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Cost of Living Comparison Between Ubud, Bali and Saginaw, MI Cost of Living Comparison Between Ubud, Bali and Saginaw, MI

🙂 Solo nomad: Ubud, Bali is 51.4% cheaper than Saginaw, MI without rent, and 70.4% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 48.8% cheaper than Saginaw, MI without rent, and 68.6% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Saginaw, MI
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$17.99 $17.99
-84.16%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$71.3 $71.3
-82.81%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$10.98 $10.98
-70.13%
Cappuccino
$2.3 Rp 38.3K
$4.7 $4.7
-51.06%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.54 $2.54
-56.30%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$1.57 $1.57
-83.44%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$6.13 $6.13
-60.85%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$7.18 $7.18
-56.13%
🛒 Groceries & Markets
Ubud, Bali
Saginaw, MI
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$0.87 $0.87
71.26%
White Bread (500g)
$1.65 Rp 27.5K
$3.38 $3.38
-51.18%
Rice (white) (1kg)
$1.13 Rp 18.9K
$4.65 $4.65
-75.70%
Eggs
$2.33 Rp 38.9K
$3.23 $3.23
-27.86%
Local Cheese (1kg)
$13.7 Rp 228.3K
$15.14 $15.14
-9.51%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$12.02 $12.02
-66.97%
Beef Round Steak (1kg)
$11.22 Rp 187K
$14.85 $14.85
-24.44%
Apples (1kg)
$3.48 Rp 57.9K
$10.12 $10.12
-65.61%
Banana (1kg)
$1.5 Rp 25K
$1.3 $1.3
15.38%
Oranges (1kg)
$2.68 Rp 44.6K
$6.37 $6.37
-57.93%
Tomato (1kg)
$1.35 Rp 22.5K
$5.93 $5.93
-77.23%
Potato (1kg)
$1.57 Rp 26.2K
$2.21 $2.21
-28.96%
Onion (1kg)
$2.1 Rp 34.9K
$3.96 $3.96
-46.97%
Lettuce (1 head)
$1.03 Rp 17.1K
$2.45 $2.45
-57.96%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$2.81 $2.81
-79.72%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$9.17 $9.17
-74.81%
Wine (Bottle)
$15.21 Rp 253.5K
$15.77 $15.77
-3.55%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.78 $1.78
39.89%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$3.52 $3.52
-24.43%
🚌 Getting Around
Ubud, Bali
Saginaw, MI
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$2.05 $2.05
-85.85%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$4.73 $4.73
-90.49%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.37 $1.37
-75.18%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$28.74 $28.74
-79.23%
Gasoline (1 liter)
$0.75 Rp 12.4K
$0.92 $0.92
-18.48%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$24.4K $24.4K
5.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$24.4K $24.4K
30.30%
🧾 Monthly Utilities & Internet
Ubud, Bali
Saginaw, MI
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$120 $120
-45.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$44.5 $44.5
-90.70%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$60.1 $60.1
-60.09%
🎉 Sport & Entertainment
Ubud, Bali
Saginaw, MI
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$43.37 $43.37
-46.30%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
-
-
Cinema Ticket
$3.45 Rp 57.5K
$11.17 $11.17
-69.11%
🧸 Childcare & Education
Ubud, Bali
Saginaw, MI
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$959 $959
-90.41%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$20.9K $20.9K
-71.76%
👕👟 Clothing & Footwear
Ubud, Bali
Saginaw, MI
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$64.2 $64.2
-19.88%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$49.88 $49.88
-50.98%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$79.7 $79.7
5.85%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$88.6 $88.6
-16.11%
🏠 Accommodation & Living
Ubud, Bali
Saginaw, MI
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$1,626 $1,626
-83.93%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$1,327 $1,327
-87.98%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$2,676 $2,676
-78.14%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$2,197 $2,197
-85.06%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$2,656 $2,656
-62.90%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$2,696 $2,696
-68.59%
💵 Salaries & Financials
Ubud, Bali
Saginaw, MI
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.51
103.99%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Saginaw, MI: November 30, 2025

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