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Cost of Living Comparison Between Ubud, Bali and Santa Cruz Cost of Living Comparison Between Ubud, Bali and Santa Cruz

🙂 Solo nomad: Ubud, Bali is 8.1% cheaper than Santa Cruz without rent, and 9.5% cheaper with rent.
😐 Family of 3: Ubud, Bali is 13.2% more expensive than Santa Cruz without rent, and 19.2% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Santa Cruz
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$2.93 BOB 20.07
-2.73%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$27.4 BOB 188
-55.26%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$7.09 BOB 48.64
-53.74%
Cappuccino
$2.3 Rp 38.3K
$2.73 BOB 18.73
-15.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$0.79 BOB 5.4
40.51%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$0.68 BOB 4.65
-61.76%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$1.46 BOB 10.03
64.38%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$1.91 BOB 13.08
64.92%
🛒 Groceries & Markets
Ubud, Bali
Santa Cruz
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.09 BOB 7.47
36.70%
White Bread (500g)
$1.65 Rp 27.5K
$1.4 BOB 9.59
17.86%
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.34 BOB 9.2
-15.67%
Eggs
$2.33 Rp 38.9K
$1.77 BOB 12.17
31.64%
Local Cheese (1kg)
$13.7 Rp 228.3K
$4.68 BOB 32.1
192.74%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$4.12 BOB 28.23
-3.64%
Beef Round Steak (1kg)
$11.22 Rp 187K
$6.49 BOB 44.49
72.88%
Apples (1kg)
$3.48 Rp 57.9K
$2.75 BOB 18.85
26.55%
Banana (1kg)
$1.5 Rp 25K
$0.91 BOB 6.25
64.84%
Oranges (1kg)
$2.68 Rp 44.6K
$1.19 BOB 8.18
125.21%
Tomato (1kg)
$1.35 Rp 22.5K
$1.04 BOB 7.14
29.81%
Potato (1kg)
$1.57 Rp 26.2K
$0.99 BOB 6.78
58.59%
Onion (1kg)
$2.1 Rp 34.9K
$1.02 BOB 7.03
105.88%
Lettuce (1 head)
$1.03 Rp 17.1K
$0.75 BOB 5.15
37.33%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$1.1 BOB 7.58
-48.18%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$2.2 BOB 15.11
5.00%
Wine (Bottle)
$15.21 Rp 253.5K
$7.24 BOB 49.69
110.08%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.43 BOB 9.78
74.13%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$2.05 BOB 14.05
29.76%
🚌 Getting Around
Ubud, Bali
Santa Cruz
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$0.3 BOB 2.05
-3.33%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$21.22 BOB 146
-52.73%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$2.85 BOB 19.56
-84.21%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.49 BOB 10.21
-77.18%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$7.34 BOB 50.4
-18.66%
Gasoline (1 liter)
$0.75 Rp 12.4K
$0.59 BOB 4.02
27.12%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$29.3K BOB 200.8K
-11.79%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$27.4K BOB 187.7K
16.02%
🧾 Monthly Utilities & Internet
Ubud, Bali
Santa Cruz
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$53.8 BOB 369
20.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$22.59 BOB 155
-81.67%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$33.79 BOB 232
-29.00%
🎉 Sport & Entertainment
Ubud, Bali
Santa Cruz
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$32.35 BOB 222
-28.01%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$21.47 BOB 147
-71.17%
Cinema Ticket
$3.45 Rp 57.5K
$7.29 BOB 50
-52.67%
🧸 Childcare & Education
Ubud, Bali
Santa Cruz
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$197 BOB 1,352
-53.38%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$4,217 BOB 28.9K
40.19%
👕👟 Clothing & Footwear
Ubud, Bali
Santa Cruz
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$42.71 BOB 293
20.51%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$49.25 BOB 338
-50.36%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$84.1 BOB 577
0.27%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$62.1 BOB 426
19.64%
🏠 Accommodation & Living
Ubud, Bali
Santa Cruz
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$414 BOB 2,843
-36.95%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$253 BOB 1,737
-36.99%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$743 BOB 5,094
-21.22%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$648 BOB 4,447
-49.36%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$1,377 BOB 9,445
-28.45%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$927 BOB 6,356
-8.60%
💵 Salaries & Financials
Ubud, Bali
Santa Cruz
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$424 BOB 2,906
-57.99%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.67
99.10%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Santa Cruz: November 30, 2025

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