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Cost of Living Comparison Between Ubud, Bali and Ramsey, NJ Cost of Living Comparison Between Ubud, Bali and Ramsey, NJ

🙂 Solo nomad: Ubud, Bali is 57.4% cheaper than Ramsey, NJ without rent, and 71% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 48.7% cheaper than Ramsey, NJ without rent, and 70.8% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Ramsey, NJ
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$20.09 $20.09
-85.81%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$120 $120
-89.81%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$11.77 $11.77
-72.13%
Cappuccino
$2.3 Rp 38.3K
$5.78 $5.78
-60.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.74 $2.74
-59.49%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$2.05 $2.05
-87.32%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$7.92 $7.92
-69.70%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$7.88 $7.88
-60.03%
🛒 Groceries & Markets
Ubud, Bali
Ramsey, NJ
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.46 $1.46
2.05%
White Bread (500g)
$1.65 Rp 27.5K
$4.33 $4.33
-61.89%
Rice (white) (1kg)
$1.13 Rp 18.9K
$6.39 $6.39
-82.32%
Eggs
$2.33 Rp 38.9K
$5.41 $5.41
-56.93%
Local Cheese (1kg)
$13.7 Rp 228.3K
$13.92 $13.92
-1.58%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$12.29 $12.29
-67.70%
Beef Round Steak (1kg)
$11.22 Rp 187K
$13.29 $13.29
-15.58%
Apples (1kg)
$3.48 Rp 57.9K
$6.19 $6.19
-43.78%
Banana (1kg)
$1.5 Rp 25K
$1.63 $1.63
-7.98%
Oranges (1kg)
$2.68 Rp 44.6K
$5.61 $5.61
-52.23%
Tomato (1kg)
$1.35 Rp 22.5K
$6.19 $6.19
-78.19%
Potato (1kg)
$1.57 Rp 26.2K
$2.79 $2.79
-43.73%
Onion (1kg)
$2.1 Rp 34.9K
$4.81 $4.81
-56.34%
Lettuce (1 head)
$1.03 Rp 17.1K
$2.73 $2.73
-62.27%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$2.32 $2.32
-75.43%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$11.86 $11.86
-80.52%
Wine (Bottle)
$15.21 Rp 253.5K
$14.8 $14.8
2.77%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$2.48 $2.48
0.40%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$3.63 $3.63
-26.72%
🚌 Getting Around
Ubud, Bali
Ramsey, NJ
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$1.96 $1.96
-85.20%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$2.91 $2.91
-84.54%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$2.12 $2.12
-83.96%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$41.22 $41.22
-85.52%
Gasoline (1 liter)
$0.75 Rp 12.4K
$0.92 $0.92
-18.48%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$25.4K $25.4K
1.50%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$24.3K $24.3K
30.55%
🧾 Monthly Utilities & Internet
Ubud, Bali
Ramsey, NJ
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$121 $121
-46.63%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$58.9 $58.9
-92.97%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$59.2 $59.2
-59.46%
🎉 Sport & Entertainment
Ubud, Bali
Ramsey, NJ
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$42.34 $42.34
-44.99%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
-
-
Cinema Ticket
$3.45 Rp 57.5K
$19.85 $19.85
-82.62%
🧸 Childcare & Education
Ubud, Bali
Ramsey, NJ
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$1,918 $1,918
-95.21%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$14.1K $14.1K
-58.19%
👕👟 Clothing & Footwear
Ubud, Bali
Ramsey, NJ
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$20.32 $20.32
153.30%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$59.5 $59.5
-58.89%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$29.76 $29.76
183.47%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$98.6 $98.6
-24.60%
🏠 Accommodation & Living
Ubud, Bali
Ramsey, NJ
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$3,264 $3,264
-91.99%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$1,337 $1,337
-88.07%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$2,578 $2,578
-77.31%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$2,185 $2,185
-84.98%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$2,961 $2,961
-66.73%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$2,395 $2,395
-64.64%
💵 Salaries & Financials
Ubud, Bali
Ramsey, NJ
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.51
103.99%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Ramsey, NJ: December 1, 2025

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