Cost of Living Comparison Between Ubud, Bali and Panama City, FL Cost of Living Comparison Between Ubud, Bali and Panama City, FL

🙂 Solo nomad: Ubud, Bali is 62.1% cheaper than Panama City, FL without rent, and 73% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 48% cheaper than Panama City, FL without rent, and 65.5% cheaper with rent.

Meal at Budget Restaurant

$2.85 Rp 47.5K

$18.71 $18.71

-84.77%

Three-Course Dinner for Two, Mid-Range

$12.26 Rp 204.3K

$54.2 $54.2

-77.36%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 54.6K

$10.64 $10.64

-69.17%

Cappuccino

$2.3 Rp 38.3K

$4.97 $4.97

-53.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 Rp 18.5K

$2.76 $2.76

-59.78%

Water (0.33 liter bottle)

$0.26 Rp 4,324

$2.05 $2.05

-87.32%

Local Beer (0.5 liter draught)

$2.4 Rp 40K

$5.08 $5.08

-52.76%

Imported Beer (0.33 liter bottle)

$3.15 Rp 52.5K

$6.78 $6.78

-53.54%

Milk (1 liter)

$1.49 Rp 24.9K

$0.92 $0.92

61.96%

White Bread (500g)

$1.65 Rp 27.5K

$3.23 $3.23

-48.92%

Rice (white) (1kg)

$1.13 Rp 18.9K

$2.6 $2.6

-56.54%

Eggs

$2.33 Rp 38.9K

$3.26 $3.26

-28.53%

Local Cheese (1kg)

$13.7 Rp 228.3K

$10.6 $10.6

29.25%

Chicken Fillets (1kg)

$3.97 Rp 66.2K

$11.56 $11.56

-65.66%

Beef Round Steak (1kg)

$11.22 Rp 187K

$14.88 $14.88

-24.60%

Apples (1kg)

$3.48 Rp 57.9K

$3.44 $3.44

1.16%

Banana (1kg)

$1.5 Rp 25K

$1.51 $1.51

-0.66%

Oranges (1kg)

$2.68 Rp 44.6K

$2.82 $2.82

-4.96%

Tomato (1kg)

$1.35 Rp 22.5K

$4.26 $4.26

-68.31%

Potato (1kg)

$1.57 Rp 26.2K

$3.22 $3.22

-51.24%

Onion (1kg)

$2.1 Rp 34.9K

$2.75 $2.75

-23.64%

Lettuce (1 head)

$1.03 Rp 17.1K

$2.13 $2.13

-51.64%

Water (1.5 liter bottle)

$0.57 Rp 9,488

$1.93 $1.93

-70.47%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 38.5K

$7.92 $7.92

-70.83%

Wine (Bottle)

$15.21 Rp 253.5K

$9 $9

69.00%

Local Beer (0.5 liter bottle)

$2.49 Rp 41.5K

$1.77 $1.77

40.68%

Imported Beer (0.33 liter bottle)

$2.66 Rp 44.3K

$3.12 $3.12

-14.74%

One-way Ticket (Public Transport)

$0.29 Rp 4,911

$1.53 $1.53

-81.05%

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

$132 $132

-92.42%

Taxi Start (Normal Tariff)

$0.45 Rp 7,480

$2.55 $2.55

-82.35%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,748

$1.59 $1.59

-78.62%

Taxi 1hour Waiting (Normal Tariff)

$5.97 Rp 99.4K

$25.97 $25.97

-77.01%

Gasoline (1 liter)

$0.75 Rp 12.4K

$0.87 $0.87

-13.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 430.2M

$22.5K $22.5K

14.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.9M

$24.8K $24.8K

27.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.6 Rp 1.1M

$221 $221

-70.81%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 69K

$42.52 $42.52

-90.26%

Internet (50+ Mbps, Unlimited Data)

$23.99 Rp 399.7K

$67.1 $67.1

-64.23%

Gym Membership (Monthly)

$23.29 Rp 388.1K

$39.79 $39.79

-41.47%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

Cinema Ticket

$3.45 Rp 57.5K

$12.95 $12.95

-73.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 Rp 1.5M

$535 $535

-82.82%

International Primary School, 1 Child (Yearly)

$5,912 Rp 98.5M

$7,925 $7,925

-25.39%

Jeans (Levis 501 Or Similar)

$51.5 Rp 857.6K

$38.86 $38.86

32.45%

Summer Dress (H&M, Zara, etc)

$24.45 Rp 407.3K

$42.65 $42.65

-42.67%

Sport Shoes (Adidas, Nike)

$84.4 Rp 1.4M

$59.4 $59.4

42.09%

Men's Leather Business Shoes

$74.3 Rp 1.2M

$74.5 $74.5

-0.19%

1-bedroom Apartment, City Center (Monthly)

$261 Rp 4.4M

$1,730 $1,730

-84.89%

1-bedroom Apartment, Outside City Center (Monthly)

$160 Rp 2.7M

$1,510 $1,510

-89.44%

3-bedroom Apartment, City Center (Monthly)

$585 Rp 9.7M

$2,283 $2,283

-74.38%

3-bedroom Apartment, Outside City Center (Monthly)

$328 Rp 5.5M

$1,797 $1,797

-81.73%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

$3,726 $3,726

-73.56%

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

$3,722 $3,722

-77.25%

Average Monthly Net Salary (After Tax)

$178 Rp 3M

$4,062 $4,062

-95.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.43

106.53%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Panama City, FL: December 1, 2025

Digital Nomad Cost of Living Index

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