Cost of Living Comparison Between Ubud, Bali and Santa Cruz Cost of Living Comparison Between Ubud, Bali and Santa Cruz

šŸ˜ Solo nomad: Ubud, Bali is 12.6% more expensive than Santa Cruz without rent, and 80.4% more expensive with rent.
šŸ˜ Family of 3: Ubud, Bali is 52% more expensive than Santa Cruz without rent, and 102.6% more expensive with rent.
Currency
šŸ½ Eating Out
Ubud, Bali
Santa Cruz
Difference
Meal at Budget Restaurant
$3.47 RpĀ 58.5K
$2.94 BOBĀ 20.37
18.03%
Three-Course Dinner for Two, Mid-Range
$32.10 RpĀ 542.1K
$27.08 BOBĀ 188
18.54%
Fast Food Meal (McDonalds, etc)
$4.86 RpĀ 82.1K
$7.14 BOBĀ 49.46
-31.93%
Cappuccino
$2.82 RpĀ 47.7K
$2.81 BOBĀ 19.46
0.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 RpĀ 23.2K
$0.79 BOBĀ 5.47
73.42%
Water (0.33 liter bottle)
$0.73 RpĀ 12.3K
$0.66 BOBĀ 4.56
10.61%
Local Beer (0.5 liter draught)
$2.90 RpĀ 48.9K
$1.44 BOBĀ 9.95
101.39%
Imported Beer (0.33 liter bottle)
$3.92 RpĀ 66.1K
$1.90 BOBĀ 13.20
106.32%
šŸ›’ Groceries & Markets
Ubud, Bali
Santa Cruz
Difference
Milk (1 liter)
$1.74 RpĀ 29.4K
$1.08 BOBĀ 7.46
61.11%
White Bread (500g)
$2.44 RpĀ 41.3K
$1.42 BOBĀ 9.84
71.83%
Rice (white) (1kg)
$1.17 RpĀ 19.7K
$1.34 BOBĀ 9.30
-12.69%
Eggs
$2.35 RpĀ 39.7K
$1.76 BOBĀ 12.22
33.52%
Local Cheese (1kg)
$14.78 RpĀ 249.6K
$4.77 BOBĀ 33.05
209.85%
Chicken Fillets (1kg)
$4.25 RpĀ 71.8K
$4.14 BOBĀ 28.68
2.66%
Beef Round Steak (1kg)
$12.21 RpĀ 206.2K
$6.30 BOBĀ 43.66
93.81%
Apples (1kg)
$3.72 RpĀ 62.8K
$2.74 BOBĀ 18.96
35.77%
Banana (1kg)
$1.56 RpĀ 26.3K
$0.89 BOBĀ 6.14
75.28%
Oranges (1kg)
$2.69 RpĀ 45.5K
$1.14 BOBĀ 7.92
135.96%
Tomato (1kg)
$2.34 RpĀ 39.4K
$1.00 BOBĀ 6.90
134.00%
Potato (1kg)
$2.00 RpĀ 33.8K
$0.98 BOBĀ 6.81
104.08%
Onion (1kg)
$2.31 RpĀ 39.0K
$1.00 BOBĀ 6.93
131.00%
Lettuce (1 head)
$1.01 RpĀ 17.1K
$0.76 BOBĀ 5.24
32.89%
Water (1.5 liter bottle)
$0.73 RpĀ 12.3K
$1.15 BOBĀ 7.97
-36.52%
Cigarettes 20 Pack (Marlboro, Camel)
$3.31 RpĀ 56.0K
$2.14 BOBĀ 14.84
54.67%
Wine (Bottle)
$25.14 RpĀ 424.6K
$7.31 BOBĀ 50.6
243.91%
Local Beer (0.5 liter bottle)
$2.90 RpĀ 48.9K
$1.48 BOBĀ 10.26
95.95%
Imported Beer (0.33 liter bottle)
$2.77 RpĀ 46.8K
$2.01 BOBĀ 13.94
37.81%
šŸšŒ Getting Around
Ubud, Bali
Santa Cruz
Difference
One-way Ticket (Public Transport)
$0.27 RpĀ 4,530
$0.30 BOBĀ 2.06
-10.00%
Public Transport Monthly Pass (Regular Price)
$8.26 RpĀ 139.5K
$21.43 BOBĀ 149
-61.46%
Taxi Start (Normal Tariff)
$0.45 RpĀ 7,641
$2.96 BOBĀ 20.49
-84.80%
Taxi (Normal Tariff) (1km)
$0.42 RpĀ 7,135
$1.48 BOBĀ 10.28
-71.62%
Taxi 1hour Waiting (Normal Tariff)
$6.26 RpĀ 105.6K
$7.28 BOBĀ 50.5
-14.01%
Gasoline (1 liter)
$0.86 RpĀ 14.6K
$0.55 BOBĀ 3.81
56.36%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K RpĀ 437.2M
$28.7K BOBĀ 199.2K
-9.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K RpĀ 538.6M
$28.0K BOBĀ 194.0K
13.91%
šŸ§¾ Monthly Utilities & Internet
Ubud, Bali
Santa Cruz
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 RpĀ 1.4M
$53.4 BOBĀ 370
51.15%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.98 RpĀ 67.1K
$22.97 BOBĀ 159
-82.67%
Internet (50+ Mbps, Unlimited Data)
$23.55 RpĀ 397.6K
$33.51 BOBĀ 232
-29.72%
šŸŽ‰ Sport & Entertainment
Ubud, Bali
Santa Cruz
Difference
Gym Membership (Monthly)
$97.3 RpĀ 1.6M
$32.52 BOBĀ 225
199.14%
Tennis Court (1 Hour on Weekend)
$6.42 RpĀ 108.4K
$22.03 BOBĀ 153
-70.86%
Cinema Ticket
$4.16 RpĀ 70.3K
$7.11 BOBĀ 49.29
-41.49%
šŸ§ø Childcare & Education
Ubud, Bali
Santa Cruz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$294 RpĀ 5.0M
$202 BOBĀ 1,400
45.57%
International Primary School, 1 Child (Yearly)
$6,548 RpĀ 110.6M
$4,157 BOBĀ 28.8K
57.54%
šŸ‘•šŸ‘Ÿ Clothing & Footwear
Ubud, Bali
Santa Cruz
Difference
Jeans (Levis 501 Or Similar)
$54.2 RpĀ 914.7K
$42.44 BOBĀ 294
27.64%
Summer Dress (H&M, Zara, etc)
$37.95 RpĀ 640.8K
$48.35 BOBĀ 335
-21.51%
Sport Shoes (Adidas, Nike)
$88.1 RpĀ 1.5M
$83.7 BOBĀ 580
5.29%
Men's Leather Business Shoes
$78.1 RpĀ 1.3M
$61.8 BOBĀ 429
26.29%
šŸ  Accommodation & Living
Ubud, Bali
Santa Cruz
Difference
1-bedroom Apartment, City Center (Monthly)
$995 RpĀ 16.8M
$414 BOBĀ 2,868
140.47%
1-bedroom Apartment, Outside City Center (Monthly)
$668 RpĀ 11.3M
$262 BOBĀ 1,813
155.17%
3-bedroom Apartment, City Center (Monthly)
$3,391 RpĀ 57.3M
$748 BOBĀ 5,186
353.19%
3-bedroom Apartment, Outside City Center (Monthly)
$2,080 RpĀ 35.1M
$635 BOBĀ 4,398
227.70%
Buy Apartment in City Center (m2)
$3,037 RpĀ 51.3M
$1,529 BOBĀ 10.6K
98.63%
Buy Apartment Outside City Center (m2)
$2,378 RpĀ 40.2M
$864 BOBĀ 5,985
175.39%
šŸ’µ Salaries & Financials
Ubud, Bali
Santa Cruz
Difference
Average Monthly Net Salary (After Tax)
$180 RpĀ 3.0M
$505 BOBĀ 3,496
-64.41%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.67
99.10%

CityCost data is based on AI and user input ā€“ minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Santa Cruz: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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