Cost of Living Comparison Between Ubud, Bali and Penza Cost of Living Comparison Between Ubud, Bali and Penza

🙂 Solo nomad: Ubud, Bali is 13.3% cheaper than Penza without rent, and 14.6% cheaper with rent.

😐 Family of 3: Ubud, Bali is 14% more expensive than Penza without rent, and 9.3% cheaper with rent.

Meal at Budget Restaurant

$2.85 Rp 47.5K

$7.69 ₽597

-62.94%

Three-Course Dinner for Two, Mid-Range

$12.26 Rp 204.3K

$32.82 ₽2,547

-62.64%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 54.6K

$5.82 ₽452

-43.64%

Cappuccino

$2.3 Rp 38.3K

$1.16 ₽90.1

98.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 Rp 18.5K

$0.87 ₽67.6

27.59%

Water (0.33 liter bottle)

$0.26 Rp 4,324

$0.66 ₽51.2

-60.61%

Local Beer (0.5 liter draught)

$2.4 Rp 40K

$1.12 ₽87.1

114.29%

Imported Beer (0.33 liter bottle)

$3.15 Rp 52.5K

$2.34 ₽182

34.62%

Milk (1 liter)

$1.49 Rp 24.9K

$1.19 ₽92.7

25.21%

White Bread (500g)

$1.65 Rp 27.5K

$0.77 ₽60.1

114.29%

Rice (white) (1kg)

$1.13 Rp 18.9K

$1.6 ₽125

-29.38%

Eggs

$2.33 Rp 38.9K

$1.8 ₽140

29.44%

Local Cheese (1kg)

$13.7 Rp 228.3K

$9.98 ₽774

37.27%

Chicken Fillets (1kg)

$3.97 Rp 66.2K

$4.13 ₽320

-3.87%

Beef Round Steak (1kg)

$11.22 Rp 187K

$8.61 ₽668

30.31%

Apples (1kg)

$3.48 Rp 57.9K

$1.16 ₽90.1

200.00%

Banana (1kg)

$1.5 Rp 25K

$1.83 ₽142

-18.03%

Oranges (1kg)

$2.68 Rp 44.6K

$1.72 ₽134

55.81%

Tomato (1kg)

$1.35 Rp 22.5K

$2.83 ₽220

-52.30%

Potato (1kg)

$1.57 Rp 26.2K

$0.5 ₽38.94

214.00%

Onion (1kg)

$2.1 Rp 34.9K

$0.53 ₽41.41

296.23%

Lettuce (1 head)

$1.03 Rp 17.1K

$1.94 ₽150

-46.91%

Water (1.5 liter bottle)

$0.57 Rp 9,488

$0.68 ₽53

-16.18%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 38.5K

$2.91 ₽226

-20.62%

Wine (Bottle)

$15.21 Rp 253.5K

Local Beer (0.5 liter bottle)

$2.49 Rp 41.5K

$0.96 ₽74.2

159.38%

Imported Beer (0.33 liter bottle)

$2.66 Rp 44.3K

$1.94 ₽150

37.11%

One-way Ticket (Public Transport)

$0.29 Rp 4,911

$0.43 ₽33.29

-32.56%

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

Taxi Start (Normal Tariff)

$0.45 Rp 7,480

$1.87 ₽145

-75.94%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,748

$0.59 ₽46.01

-42.37%

Taxi 1hour Waiting (Normal Tariff)

$5.97 Rp 99.4K

$4.45 ₽346

34.16%

Gasoline (1 liter)

$0.75 Rp 12.4K

$0.75 ₽58.3

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 430.2M

$34.3K ₽2.7M

-24.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.9M

$36.2K ₽2.8M

-12.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.6 Rp 1.1M

$111 ₽8,622

-41.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 69K

$5.99 ₽465

-30.88%

Internet (50+ Mbps, Unlimited Data)

$23.99 Rp 399.7K

$7.84 ₽608

205.99%

Gym Membership (Monthly)

$23.29 Rp 388.1K

$32.02 ₽2,486

-27.26%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

Cinema Ticket

$3.45 Rp 57.5K

$3.76 ₽292

-8.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 Rp 1.5M

$330 ₽25.6K

-72.14%

International Primary School, 1 Child (Yearly)

$5,912 Rp 98.5M

$6,868 ₽533.1K

-13.91%

Jeans (Levis 501 Or Similar)

$51.5 Rp 857.6K

$68.7 ₽5,329

-25.03%

Summer Dress (H&M, Zara, etc)

$24.45 Rp 407.3K

$43.69 ₽3,391

-44.04%

Sport Shoes (Adidas, Nike)

$84.4 Rp 1.4M

$116 ₽9,036

-27.53%

Men's Leather Business Shoes

$74.3 Rp 1.2M

$106 ₽8,254

-30.12%

1-bedroom Apartment, City Center (Monthly)

$261 Rp 4.4M

$446 ₽34.6K

-41.39%

1-bedroom Apartment, Outside City Center (Monthly)

$160 Rp 2.7M

$259 ₽20.1K

-38.33%

3-bedroom Apartment, City Center (Monthly)

$585 Rp 9.7M

$791 ₽61.4K

-26.01%

3-bedroom Apartment, Outside City Center (Monthly)

$328 Rp 5.5M

$350 ₽27.2K

-6.27%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

Average Monthly Net Salary (After Tax)

$178 Rp 3M

$496 ₽38.5K

-64.13%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

66.00%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Penza: November 29, 2025

Digital Nomad Cost of Living Index

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