bread (500g)
$2.44 Rp 41.2K
$1.25 ₱73.0
95.20%
Rice (white) (1kg)
$1.17 Rp 19.7K
$1.04 ₱60.4
12.50%
Eggs
$2.35 Rp 39.7K
$1.68 ₱97.8
39.88%
Local Cheese (1kg)
$14.78 Rp 249.4K
$5.40 ₱315
173.70%
Chicken Fillets (1kg)
$4.25 Rp 71.7K
$4.29 ₱250
-0.93%
Beef Round Steak (1kg)
$12.21 Rp 206.1K
$7.28 ₱424
67.72%
Apples (1kg)
$3.72 Rp 62.8K
$1.65 ₱95.8
125.45%
Banana (1kg)
$1.56 Rp 26.2K
$0.51 ₱29.50
205.88%
Oranges (1kg)
$2.69 Rp 45.4K
$1.62 ₱94.5
66.05%
Tomato (1kg)
$2.34 Rp 39.4K
$1.72 ₱99.9
36.05%
Potato (1kg)
$2.00 Rp 33.7K
$2.85 ₱166
-29.82%
Onion (1kg)
$2.31 Rp 38.9K
$4.01 ₱234
-42.39%
Lettuce (1 head)
$1.01 Rp 17.1K
$1.58 ₱91.9
-36.08%
Water (1.5 liter bottle)
$0.73 Rp 12.3K
$1.06 ₱61.7
-31.13%
Cigarettes 20 Pack (Marlboro, Camel)
$3.31 Rp 55.9K
$3.10 ₱180
6.77%
Wine (Bottle)
$25.14 Rp 424.2K
$9.70 ₱565
159.18%
Local Beer (0.5 liter bottle)
$2.90 Rp 48.9K
$1.56 ₱90.7
85.90%
Imported Beer (0.33 liter bottle)
$2.77 Rp 46.8K
$2.05 ₱119
35.12%
🚌 Getting Around
Ubud, Bali
Santa Cruz, Laguna
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,526
$0.26 ₱14.97
3.85%
Public Transport Monthly Pass (Regular Price)
$8.26 Rp 139.4K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,634
$0.78 ₱45.27
-42.31%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,129
$0.22 ₱12.78
90.91%
Taxi 1hour Waiting (Normal Tariff)
$6.26 Rp 105.5K
$2.19 ₱127
185.84%
Gasoline (1 liter)
$0.86 Rp 14.6K
$1.14 ₱66.4
-24.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K Rp 436.8M
$25.2K ₱1.5M
2.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 538.1M
$20.2K ₱1.2M
58.24%
🧾 Monthly Utilities & Internet
Ubud, Bali
Santa Cruz, Laguna
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$94.5 ₱5,501
-14.51%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.98 Rp 67.1K
$32.79 ₱1,910
-87.86%
Internet (50+ Mbps, Unlimited Data)
$23.55 Rp 397.3K
$30.34 ₱1,766
-22.38%
🎉 Sport & Entertainment
Ubud, Bali
Santa Cruz, Laguna
Difference
Gym Membership (Monthly)
$97.3 Rp 1.6M
$34.58 ₱2,013
181.32%
Tennis Court (1 Hour on Weekend)
$6.42 Rp 108.4K
$4.51 ₱263
42.35%
Cinema Ticket
$4.16 Rp 70.3K
$7.14 ₱416
-41.74%
🧸 Childcare & Education
Ubud, Bali
Santa Cruz, Laguna
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$294 Rp 5.0M
$80.8 ₱4,706
263.92%
International Primary School, 1 Child (Yearly)
$6,548 Rp 110.5M
$2,774 ₱161.5K
136.05%
👕👟 Clothing & Footwear
Ubud, Bali
Santa Cruz, Laguna
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 913.9K
$32.29 ₱1,880
67.76%
Summer Dress (H&M, Zara, etc)
$37.95 Rp 640.3K
$29.46 ₱1,715
28.82%
Sport Shoes (Adidas, Nike)
$88.1 Rp 1.5M
$96.8 ₱5,635
-8.96%
Men's Leather Business Shoes
$78.1 Rp 1.3M
$94.6 ₱5,506
-17.41%
🏠 Accommodation & Living
Ubud, Bali
Santa Cruz, Laguna
Difference
1-bedroom Apartment, City Center (Monthly)
$995 Rp 16.8M
$265 ₱15.4K
275.27%
1-bedroom Apartment, Outside City Center (Monthly)
$668 Rp 11.3M
$177 ₱10.3K
276.61%
3-bedroom Apartment, City Center (Monthly)
$3,391 Rp 57.2M
$599 ₱34.9K
466.28%
3-bedroom Apartment, Outside City Center (Monthly)
$2,080 Rp 35.1M
$387 ₱22.5K
437.81%
Buy Apartment in City Center (m2)
$3,037 Rp 51.2M
$2,574 ₱149.9K
18.01%
Buy Apartment Outside City Center (m2)
$2,378 Rp 40.1M
$670 ₱39.0K
255.23%
💵 Salaries & Financials
Ubud, Bali
Santa Cruz, Laguna
Difference
Average Monthly Net Salary (After Tax)
$180 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
8.13
63.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Santa Cruz, Laguna: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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