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Cost of Living Comparison Between Ubud, Bali and Santa Cruz Cost of Living Comparison Between Ubud, Bali and Santa Cruz

😐 Solo nomad: Ubud, Bali is 27% more expensive than Santa Cruz without rent, and 75.5% more expensive with rent.
😐 Family of 3: Ubud, Bali is 13.7% more expensive than Santa Cruz without rent, and 97.3% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Santa Cruz
Difference
Meal at Budget Restaurant
$3.43 Rp 58.1K
$2.97 BOB 20.59
15.49%
Three-Course Dinner for Two, Mid-Range
$32.70 Rp 553.4K
$26.65 BOB 185
22.70%
Fast Food Meal (McDonalds, etc)
$5.04 Rp 85.2K
$7.23 BOB 50.1
-30.29%
Cappuccino
$2.85 Rp 48.2K
$2.79 BOB 19.36
2.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 22.8K
$0.82 BOB 5.70
63.41%
Water (0.33 liter bottle)
$0.75 Rp 12.6K
$0.71 BOB 4.94
5.63%
Local Beer (0.5 liter draught)
$2.90 Rp 49.1K
$1.44 BOB 9.98
101.39%
Imported Beer (0.33 liter bottle)
$3.94 Rp 66.7K
$1.91 BOB 13.25
106.28%
🛒 Groceries & Markets
Ubud, Bali
Santa Cruz
Difference
Milk (1 liter)
$1.80 Rp 30.5K
$1.07 BOB 7.43
68.22%
White Bread (500g)
$2.55 Rp 43.2K
$1.40 BOB 9.69
82.14%
Rice (white) (1kg)
$1.19 Rp 20.2K
$1.33 BOB 9.21
-10.53%
Eggs
$2.42 Rp 40.9K
$1.82 BOB 12.62
32.97%
Local Cheese (1kg)
$14.38 Rp 243.4K
$4.79 BOB 33.21
200.21%
Chicken Fillets (1kg)
$4.21 Rp 71.2K
$4.19 BOB 29.05
0.48%
Beef Round Steak (1kg)
$11.88 Rp 201.0K
$6.32 BOB 43.83
87.97%
Apples (1kg)
$3.71 Rp 62.8K
$2.79 BOB 19.36
32.97%
Banana (1kg)
$1.56 Rp 26.4K
$0.91 BOB 6.28
71.43%
Oranges (1kg)
$2.77 Rp 46.9K
$1.14 BOB 7.88
142.98%
Tomato (1kg)
$2.22 Rp 37.6K
$1.01 BOB 6.99
119.80%
Potato (1kg)
$1.99 Rp 33.8K
$1.00 BOB 6.95
99.00%
Onion (1kg)
$2.29 Rp 38.8K
$0.93 BOB 6.45
146.24%
Lettuce (1 head)
$1.01 Rp 17.1K
$0.73 BOB 5.07
38.36%
Water (1.5 liter bottle)
$0.78 Rp 13.3K
$1.15 BOB 7.96
-32.17%
Cigarettes 20 Pack (Marlboro, Camel)
$3.17 Rp 53.6K
$2.14 BOB 14.80
48.13%
Wine (Bottle)
$23.70 Rp 401.1K
$7.36 BOB 51.0
222.01%
Local Beer (0.5 liter bottle)
$2.78 Rp 47.0K
$1.46 BOB 10.12
90.41%
Imported Beer (0.33 liter bottle)
$2.75 Rp 46.5K
$1.98 BOB 13.74
38.89%
🚌 Getting Around
Ubud, Bali
Santa Cruz
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,514
$0.30 BOB 2.06
-10.00%
Public Transport Monthly Pass (Regular Price)
$8.14 Rp 137.7K
$21.33 BOB 148
-61.84%
Taxi Start (Normal Tariff)
$0.45 Rp 7,609
$2.87 BOB 19.86
-84.32%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,192
$1.43 BOB 9.91
-70.63%
Taxi 1hour Waiting (Normal Tariff)
$6.18 Rp 104.6K
$7.14 BOB 49.50
-13.45%
Gasoline (1 liter)
$0.80 Rp 13.5K
$0.55 BOB 3.81
45.45%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 443.1M
$28.5K BOB 197.4K
-8.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6K Rp 534.8M
$27.2K BOB 188.4K
16.24%
🧾 Monthly Utilities & Internet
Ubud, Bali
Santa Cruz
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rp 1.4M
$54.3 BOB 376
48.62%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.12 Rp 69.8K
$22.29 BOB 154
-81.52%
Internet (50+ Mbps, Unlimited Data)
$23.70 Rp 401.0K
$33.01 BOB 229
-28.20%
🎉 Sport & Entertainment
Ubud, Bali
Santa Cruz
Difference
Gym Membership (Monthly)
$96.9 Rp 1.6M
$32.66 BOB 226
196.57%
Tennis Court (1 Hour on Weekend)
$6.29 Rp 106.4K
$22.06 BOB 153
-71.49%
Cinema Ticket
$4.11 Rp 69.5K
$7.21 BOB 49.98
-43.00%
🧸 Childcare & Education
Ubud, Bali
Santa Cruz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$298 Rp 5.0M
$204 BOB 1,410
46.59%
International Primary School, 1 Child (Yearly)
$6,540 Rp 110.7M
$4,276 BOB 29.6K
52.93%
👕👟 Clothing & Footwear
Ubud, Bali
Santa Cruz
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 904.2K
$42.28 BOB 293
26.37%
Summer Dress (H&M, Zara, etc)
$38.33 Rp 648.6K
$48.84 BOB 338
-21.52%
Sport Shoes (Adidas, Nike)
$86.4 Rp 1.5M
$83.9 BOB 582
2.91%
Men's Leather Business Shoes
$78.9 Rp 1.3M
$62.0 BOB 430
27.27%
🏠 Accommodation & Living
Ubud, Bali
Santa Cruz
Difference
1-bedroom Apartment, City Center (Monthly)
$1,015 Rp 17.2M
$405 BOB 2,804
150.97%
1-bedroom Apartment, Outside City Center (Monthly)
$669 Rp 11.3M
$259 BOB 1,795
158.08%
3-bedroom Apartment, City Center (Monthly)
$3,348 Rp 56.7M
$731 BOB 5,068
357.77%
3-bedroom Apartment, Outside City Center (Monthly)
$2,114 Rp 35.8M
$649 BOB 4,501
225.42%
Buy Apartment in City Center (m2)
$3,020 Rp 51.1M
$1,516 BOB 10.5K
99.14%
Buy Apartment Outside City Center (m2)
$2,334 Rp 39.5M
$869 BOB 6,024
168.47%
💵 Salaries & Financials
Ubud, Bali
Santa Cruz
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3.0M
$431 BOB 2,984
-58.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.67
99.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for Santa Cruz: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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