Cost of Living Comparison Between Ubud, Bali and Papamoa Beach Cost of Living Comparison Between Ubud, Bali and Papamoa Beach

🙂 Solo nomad: Ubud, Bali is 51.6% cheaper than Papamoa Beach without rent, and 60.2% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 40.5% cheaper than Papamoa Beach without rent, and 60.6% cheaper with rent.

Meal at Budget Restaurant

$2.85 Rp 47.5K

$15.22 NZ$26.57

-81.27%

Three-Course Dinner for Two, Mid-Range

$12.26 Rp 204.3K

$77.9 NZ$136

-84.25%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 54.6K

$9.44 NZ$16.49

-65.25%

Cappuccino

$2.3 Rp 38.3K

$3.38 NZ$5.9

-31.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 Rp 18.5K

$2.24 NZ$3.92

-50.45%

Water (0.33 liter bottle)

$0.26 Rp 4,324

$2.27 NZ$3.97

-88.55%

Local Beer (0.5 liter draught)

$2.4 Rp 40K

$7.09 NZ$12.39

-66.15%

Imported Beer (0.33 liter bottle)

$3.15 Rp 52.5K

$7.26 NZ$12.68

-56.61%

Milk (1 liter)

$1.49 Rp 24.9K

$1.75 NZ$3.05

-14.86%

White Bread (500g)

$1.65 Rp 27.5K

$1.07 NZ$1.88

54.21%

Rice (white) (1kg)

$1.13 Rp 18.9K

$2.01 NZ$3.51

-43.78%

Eggs

$2.33 Rp 38.9K

$6.95 NZ$12.14

-66.47%

Local Cheese (1kg)

$13.7 Rp 228.3K

$8.51 NZ$14.85

60.99%

Chicken Fillets (1kg)

$3.97 Rp 66.2K

$9.65 NZ$16.86

-58.86%

Beef Round Steak (1kg)

$11.22 Rp 187K

$13.17 NZ$22.99

-14.81%

Apples (1kg)

$3.48 Rp 57.9K

$2.92 NZ$5.09

19.18%

Banana (1kg)

$1.5 Rp 25K

$2.19 NZ$3.83

-31.51%

Oranges (1kg)

$2.68 Rp 44.6K

$3.32 NZ$5.8

-19.28%

Tomato (1kg)

$1.35 Rp 22.5K

$4.13 NZ$7.21

-67.31%

Potato (1kg)

$1.57 Rp 26.2K

$2 NZ$3.49

-21.50%

Onion (1kg)

$2.1 Rp 34.9K

$1.63 NZ$2.84

28.83%

Lettuce (1 head)

$1.03 Rp 17.1K

$1.88 NZ$3.29

-45.21%

Water (1.5 liter bottle)

$0.57 Rp 9,488

$1.28 NZ$2.24

-55.47%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 38.5K

$24.88 NZ$43.44

-90.72%

Wine (Bottle)

$15.21 Rp 253.5K

$11.3 NZ$19.74

34.60%

Local Beer (0.5 liter bottle)

$2.49 Rp 41.5K

$2.99 NZ$5.22

-16.72%

Imported Beer (0.33 liter bottle)

$2.66 Rp 44.3K

$3.84 NZ$6.7

-30.73%

One-way Ticket (Public Transport)

$0.29 Rp 4,911

$2.15 NZ$3.75

-86.51%

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

$64.3 NZ$112

-84.39%

Taxi Start (Normal Tariff)

$0.45 Rp 7,480

$2.06 NZ$3.6

-78.16%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,748

$1.91 NZ$3.34

-82.20%

Taxi 1hour Waiting (Normal Tariff)

$5.97 Rp 99.4K

$35.32 NZ$61.7

-83.10%

Gasoline (1 liter)

$0.75 Rp 12.4K

$1.61 NZ$2.81

-53.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 430.2M

$28.1K NZ$49.1K

-8.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.9M

$22.2K NZ$38.8K

42.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.6 Rp 1.1M

$144 NZ$252

-55.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 69K

$29.98 NZ$52.3

-86.19%

Internet (50+ Mbps, Unlimited Data)

$23.99 Rp 399.7K

$49.06 NZ$85.7

-51.10%

Gym Membership (Monthly)

$23.29 Rp 388.1K

$36.57 NZ$63.9

-36.31%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

$12 NZ$20.95

-48.42%

Cinema Ticket

$3.45 Rp 57.5K

$15.22 NZ$26.58

-77.33%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 Rp 1.5M

$898 NZ$1,568

-89.76%

International Primary School, 1 Child (Yearly)

$5,912 Rp 98.5M

$13.4K NZ$23.4K

-55.86%

Jeans (Levis 501 Or Similar)

$51.5 Rp 857.6K

$64.5 NZ$113

-20.16%

Summer Dress (H&M, Zara, etc)

$24.45 Rp 407.3K

$50.3 NZ$87.8

-51.36%

Sport Shoes (Adidas, Nike)

$84.4 Rp 1.4M

$86.1 NZ$150

-2.00%

Men's Leather Business Shoes

$74.3 Rp 1.2M

$120 NZ$210

-38.20%

1-bedroom Apartment, City Center (Monthly)

$261 Rp 4.4M

$961 NZ$1,678

-72.81%

1-bedroom Apartment, Outside City Center (Monthly)

$160 Rp 2.7M

$788 NZ$1,375

-79.75%

3-bedroom Apartment, City Center (Monthly)

$585 Rp 9.7M

$1,600 NZ$2,794

-63.45%

3-bedroom Apartment, Outside City Center (Monthly)

$328 Rp 5.5M

$1,433 NZ$2,502

-77.09%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

$4,123 NZ$7,199

-76.11%

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

$3,501 NZ$6,114

-75.81%

Average Monthly Net Salary (After Tax)

$178 Rp 3M

$1,615 NZ$2,820

-88.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.37

108.48%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Papamoa Beach: December 1, 2025

Digital Nomad Cost of Living Index

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