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Cost of Living Comparison Between Ubud, Bali and Richmond, KY Cost of Living Comparison Between Ubud, Bali and Richmond, KY

🙂 Solo nomad: Ubud, Bali is 46.4% cheaper than Richmond, KY without rent, and 71.3% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 43.9% cheaper than Richmond, KY without rent, and 67.4% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Richmond, KY
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$9.85 $9.85
-71.07%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$40.09 $40.09
-69.42%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$7.82 $7.82
-58.06%
Cappuccino
$2.3 Rp 38.3K
$5.91 $5.91
-61.08%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.48 $2.48
-55.24%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$2.41 $2.41
-89.21%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$6.31 $6.31
-61.97%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$6.13 $6.13
-48.61%
🛒 Groceries & Markets
Ubud, Bali
Richmond, KY
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.07 $1.07
39.25%
White Bread (500g)
$1.65 Rp 27.5K
$3.75 $3.75
-56.00%
Rice (white) (1kg)
$1.13 Rp 18.9K
$3.86 $3.86
-70.73%
Eggs
$2.33 Rp 38.9K
$3.67 $3.67
-36.51%
Local Cheese (1kg)
$13.7 Rp 228.3K
$9.94 $9.94
37.83%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$8.66 $8.66
-54.16%
Beef Round Steak (1kg)
$11.22 Rp 187K
$15.71 $15.71
-28.58%
Apples (1kg)
$3.48 Rp 57.9K
$6.5 $6.5
-46.46%
Banana (1kg)
$1.5 Rp 25K
$1.36 $1.36
10.29%
Oranges (1kg)
$2.68 Rp 44.6K
$2.56 $2.56
4.69%
Tomato (1kg)
$1.35 Rp 22.5K
$5.16 $5.16
-73.84%
Potato (1kg)
$1.57 Rp 26.2K
$2.17 $2.17
-27.65%
Onion (1kg)
$2.1 Rp 34.9K
$4.65 $4.65
-54.84%
Lettuce (1 head)
$1.03 Rp 17.1K
$2.41 $2.41
-57.26%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$2.21 $2.21
-74.21%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$9.01 $9.01
-74.36%
Wine (Bottle)
$15.21 Rp 253.5K
$14.81 $14.81
2.70%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.88 $1.88
32.45%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$2.9 $2.9
-8.28%
🚌 Getting Around
Ubud, Bali
Richmond, KY
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$1.95 $1.95
-85.13%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$5.13 $5.13
-91.23%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.64 $1.64
-79.27%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$29.94 $29.94
-80.06%
Gasoline (1 liter)
$0.75 Rp 12.4K
$0.85 $0.85
-11.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$29.8K $29.8K
-13.36%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$26.8K $26.8K
18.61%
🧾 Monthly Utilities & Internet
Ubud, Bali
Richmond, KY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$241 $241
-73.23%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$53.1 $53.1
-92.21%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$67.2 $67.2
-64.28%
🎉 Sport & Entertainment
Ubud, Bali
Richmond, KY
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$43.17 $43.17
-46.05%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
-
-
Cinema Ticket
$3.45 Rp 57.5K
$14.47 $14.47
-76.16%
🧸 Childcare & Education
Ubud, Bali
Richmond, KY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$1,137 $1,137
-91.92%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$20.8K $20.8K
-71.57%
👕👟 Clothing & Footwear
Ubud, Bali
Richmond, KY
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$55.8 $55.8
-7.78%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$59.2 $59.2
-58.67%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$110 $110
-23.02%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$119 $119
-37.68%
🏠 Accommodation & Living
Ubud, Bali
Richmond, KY
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$1,583 $1,583
-83.49%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$1,357 $1,357
-88.25%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$2,634 $2,634
-77.80%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$2,238 $2,238
-85.33%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$1,916 $1,916
-48.58%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$1,893 $1,893
-55.25%
💵 Salaries & Financials
Ubud, Bali
Richmond, KY
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$3,624 $3,624
-95.09%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.59
101.52%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Richmond, KY: November 30, 2025

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