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Cost of Living Comparison Between Ubud, Bali and Santa Cruz, CA Cost of Living Comparison Between Ubud, Bali and Santa Cruz, CA

🙂 Solo nomad: Ubud, Bali is 69.9% cheaper than Santa Cruz, CA without rent, and 82.4% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 56.4% cheaper than Santa Cruz, CA without rent, and 80% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Santa Cruz, CA
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$22.63 $22.63
-87.41%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$79.1 $79.1
-84.51%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$12.35 $12.35
-73.44%
Cappuccino
$2.3 Rp 38.3K
$5.78 $5.78
-60.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$3.38 $3.38
-67.16%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$2.47 $2.47
-89.47%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$7.06 $7.06
-66.01%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$7.41 $7.41
-57.49%
🛒 Groceries & Markets
Ubud, Bali
Santa Cruz, CA
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.38 $1.38
7.97%
White Bread (500g)
$1.65 Rp 27.5K
$5.2 $5.2
-68.27%
Rice (white) (1kg)
$1.13 Rp 18.9K
$6.83 $6.83
-83.46%
Eggs
$2.33 Rp 38.9K
$5.99 $5.99
-61.10%
Local Cheese (1kg)
$13.7 Rp 228.3K
$23.94 $23.94
-42.77%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$14.71 $14.71
-73.01%
Beef Round Steak (1kg)
$11.22 Rp 187K
$23.54 $23.54
-52.34%
Apples (1kg)
$3.48 Rp 57.9K
$7.04 $7.04
-50.57%
Banana (1kg)
$1.5 Rp 25K
$2.9 $2.9
-48.28%
Oranges (1kg)
$2.68 Rp 44.6K
$5.27 $5.27
-49.15%
Tomato (1kg)
$1.35 Rp 22.5K
$7.32 $7.32
-81.56%
Potato (1kg)
$1.57 Rp 26.2K
$3.91 $3.91
-59.85%
Onion (1kg)
$2.1 Rp 34.9K
$3.98 $3.98
-47.24%
Lettuce (1 head)
$1.03 Rp 17.1K
$2.78 $2.78
-62.95%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$2.75 $2.75
-79.27%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$14.09 $14.09
-83.61%
Wine (Bottle)
$15.21 Rp 253.5K
$12.02 $12.02
26.54%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$2.07 $2.07
20.29%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$2.73 $2.73
-2.56%
🚌 Getting Around
Ubud, Bali
Santa Cruz, CA
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$1.99 $1.99
-85.43%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$65.9 $65.9
-84.78%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$4.18 $4.18
-89.23%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.94 $1.94
-82.47%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$38.93 $38.93
-84.66%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.3 $1.3
-42.31%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$35K $35K
-26.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$26.4K $26.4K
20.18%
🧾 Monthly Utilities & Internet
Ubud, Bali
Santa Cruz, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$223 $223
-71.04%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$46.18 $46.18
-91.04%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$67.1 $67.1
-64.23%
🎉 Sport & Entertainment
Ubud, Bali
Santa Cruz, CA
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$59.3 $59.3
-60.71%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
-
-
Cinema Ticket
$3.45 Rp 57.5K
$17.06 $17.06
-79.78%
🧸 Childcare & Education
Ubud, Bali
Santa Cruz, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$3,183 $3,183
-97.11%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$38.6K $38.6K
-84.67%
👕👟 Clothing & Footwear
Ubud, Bali
Santa Cruz, CA
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$63.2 $63.2
-18.59%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$45.81 $45.81
-46.63%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$79.2 $79.2
6.47%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$116 $116
-36.18%
🏠 Accommodation & Living
Ubud, Bali
Santa Cruz, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$2,930 $2,930
-91.08%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$2,675 $2,675
-94.04%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$5,499 $5,499
-89.36%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$4,134 $4,134
-92.06%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$8,750 $8,750
-88.74%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$7,868 $7,868
-89.24%
💵 Salaries & Financials
Ubud, Bali
Santa Cruz, CA
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$5,617 $5,617
-96.83%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.36
108.81%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Santa Cruz, CA: December 2, 2025

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