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Cost of Living Comparison Between Ubud, Bali and Santa Cruz Cost of Living Comparison Between Ubud, Bali and Santa Cruz

🙂 Solo nomad: Ubud, Bali is 14.6% cheaper than Santa Cruz without rent, and 60.3% more expensive with rent.
🙂 Family of 3: Ubud, Bali is 13.9% cheaper than Santa Cruz without rent, and 86.8% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Santa Cruz
Difference
Meal at Budget Restaurant
$3.43 Rp 58.1K
$7.46 JMD 1,175
-54.02%
Three-Course Dinner for Two, Mid-Range
$32.70 Rp 553.4K
$63.1 JMD 9,947
-48.20%
Fast Food Meal (McDonalds, etc)
$5.04 Rp 85.2K
$8.74 JMD 1,377
-42.33%
Cappuccino
$2.85 Rp 48.2K
$4.39 JMD 692
-35.08%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 22.8K
$1.37 JMD 216
-2.19%
Water (0.33 liter bottle)
$0.75 Rp 12.6K
$0.75 JMD 118
-
Local Beer (0.5 liter draught)
$2.90 Rp 49.1K
$2.44 JMD 384
18.85%
Imported Beer (0.33 liter bottle)
$3.94 Rp 66.7K
$3.17 JMD 500
24.29%
🛒 Groceries & Markets
Ubud, Bali
Santa Cruz
Difference
Milk (1 liter)
$1.80 Rp 30.5K
$4.32 JMD 681
-58.33%
White Bread (500g)
$2.55 Rp 43.2K
$3.52 JMD 554
-27.56%
Rice (white) (1kg)
$1.19 Rp 20.2K
$1.62 JMD 256
-26.54%
Eggs
$2.42 Rp 40.9K
$3.61 JMD 569
-32.96%
Local Cheese (1kg)
$14.38 Rp 243.4K
$10.94 JMD 1,723
31.44%
Chicken Fillets (1kg)
$4.21 Rp 71.2K
$6.48 JMD 1,021
-35.03%
Beef Round Steak (1kg)
$11.88 Rp 201.0K
$7.50 JMD 1,182
58.40%
Apples (1kg)
$3.71 Rp 62.8K
$5.96 JMD 939
-37.75%
Banana (1kg)
$1.56 Rp 26.4K
$3.16 JMD 498
-50.63%
Oranges (1kg)
$2.77 Rp 46.9K
$4.26 JMD 671
-34.98%
Tomato (1kg)
$2.22 Rp 37.6K
$3.04 JMD 479
-26.97%
Potato (1kg)
$1.99 Rp 33.8K
$2.05 JMD 323
-2.93%
Onion (1kg)
$2.29 Rp 38.8K
$2.03 JMD 319
12.81%
Lettuce (1 head)
$1.01 Rp 17.1K
$2.98 JMD 470
-66.11%
Water (1.5 liter bottle)
$0.78 Rp 13.3K
$1.45 JMD 229
-46.21%
Cigarettes 20 Pack (Marlboro, Camel)
$3.17 Rp 53.6K
$8.70 JMD 1,370
-63.56%
Wine (Bottle)
$23.70 Rp 401.1K
$11.52 JMD 1,815
105.73%
Local Beer (0.5 liter bottle)
$2.78 Rp 47.0K
$2.88 JMD 454
-3.47%
Imported Beer (0.33 liter bottle)
$2.75 Rp 46.5K
$3.18 JMD 501
-13.52%
🚌 Getting Around
Ubud, Bali
Santa Cruz
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,514
-
-
Public Transport Monthly Pass (Regular Price)
$8.14 Rp 137.7K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,609
$1.13 JMD 178
-60.18%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,192
$3.26 JMD 514
-87.12%
Taxi 1hour Waiting (Normal Tariff)
$6.18 Rp 104.6K
$6.45 JMD 1,016
-4.19%
Gasoline (1 liter)
$0.80 Rp 13.5K
$1.30 JMD 204
-38.46%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 443.1M
$43.6K JMD 6.9M
-39.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6K Rp 534.8M
$33.7K JMD 5.3M
-6.12%
🧾 Monthly Utilities & Internet
Ubud, Bali
Santa Cruz
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rp 1.4M
$161 JMD 25.3K
-49.80%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.12 Rp 69.8K
$21.92 JMD 3,453
-81.20%
Internet (50+ Mbps, Unlimited Data)
$23.70 Rp 401.0K
$50.3 JMD 7,917
-52.84%
🎉 Sport & Entertainment
Ubud, Bali
Santa Cruz
Difference
Gym Membership (Monthly)
$96.9 Rp 1.6M
-
-
Tennis Court (1 Hour on Weekend)
$6.29 Rp 106.4K
-
-
Cinema Ticket
$4.11 Rp 69.5K
$13.25 JMD 2,088
-68.98%
🧸 Childcare & Education
Ubud, Bali
Santa Cruz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$298 Rp 5.0M
$223 JMD 35.1K
34.08%
International Primary School, 1 Child (Yearly)
$6,540 Rp 110.7M
$2,530 JMD 398.7K
158.46%
👕👟 Clothing & Footwear
Ubud, Bali
Santa Cruz
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 904.2K
$26.16 JMD 4,121
104.24%
Summer Dress (H&M, Zara, etc)
$38.33 Rp 648.6K
$25.52 JMD 4,020
50.20%
Sport Shoes (Adidas, Nike)
$86.4 Rp 1.5M
$71.5 JMD 11.3K
20.86%
Men's Leather Business Shoes
$78.9 Rp 1.3M
$77.6 JMD 12.2K
1.68%
🏠 Accommodation & Living
Ubud, Bali
Santa Cruz
Difference
1-bedroom Apartment, City Center (Monthly)
$1,015 Rp 17.2M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$669 Rp 11.3M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,348 Rp 56.7M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$2,114 Rp 35.8M
-
-
Buy Apartment in City Center (m2)
$3,020 Rp 51.1M
-
-
Buy Apartment Outside City Center (m2)
$2,334 Rp 39.5M
-
-
💵 Salaries & Financials
Ubud, Bali
Santa Cruz
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3.0M
$404 JMD 63.7K
-55.88%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
9.15
45.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for Santa Cruz: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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