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Cost of Living Comparison Between Ubud, Bali and Santa Cruz Cost of Living Comparison Between Ubud, Bali and Santa Cruz

🙂 Solo nomad: Ubud, Bali is 36.8% cheaper than Santa Cruz without rent, and 15.7% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 36.4% cheaper than Santa Cruz without rent, and 22.3% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Santa Cruz
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$7.63 JMD 1,215
-62.65%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$63 JMD 10K
-80.55%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$8.61 JMD 1,372
-61.90%
Cappuccino
$2.3 Rp 38.3K
$4.38 JMD 697
-47.49%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$1.3 JMD 208
-14.62%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$0.71 JMD 112
-63.38%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$2.52 JMD 402
-4.76%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$3.19 JMD 509
-1.25%
🛒 Groceries & Markets
Ubud, Bali
Santa Cruz
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$4.27 JMD 680
-65.11%
White Bread (500g)
$1.65 Rp 27.5K
$3.51 JMD 559
-52.99%
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.61 JMD 257
-29.81%
Eggs
$2.33 Rp 38.9K
$3.46 JMD 551
-32.66%
Local Cheese (1kg)
$13.7 Rp 228.3K
$10.89 JMD 1,735
25.80%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$6.34 JMD 1,011
-37.38%
Beef Round Steak (1kg)
$11.22 Rp 187K
$7.85 JMD 1,250
42.93%
Apples (1kg)
$3.48 Rp 57.9K
$6.17 JMD 983
-43.60%
Banana (1kg)
$1.5 Rp 25K
$3.14 JMD 500
-52.23%
Oranges (1kg)
$2.68 Rp 44.6K
$4.17 JMD 665
-35.73%
Tomato (1kg)
$1.35 Rp 22.5K
$2.96 JMD 472
-54.39%
Potato (1kg)
$1.57 Rp 26.2K
$2.11 JMD 337
-25.59%
Onion (1kg)
$2.1 Rp 34.9K
$1.95 JMD 310
7.69%
Lettuce (1 head)
$1.03 Rp 17.1K
$3 JMD 478
-65.67%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$1.49 JMD 237
-61.74%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$8.93 JMD 1,422
-74.13%
Wine (Bottle)
$15.21 Rp 253.5K
$11.11 JMD 1,770
36.90%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$2.82 JMD 449
-11.70%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$3.14 JMD 501
-15.29%
🚌 Getting Around
Ubud, Bali
Santa Cruz
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
-
-
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$1.13 JMD 180
-60.18%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$3.27 JMD 521
-89.60%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$6.23 JMD 993
-4.17%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.28 JMD 204
-41.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$43K JMD 6.9M
-39.97%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$33.8K JMD 5.4M
-5.98%
🧾 Monthly Utilities & Internet
Ubud, Bali
Santa Cruz
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$162 JMD 25.9K
-60.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$22.49 JMD 3,583
-81.59%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$51.5 JMD 8,199
-53.39%
🎉 Sport & Entertainment
Ubud, Bali
Santa Cruz
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
-
-
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
-
-
Cinema Ticket
$3.45 Rp 57.5K
$12.89 JMD 2,054
-73.24%
🧸 Childcare & Education
Ubud, Bali
Santa Cruz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$229 JMD 36.5K
-59.88%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$2,492 JMD 397K
137.22%
👕👟 Clothing & Footwear
Ubud, Bali
Santa Cruz
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$25.58 JMD 4,074
101.21%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$25.64 JMD 4,085
-4.64%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$72.2 JMD 11.5K
16.92%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$75.3 JMD 12K
-1.28%
🏠 Accommodation & Living
Ubud, Bali
Santa Cruz
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
-
-
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
-
-
Buy Apartment in City Center (m2)
$985 Rp 16.4M
-
-
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
-
-
💵 Salaries & Financials
Ubud, Bali
Santa Cruz
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$394 JMD 62.8K
-54.83%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
9.15
45.14%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Santa Cruz: December 1, 2025

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