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Cost of Living Comparison Between Ubud, Bali and Santa Cruz, Laguna Cost of Living Comparison Between Ubud, Bali and Santa Cruz, Laguna

😐 Solo nomad: Ubud, Bali is 12% more expensive than Santa Cruz, Laguna without rent, and 0.3% cheaper with rent.
😐 Family of 3: Ubud, Bali is 11.3% more expensive than Santa Cruz, Laguna without rent, and 0.2% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Santa Cruz, Laguna
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$1.8 ₱105
58.33%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$8.92 ₱521
37.44%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$3.17 ₱185
3.47%
Cappuccino
$2.3 Rp 38.3K
$2.11 ₱123
9.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$0.45 ₱26.48
146.67%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$0.28 ₱16.34
-7.14%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$1.25 ₱73.2
92.00%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$1.04 ₱60.6
202.88%
🛒 Groceries & Markets
Ubud, Bali
Santa Cruz, Laguna
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.76 ₱103
-15.34%
White Bread (500g)
$1.65 Rp 27.5K
$1.2 ₱70.1
37.50%
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.03 ₱60.2
9.71%
Eggs
$2.33 Rp 38.9K
$1.67 ₱97.3
39.52%
Local Cheese (1kg)
$13.7 Rp 228.3K
$5.36 ₱313
155.60%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$4.18 ₱244
-5.02%
Beef Round Steak (1kg)
$11.22 Rp 187K
$7.35 ₱429
52.65%
Apples (1kg)
$3.48 Rp 57.9K
$1.63 ₱95.3
113.50%
Banana (1kg)
$1.5 Rp 25K
$0.56 ₱32.44
167.86%
Oranges (1kg)
$2.68 Rp 44.6K
$1.55 ₱90.6
72.90%
Tomato (1kg)
$1.35 Rp 22.5K
$1.64 ₱95.4
-17.68%
Potato (1kg)
$1.57 Rp 26.2K
$2.81 ₱164
-44.13%
Onion (1kg)
$2.1 Rp 34.9K
$4.04 ₱236
-48.02%
Lettuce (1 head)
$1.03 Rp 17.1K
$1.63 ₱94.9
-36.81%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$1.04 ₱60.9
-45.19%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$3.24 ₱189
-28.70%
Wine (Bottle)
$15.21 Rp 253.5K
$7.92 ₱462
92.05%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.62 ₱94.3
53.70%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$1.94 ₱113
37.11%
🚌 Getting Around
Ubud, Bali
Santa Cruz, Laguna
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$0.28 ₱16.44
3.57%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$0.83 ₱48.33
-45.78%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$0.22 ₱12.79
54.55%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$2.09 ₱122
185.65%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.1 ₱64.4
-31.82%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$25.4K ₱1.5M
1.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$20.3K ₱1.2M
56.08%
🧾 Monthly Utilities & Internet
Ubud, Bali
Santa Cruz, Laguna
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$94.8 ₱5,533
-31.86%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$33.47 ₱1,954
-87.63%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$29.58 ₱1,726
-18.90%
🎉 Sport & Entertainment
Ubud, Bali
Santa Cruz, Laguna
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$33.35 ₱1,947
-30.16%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
-
-
Cinema Ticket
$3.45 Rp 57.5K
$6.98 ₱408
-50.57%
🧸 Childcare & Education
Ubud, Bali
Santa Cruz, Laguna
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$80.2 ₱4,683
14.53%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$2,753 ₱160.6K
114.80%
👕👟 Clothing & Footwear
Ubud, Bali
Santa Cruz, Laguna
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$32.51 ₱1,898
58.32%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$29.98 ₱1,750
-18.45%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$96.2 ₱5,615
-12.31%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$94.6 ₱5,518
-21.41%
🏠 Accommodation & Living
Ubud, Bali
Santa Cruz, Laguna
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$262 ₱15.3K
-0.27%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$174 ₱10.2K
-8.57%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$598 ₱34.9K
-2.21%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$387 ₱22.6K
-15.11%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$2,093 ₱122.1K
-52.93%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
-
-
💵 Salaries & Financials
Ubud, Bali
Santa Cruz, Laguna
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
8.13
63.35%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Santa Cruz, Laguna: December 2, 2025

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