Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Saint George, UT

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $2,454 in Saint George, UT, rent and utilities included – about $13,300 less a year. Rent and utilities account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,348
/mo nomad
Saint George, UT
🇺🇸 United States
$2,454
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Saint George, UT

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Saint George, UT actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $2,454 in Saint George, UT.

  • Ubud, Bali $1,348
  • Saint George, UT $2,454

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $3,336 in Saint George, UT.

  • Ubud, Bali $2,312
  • Saint George, UT $3,336

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $4,218 in Saint George, UT.

  • Ubud, Bali $3,276
  • Saint George, UT $4,218

Living in Ubud, Bali costs roughly 45% less than in Saint George, UT, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Saint George, UT 83% above.

Currency
🍽 Eating Out
Ubud, Bali
Saint George, UT
Difference
Meal at Budget Restaurant
$3.33 Rp 59.6K
$13.27 $13.27
-74.91%
Three-Course Dinner for Two, Mid-Range
$35.42 Rp 633.3K
$70.7 $70.7
-49.91%
Fast Food Meal (McDonalds, etc)
$5.76 Rp 102.9K
$10.03 $10.03
-42.57%
Cappuccino
$2.63 Rp 47.0K
$4.80 $4.80
-45.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.74 Rp 31.0K
$2.61 $2.61
-33.33%
Water (0.33 liter bottle)
$0.77 Rp 13.8K
$2.33 $2.33
-66.95%
Local Beer (0.5 liter draught)
$2.71 Rp 48.4K
$7.40 $7.40
-63.38%
Imported Beer (0.33 liter bottle)
$4.52 Rp 80.8K
$8.02 $8.02
-43.64%
🛒 Groceries & Markets
Ubud, Bali
Saint George, UT
Difference
Milk (1 liter)
$1.53 Rp 27.4K
$0.91 $0.91
68.13%
White Bread (500g)
$2.20 Rp 39.2K
$3.00 $3.00
-26.67%
Rice (white) (1kg)
$1.22 Rp 21.8K
$4.43 $4.43
-72.46%
Eggs
$2.14 Rp 38.2K
$4.37 $4.37
-51.03%
Local Cheese (1kg)
$17.73 Rp 317.0K
$13.52 $13.52
31.14%
Chicken Fillets (1kg)
$3.86 Rp 68.9K
$9.03 $9.03
-57.25%
Beef Round Steak (1kg)
$12.03 Rp 215.0K
$11.82 $11.82
1.78%
Apples (1kg)
$3.61 Rp 64.5K
$4.40 $4.40
-17.95%
Banana (1kg)
$1.51 Rp 27.1K
$1.50 $1.50
0.67%
Oranges (1kg)
$2.32 Rp 41.5K
$3.80 $3.80
-38.95%
Tomato (1kg)
$2.00 Rp 35.8K
$3.25 $3.25
-38.46%
Potato (1kg)
$1.81 Rp 32.4K
$1.89 $1.89
-4.23%
Onion (1kg)
$2.39 Rp 42.7K
$2.27 $2.27
5.29%
Lettuce (1 head)
$0.99 Rp 17.8K
$1.82 $1.82
-45.60%
Water (1.5 liter bottle)
$0.52 Rp 9,375
$2.19 $2.19
-76.26%
Cigarettes 20 Pack (Marlboro, Camel)
$2.18 Rp 39.0K
$9.61 $9.61
-77.32%
Wine (Bottle)
$22.98 Rp 410.8K
$11.17 $11.17
105.73%
Local Beer (0.5 liter bottle)
$2.40 Rp 42.8K
$1.75 $1.75
37.14%
Imported Beer (0.33 liter bottle)
$3.00 Rp 53.6K
$2.86 $2.86
4.90%
🚌 Getting Around
Ubud, Bali
Saint George, UT
Difference
One-way Ticket (Public Transport)
$0.24 Rp 4,256
-
-
Public Transport Monthly Pass (Regular Price)
$6.99 Rp 125.0K
-
-
Taxi Start (Normal Tariff)
$0.44 Rp 7,877
$3.65 $3.65
-87.95%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,584
$2.59 $2.59
-83.78%
Taxi 1hour Waiting (Normal Tariff)
$5.45 Rp 97.4K
$35.35 $35.35
-84.58%
Gasoline (1 liter)
$0.84 Rp 15.1K
$1.09 $1.09
-22.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.3K Rp 434.9M
$37.2K $37.2K
-34.56%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 570.1M
$27.2K $27.2K
17.36%
🧾 Monthly Utilities & Internet
Ubud, Bali
Saint George, UT
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$129 $129
-37.16%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.58 Rp 117.6K
$76.4 $76.4
-91.38%
Internet (50+ Mbps, Unlimited Data)
$18.24 Rp 326.1K
$72.8 $72.8
-74.95%
🎉 Sport & Entertainment
Ubud, Bali
Saint George, UT
Difference
Gym Membership (Monthly)
$55.1 Rp 985.6K
$29.67 $29.67
85.81%
Tennis Court (1 Hour on Weekend)
$18.51 Rp 331.0K
-
-
Cinema Ticket
$4.24 Rp 75.9K
$13.18 $13.18
-67.83%
🧸 Childcare & Education
Ubud, Bali
Saint George, UT
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$486 Rp 8.7M
$593 $593
-18.04%
International Primary School, 1 Child (Yearly)
$5,676 Rp 101.5M
$25.6K $25.6K
-77.82%
👕👟 Clothing & Footwear
Ubud, Bali
Saint George, UT
Difference
Jeans (Levis 501 Or Similar)
$45.18 Rp 807.8K
$46.69 $46.69
-3.23%
Summer Dress (H&M, Zara, etc)
$34.57 Rp 618.1K
$35.88 $35.88
-3.65%
Sport Shoes (Adidas, Nike)
$79.2 Rp 1.4M
$83.9 $83.9
-5.64%
Men's Leather Business Shoes
$77.6 Rp 1.4M
$92.2 $92.2
-15.85%
🏠 Accommodation & Living
Ubud, Bali
Saint George, UT
Difference
1-bedroom Apartment, City Center (Monthly)
$1,127 Rp 20.1M
$1,575 $1,575
-28.46%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 12.1M
$1,373 $1,373
-50.89%
3-bedroom Apartment, City Center (Monthly)
$3,618 Rp 64.7M
$2,009 $2,009
80.11%
3-bedroom Apartment, Outside City Center (Monthly)
$1,735 Rp 31.0M
$1,771 $1,771
-2.07%
Buy Apartment in City Center (m2)
$2,829 Rp 50.6M
$3,221 $3,221
-12.17%
Buy Apartment Outside City Center (m2)
$2,307 Rp 41.2M
$3,195 $3,195
-27.80%
💵 Salaries & Financials
Ubud, Bali
Saint George, UT
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$4,034 $4,034
-95.89%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.54
110.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Saint George, UT: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$674
Saint George, UT
$1.4K 104% $699
Groceries & Markets
Ubud, Bali
$290
Saint George, UT
$339 16.7% $49
Eating Out
Ubud, Bali
$108
Saint George, UT
$267 147% $159
Clothing & Footwear
Ubud, Bali
$106
Saint George, UT
$116 9.4% $10
Monthly Utilities & Internet
Ubud, Bali
$106
Saint George, UT
$278 163% $172
Sport & Entertainment
Ubud, Bali
$64
Saint George, UT
$56 11.9% $7.6
Getting Around
Ubud, Bali
$11
Saint George, UT
$17 * 58.4% $6.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $1,575 in Saint George, UT. Housing cost is often the main lever when comparing two cities.

Saint George, UT pays 2335% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $71.0 in Saint George, UT for a mid-range dinner for two. Groceries echo the gap at $290 vs $339 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇺🇸 Saint George, UT
🕒 Local time
12:50 12:50 PM
22:50 10:50 PM
14 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
95,342
Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 12, 2026: 1 USD = 17,879 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,035 IDR (100,000 IDR = 4.99 EUR).

United States Dollar exchange rates as of October 12, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

On the map
Between locations
  • Ubud, Bali Saint George, UT 14,170 km ≈ 18 h nonstop flight
From you
  • Ubud, Bali
  • Saint George, UT

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Saint George, UT: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Saint George, UT?
Ubud, Bali wins on cost – living expenses run 82% lower than in Saint George, UT. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Saint George, UT?
On paper, salaries run 2335% lower in Saint George, UT. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Saint George, UT?
Rent for a central apartment: $1,127 in Ubud, Bali versus $1,575 in Saint George, UT. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Saint George, UT?
Childcare runs $486 in Ubud, Bali versus $593 in Saint George, UT. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Ubud, Bali and in Saint George, UT?
Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $71.0 in Saint George, UT. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Saint George, UT?
At $1,348 in Ubud, Bali versus $2,454 in Saint George, UT, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Saint George, UT. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Saint George, UT?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,348 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Saint George, UT?
Safety-wise, Ubud, Bali and Saint George, UT are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 82% less than in Saint George, UT. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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