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Cost of Living Comparison Between Ubud, Bali and Penshurst, NSW Cost of Living Comparison Between Ubud, Bali and Penshurst, NSW

🙂 Solo nomad: Ubud, Bali is 39.4% cheaper than Penshurst, NSW without rent, and 68.1% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 51.1% cheaper than Penshurst, NSW without rent, and 64.6% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Penshurst, NSW
Difference
Meal at Budget Restaurant
$2.91 Rp 48.4K
$16.15 A$24.68
-81.98%
Three-Course Dinner for Two, Mid-Range
$12.33 Rp 205.4K
$77.6 A$119
-84.11%
Fast Food Meal (McDonalds, etc)
$3.21 Rp 53.5K
$9.97 A$15.23
-67.80%
Cappuccino
$2.28 Rp 38K
$3.44 A$5.26
-33.72%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.16 Rp 19.3K
$2.62 A$4.01
-55.73%
Water (0.33 liter bottle)
$0.26 Rp 4,308
$2.11 A$3.23
-87.68%
Local Beer (0.5 liter draught)
$2.44 Rp 40.7K
$6.47 A$9.89
-62.29%
Imported Beer (0.33 liter bottle)
$3.28 Rp 54.7K
$7.32 A$11.18
-55.19%
🛒 Groceries & Markets
Ubud, Bali
Penshurst, NSW
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.49 A$2.28
-
White Bread (500g)
$1.62 Rp 27K
$2.32 A$3.54
-30.17%
Rice (white) (1kg)
$1.14 Rp 18.9K
$2.01 A$3.06
-43.28%
Eggs
$2.33 Rp 38.9K
$4.39 A$6.72
-46.92%
Local Cheese (1kg)
$13.75 Rp 229.1K
$8.63 A$13.19
59.33%
Chicken Fillets (1kg)
$4.01 Rp 66.8K
$8.17 A$12.49
-50.92%
Beef Round Steak (1kg)
$11.36 Rp 189.3K
$13.53 A$20.67
-16.04%
Apples (1kg)
$3.46 Rp 57.7K
$3.29 A$5.03
5.17%
Banana (1kg)
$1.47 Rp 24.5K
$2.83 A$4.33
-48.06%
Oranges (1kg)
$2.69 Rp 44.9K
$2.97 A$4.54
-9.43%
Tomato (1kg)
$1.38 Rp 22.9K
$4.09 A$6.25
-66.26%
Potato (1kg)
$1.6 Rp 26.6K
$2.47 A$3.78
-35.22%
Onion (1kg)
$2.17 Rp 36.2K
$2.17 A$3.32
-
Lettuce (1 head)
$0.96 Rp 15.9K
$2.07 A$3.16
-53.62%
Water (1.5 liter bottle)
$0.6 Rp 9,919
$1.51 A$2.31
-60.26%
Cigarettes 20 Pack (Marlboro, Camel)
$2.24 Rp 37.3K
$30.98 A$47.33
-92.77%
Wine (Bottle)
$14.72 Rp 245.3K
$12.61 A$19.27
16.73%
Local Beer (0.5 liter bottle)
$2.46 Rp 41.1K
$4.46 A$6.81
-44.84%
Imported Beer (0.33 liter bottle)
$2.72 Rp 45.3K
$5.4 A$8.25
-49.63%
🚌 Getting Around
Ubud, Bali
Penshurst, NSW
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,355
$2.58 A$3.95
-87.60%
Public Transport Monthly Pass (Regular Price)
$9.78 Rp 162.9K
$65.7 A$100
-85.11%
Taxi Start (Normal Tariff)
$0.49 Rp 8,139
$3.49 A$5.34
-85.96%
Taxi (Normal Tariff) (1km)
$0.37 Rp 6,244
$1.54 A$2.36
-75.97%
Taxi 1hour Waiting (Normal Tariff)
$6.15 Rp 102.5K
$32.96 A$50.4
-81.34%
Gasoline (1 liter)
$0.71 Rp 11.8K
$1.18 A$1.81
-39.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 443.2M
$28.4K A$43.3K
-6.20%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.6M
$22.6K A$34.5K
40.67%
🧾 Monthly Utilities & Internet
Ubud, Bali
Penshurst, NSW
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$63.7 Rp 1.1M
$185 A$283
-65.60%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.93 Rp 65.5K
$27.67 A$42.29
-85.80%
Internet (50+ Mbps, Unlimited Data)
$24.18 Rp 402.9K
$53.3 A$81.5
-54.64%
🎉 Sport & Entertainment
Ubud, Bali
Penshurst, NSW
Difference
Gym Membership (Monthly)
$23.22 Rp 386.9K
$47.87 A$73.2
-51.49%
Tennis Court (1 Hour on Weekend)
$6.18 Rp 103K
$15.41 A$23.55
-59.90%
Cinema Ticket
$3.3 Rp 55K
$13.25 A$20.25
-75.09%
🧸 Childcare & Education
Ubud, Bali
Penshurst, NSW
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.1 Rp 1.6M
$1,630 A$2,491
-94.29%
International Primary School, 1 Child (Yearly)
$6,046 Rp 100.7M
$12.1K A$18.5K
-50.08%
👕👟 Clothing & Footwear
Ubud, Bali
Penshurst, NSW
Difference
Jeans (Levis 501 Or Similar)
$51.9 Rp 864.6K
$68.4 A$105
-24.14%
Summer Dress (H&M, Zara, etc)
$24.92 Rp 415.3K
$51.1 A$78.1
-51.23%
Sport Shoes (Adidas, Nike)
$82.1 Rp 1.4M
$100 A$153
-17.96%
Men's Leather Business Shoes
$72.6 Rp 1.2M
$109 A$167
-33.71%
🏠 Accommodation & Living
Ubud, Bali
Penshurst, NSW
Difference
1-bedroom Apartment, City Center (Monthly)
$258 Rp 4.3M
$1,255 A$1,918
-79.41%
1-bedroom Apartment, Outside City Center (Monthly)
$161 Rp 2.7M
$1,051 A$1,606
-84.73%
3-bedroom Apartment, City Center (Monthly)
$574 Rp 9.6M
$1,981 A$3,027
-71.00%
3-bedroom Apartment, Outside City Center (Monthly)
$330 Rp 5.5M
$1,668 A$2,548
-80.20%
Buy Apartment in City Center (m2)
$990 Rp 16.5M
$5,220 A$7,977
-81.03%
Buy Apartment Outside City Center (m2)
$856 Rp 14.3M
$5,197 A$7,942
-83.54%
💵 Salaries & Financials
Ubud, Bali
Penshurst, NSW
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.34
109.46%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 24, 2025

Last update for Penshurst, NSW: November 24, 2025

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