Cost of Living Comparison Between Ubud, Bali and Penang Cost of Living Comparison Between Ubud, Bali and Penang

🙂 Solo nomad: Ubud, Bali is 3.4% cheaper than Penang without rent, and 67.5% more expensive with rent.
😐 Family of 3: Ubud, Bali is 35.3% more expensive than Penang without rent, and 102.1% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Penang
Difference
Meal at Budget Restaurant
$3.47 Rp 58.7K
$3.07 MYR 12.13
13.03%
Three-Course Dinner for Two, Mid-Range
$32.10 Rp 543.9K
$21.19 MYR 83.7
51.49%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 82.4K
$4.20 MYR 16.58
15.71%
Cappuccino
$2.82 Rp 47.8K
$2.96 MYR 11.71
-4.73%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 Rp 23.3K
$0.74 MYR 2.93
85.14%
Water (0.33 liter bottle)
$0.73 Rp 12.4K
$0.37 MYR 1.45
97.30%
Local Beer (0.5 liter draught)
$2.90 Rp 49.1K
$4.49 MYR 17.73
-35.41%
Imported Beer (0.33 liter bottle)
$3.92 Rp 66.4K
$4.40 MYR 17.40
-10.91%
🛒 Groceries & Markets
Ubud, Bali
Penang
Difference
Milk (1 liter)
$1.74 Rp 29.5K
$1.90 MYR 7.52
-8.42%
White Bread (500g)
$2.44 Rp 41.4K
$0.99 MYR 3.92
146.46%
Rice (white) (1kg)
$1.17 Rp 19.8K
$2.05 MYR 8.11
-42.93%
Eggs
$2.35 Rp 39.9K
$2.15 MYR 8.48
9.30%
Local Cheese (1kg)
$14.78 Rp 250.4K
$17.37 MYR 68.6
-14.91%
Chicken Fillets (1kg)
$4.25 Rp 72.0K
$5.00 MYR 19.74
-15.00%
Beef Round Steak (1kg)
$12.21 Rp 206.9K
$14.88 MYR 58.8
-17.94%
Apples (1kg)
$3.72 Rp 63.0K
$2.78 MYR 10.96
33.81%
Banana (1kg)
$1.56 Rp 26.4K
$1.47 MYR 5.80
6.12%
Oranges (1kg)
$2.69 Rp 45.6K
$2.58 MYR 10.21
4.26%
Tomato (1kg)
$2.34 Rp 39.6K
$2.19 MYR 8.66
6.85%
Potato (1kg)
$2.00 Rp 33.9K
$1.14 MYR 4.50
75.44%
Onion (1kg)
$2.31 Rp 39.1K
$1.20 MYR 4.75
92.50%
Lettuce (1 head)
$1.01 Rp 17.2K
$0.89 MYR 3.53
13.48%
Water (1.5 liter bottle)
$0.73 Rp 12.3K
$0.49 MYR 1.93
48.98%
Cigarettes 20 Pack (Marlboro, Camel)
$3.31 Rp 56.2K
$4.35 MYR 17.18
-23.91%
Wine (Bottle)
$25.14 Rp 426.0K
$19.52 MYR 77.1
28.79%
Local Beer (0.5 liter bottle)
$2.90 Rp 49.1K
$2.62 MYR 10.34
10.69%
Imported Beer (0.33 liter bottle)
$2.77 Rp 47.0K
$3.48 MYR 13.75
-20.40%
🚌 Getting Around
Ubud, Bali
Penang
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,546
$0.46 MYR 1.80
-41.30%
Public Transport Monthly Pass (Regular Price)
$8.26 Rp 139.9K
$17.36 MYR 68.6
-52.42%
Taxi Start (Normal Tariff)
$0.45 Rp 7,667
$0.68 MYR 2.68
-33.82%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,159
$0.50 MYR 1.98
-16.00%
Taxi 1hour Waiting (Normal Tariff)
$6.26 Rp 106.0K
$7.19 MYR 28.39
-12.93%
Gasoline (1 liter)
$0.86 Rp 14.7K
$0.49 MYR 1.96
75.51%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K Rp 438.7M
$34.0K MYR 134.2K
-23.79%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 540.4M
$27.9K MYR 110.1K
14.44%
🧾 Monthly Utilities & Internet
Ubud, Bali
Penang
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$39.37 MYR 156
105.13%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.98 Rp 67.4K
$10.01 MYR 39.54
-60.24%
Internet (50+ Mbps, Unlimited Data)
$23.55 Rp 399.0K
$31.45 MYR 124
-25.12%
🎉 Sport & Entertainment
Ubud, Bali
Penang
Difference
Gym Membership (Monthly)
$97.3 Rp 1.6M
$33.02 MYR 130
194.61%
Tennis Court (1 Hour on Weekend)
$6.42 Rp 108.8K
$5.53 MYR 21.84
16.09%
Cinema Ticket
$4.16 Rp 70.6K
$4.81 MYR 19.01
-13.51%
🧸 Childcare & Education
Ubud, Bali
Penang
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$294 Rp 5.0M
$237 MYR 937
24.00%
International Primary School, 1 Child (Yearly)
$6,548 Rp 110.9M
$6,252 MYR 24.7K
4.73%
👕👟 Clothing & Footwear
Ubud, Bali
Penang
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 917.8K
$54.3 MYR 214
-0.24%
Summer Dress (H&M, Zara, etc)
$37.95 Rp 643.0K
$29.00 MYR 115
30.86%
Sport Shoes (Adidas, Nike)
$88.1 Rp 1.5M
$62.5 MYR 247
41.03%
Men's Leather Business Shoes
$78.1 Rp 1.3M
$52.4 MYR 207
48.93%
🏠 Accommodation & Living
Ubud, Bali
Penang
Difference
1-bedroom Apartment, City Center (Monthly)
$995 Rp 16.9M
$394 MYR 1,556
152.73%
1-bedroom Apartment, Outside City Center (Monthly)
$668 Rp 11.3M
$230 MYR 910
189.95%
3-bedroom Apartment, City Center (Monthly)
$3,391 Rp 57.5M
$641 MYR 2,531
429.30%
3-bedroom Apartment, Outside City Center (Monthly)
$2,080 Rp 35.2M
$517 MYR 2,042
302.23%
Buy Apartment in City Center (m2)
$3,037 Rp 51.5M
$2,335 MYR 9,224
30.05%
Buy Apartment Outside City Center (m2)
$2,378 Rp 40.3M
$1,191 MYR 4,703
99.77%
💵 Salaries & Financials
Ubud, Bali
Penang
Difference
Average Monthly Net Salary (After Tax)
$180 Rp 3.0M
$974 MYR 3,849
-81.58%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.16
219.23%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Penang: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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