Cost of Living Comparison Between Ubud, Bali and Penza Cost of Living Comparison Between Ubud, Bali and Penza

😐 Solo nomad: Ubud, Bali is 36.5% more expensive than Penza without rent, and 67.1% more expensive with rent.
😐 Family of 3: Ubud, Bali is 49.6% more expensive than Penza without rent, and 119.9% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Penza
Difference
Meal at Budget Restaurant
$3.47 Rp 58.5K
$7.44 ₽576
-53.36%
Three-Course Dinner for Two, Mid-Range
$32.10 Rp 541.6K
$32.42 ₽2,510
-0.99%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 82.0K
$5.66 ₽438
-14.13%
Cappuccino
$2.82 Rp 47.6K
$1.17 ₽90.6
141.03%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 Rp 23.2K
$0.87 ₽67.2
57.47%
Water (0.33 liter bottle)
$0.73 Rp 12.3K
$0.60 ₽46.68
21.67%
Local Beer (0.5 liter draught)
$2.90 Rp 48.9K
$1.17 ₽90.7
147.86%
Imported Beer (0.33 liter bottle)
$3.92 Rp 66.1K
$2.33 ₽181
68.24%
🛒 Groceries & Markets
Ubud, Bali
Penza
Difference
Milk (1 liter)
$1.74 Rp 29.4K
$1.20 ₽92.6
45.00%
White Bread (500g)
$2.44 Rp 41.2K
$0.78 ₽60.7
212.82%
Rice (white) (1kg)
$1.17 Rp 19.7K
$1.67 ₽129
-29.94%
Eggs
$2.35 Rp 39.7K
$1.85 ₽144
27.03%
Local Cheese (1kg)
$14.78 Rp 249.4K
$9.99 ₽773
47.95%
Chicken Fillets (1kg)
$4.25 Rp 71.7K
$3.95 ₽305
7.59%
Beef Round Steak (1kg)
$12.21 Rp 206.1K
$8.96 ₽694
36.27%
Apples (1kg)
$3.72 Rp 62.8K
$1.15 ₽88.7
223.48%
Banana (1kg)
$1.56 Rp 26.2K
$1.80 ₽139
-13.33%
Oranges (1kg)
$2.69 Rp 45.4K
$1.77 ₽137
51.98%
Tomato (1kg)
$2.34 Rp 39.4K
$2.88 ₽223
-18.75%
Potato (1kg)
$2.00 Rp 33.7K
$0.46 ₽35.50
334.78%
Onion (1kg)
$2.31 Rp 38.9K
$0.53 ₽41.20
335.85%
Lettuce (1 head)
$1.01 Rp 17.1K
$1.88 ₽146
-46.28%
Water (1.5 liter bottle)
$0.73 Rp 12.3K
$0.69 ₽53.4
5.80%
Cigarettes 20 Pack (Marlboro, Camel)
$3.31 Rp 55.9K
$3.03 ₽234
9.24%
Wine (Bottle)
$25.14 Rp 424.2K
-
-
Local Beer (0.5 liter bottle)
$2.90 Rp 48.9K
$1.02 ₽79.3
184.31%
Imported Beer (0.33 liter bottle)
$2.77 Rp 46.8K
$1.85 ₽144
49.73%
🚌 Getting Around
Ubud, Bali
Penza
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,526
$0.45 ₽35.07
-40.00%
Public Transport Monthly Pass (Regular Price)
$8.26 Rp 139.4K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,634
$1.95 ₽151
-76.92%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,129
$0.58 ₽45.24
-27.59%
Taxi 1hour Waiting (Normal Tariff)
$6.26 Rp 105.5K
$4.46 ₽345
40.36%
Gasoline (1 liter)
$0.86 Rp 14.6K
$0.71 ₽55.0
21.13%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K Rp 436.8M
$34.4K ₽2.7M
-24.83%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 538.1M
$35.6K ₽2.8M
-10.46%
🧾 Monthly Utilities & Internet
Ubud, Bali
Penza
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$107 ₽8,321
-24.86%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.98 Rp 67.1K
$5.80 ₽449
-31.38%
Internet (50+ Mbps, Unlimited Data)
$23.55 Rp 397.3K
$7.83 ₽606
200.77%
🎉 Sport & Entertainment
Ubud, Bali
Penza
Difference
Gym Membership (Monthly)
$97.3 Rp 1.6M
$32.08 ₽2,483
203.24%
Tennis Court (1 Hour on Weekend)
$6.42 Rp 108.4K
-
-
Cinema Ticket
$4.16 Rp 70.3K
$3.74 ₽289
11.23%
🧸 Childcare & Education
Ubud, Bali
Penza
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$294 Rp 5.0M
$325 ₽25.2K
-9.53%
International Primary School, 1 Child (Yearly)
$6,548 Rp 110.5M
$6,881 ₽532.7K
-4.84%
👕👟 Clothing & Footwear
Ubud, Bali
Penza
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 913.9K
$69.9 ₽5,409
-22.47%
Summer Dress (H&M, Zara, etc)
$37.95 Rp 640.3K
$45.30 ₽3,507
-16.23%
Sport Shoes (Adidas, Nike)
$88.1 Rp 1.5M
$116 ₽8,954
-23.82%
Men's Leather Business Shoes
$78.1 Rp 1.3M
$107 ₽8,253
-26.74%
🏠 Accommodation & Living
Ubud, Bali
Penza
Difference
1-bedroom Apartment, City Center (Monthly)
$995 Rp 16.8M
$436 ₽33.7K
128.32%
1-bedroom Apartment, Outside City Center (Monthly)
$668 Rp 11.3M
$252 ₽19.5K
164.64%
3-bedroom Apartment, City Center (Monthly)
$3,391 Rp 57.2M
$779 ₽60.3K
335.23%
3-bedroom Apartment, Outside City Center (Monthly)
$2,080 Rp 35.1M
$358 ₽27.7K
480.35%
Buy Apartment in City Center (m2)
$3,037 Rp 51.2M
-
-
Buy Apartment Outside City Center (m2)
$2,378 Rp 40.1M
-
-
💵 Salaries & Financials
Ubud, Bali
Penza
Difference
Average Monthly Net Salary (After Tax)
$180 Rp 3.0M
$576 ₽44.6K
-68.80%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
8
66.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Penza: February 28, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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