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Cost of Living Comparison Between Ubud, Bali and Pharr, TX Cost of Living Comparison Between Ubud, Bali and Pharr, TX

🙂 Solo nomad: Ubud, Bali is 56.7% cheaper than Pharr, TX without rent, and 71.3% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 47.5% cheaper than Pharr, TX without rent, and 67.9% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Pharr, TX
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$18.65 $18.65
-84.72%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.2K
$73.9 $73.9
-83.41%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$11.04 $11.04
-70.29%
Cappuccino
$2.3 Rp 38.3K
$4.99 $4.99
-53.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.6 $2.6
-57.31%
Water (0.33 liter bottle)
$0.26 Rp 4,323
$2.04 $2.04
-87.25%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$5.83 $5.83
-58.83%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.4K
$7.02 $7.02
-55.13%
🛒 Groceries & Markets
Ubud, Bali
Pharr, TX
Difference
Milk (1 liter)
$1.49 Rp 24.8K
$1 $1
49.00%
White Bread (500g)
$1.65 Rp 27.5K
$3.49 $3.49
-52.72%
Rice (white) (1kg)
$1.13 Rp 18.9K
$4.24 $4.24
-73.35%
Eggs
$2.33 Rp 38.9K
$4.06 $4.06
-42.61%
Local Cheese (1kg)
$13.7 Rp 228.2K
$12.28 $12.28
11.56%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$11.26 $11.26
-64.74%
Beef Round Steak (1kg)
$11.22 Rp 186.9K
$15.18 $15.18
-26.09%
Apples (1kg)
$3.48 Rp 57.9K
$5 $5
-30.40%
Banana (1kg)
$1.5 Rp 25K
$1.58 $1.58
-5.06%
Oranges (1kg)
$2.68 Rp 44.6K
$4.34 $4.34
-38.25%
Tomato (1kg)
$1.35 Rp 22.5K
$4.74 $4.74
-71.52%
Potato (1kg)
$1.57 Rp 26.2K
$2.92 $2.92
-46.23%
Onion (1kg)
$2.1 Rp 34.9K
$2.77 $2.77
-24.19%
Lettuce (1 head)
$1.03 Rp 17.1K
$2 $2
-48.50%
Water (1.5 liter bottle)
$0.57 Rp 9,484
$2.19 $2.19
-73.97%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$9.85 $9.85
-76.55%
Wine (Bottle)
$15.21 Rp 253.4K
$14.13 $14.13
7.64%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.85 $1.85
34.59%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.2K
$3.42 $3.42
-22.22%
🚌 Getting Around
Ubud, Bali
Pharr, TX
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,909
$1.98 $1.98
-85.35%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,477
$3.41 $3.41
-86.80%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,746
$1.58 $1.58
-78.48%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$28.8 $28.8
-79.27%
Gasoline (1 liter)
$0.75 Rp 12.4K
$0.9 $0.9
-16.67%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430M
$29.9K $29.9K
-13.79%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.6M
$25.7K $25.7K
23.37%
🧾 Monthly Utilities & Internet
Ubud, Bali
Pharr, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$190 $190
-66.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$52.8 $52.8
-92.15%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.5K
$67.6 $67.6
-64.53%
🎉 Sport & Entertainment
Ubud, Bali
Pharr, TX
Difference
Gym Membership (Monthly)
$23.29 Rp 387.9K
$42.93 $42.93
-45.75%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
-
-
Cinema Ticket
$3.45 Rp 57.4K
$13.45 $13.45
-74.35%
🧸 Childcare & Education
Ubud, Bali
Pharr, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$1,291 $1,291
-92.88%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$23.4K $23.4K
-74.78%
👕👟 Clothing & Footwear
Ubud, Bali
Pharr, TX
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.2K
$51.8 $51.8
-0.71%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.2K
$40.64 $40.64
-39.84%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$85.1 $85.1
-0.87%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$113 $113
-34.47%
🏠 Accommodation & Living
Ubud, Bali
Pharr, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$1,583 $1,583
-83.49%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$1,358 $1,358
-88.25%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$2,590 $2,590
-77.42%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$2,238 $2,238
-85.33%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$2,753 $2,753
-64.21%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$2,414 $2,414
-64.91%
💵 Salaries & Financials
Ubud, Bali
Pharr, TX
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.51
103.99%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Pharr, TX: November 30, 2025

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