Cost of Living Comparison Between Ubud, Bali and Panaji Cost of Living Comparison Between Ubud, Bali and Panaji

😐 Solo nomad: Ubud, Bali is 96.8% more expensive than Panaji without rent, and 194.3% more expensive with rent.

😐 Family of 3: Ubud, Bali is 108.7% more expensive than Panaji without rent, and 257% more expensive with rent.

Meal at Budget Restaurant

$3.43 Rp 58.1K

$3.41 ₹310

0.59%

Three-Course Dinner for Two, Mid-Range

$32.70 Rp 553.2K

$17.62 ₹1,600

85.58%

Fast Food Meal (McDonalds, etc)

$5.04 Rp 85.2K

$3.86 ₹350

30.57%

Cappuccino

$2.85 Rp 48.2K

$2.15 ₹195

32.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 22.8K

$0.49 ₹44.06

173.47%

Water (0.33 liter bottle)

$0.75 Rp 12.6K

$0.20 ₹18.15

275.00%

Local Beer (0.5 liter draught)

$2.90 Rp 49.1K

$1.19 ₹108

143.70%

Imported Beer (0.33 liter bottle)

$3.94 Rp 66.7K

$1.98 ₹180

98.99%

Milk (1 liter)

$1.80 Rp 30.5K

$0.78 ₹70.7

130.77%

White Bread (500g)

$2.55 Rp 43.2K

$0.51 ₹46.29

400.00%

Rice (white) (1kg)

$1.19 Rp 20.2K

$0.78 ₹71.0

52.56%

Eggs

$2.42 Rp 40.9K

$0.99 ₹89.6

144.44%

Local Cheese (1kg)

$14.38 Rp 243.3K

$5.73 ₹520

150.96%

Chicken Fillets (1kg)

$4.21 Rp 71.2K

$3.88 ₹352

8.51%

Beef Round Steak (1kg)

$11.88 Rp 201.0K

Apples (1kg)

$3.71 Rp 62.8K

$2.58 ₹234

43.80%

Banana (1kg)

$1.56 Rp 26.4K

$0.92 ₹83.3

69.57%

Oranges (1kg)

$2.77 Rp 46.9K

$1.33 ₹121

108.27%

Tomato (1kg)

$2.22 Rp 37.6K

$0.62 ₹56.2

258.06%

Potato (1kg)

$1.99 Rp 33.7K

$0.42 ₹38.20

373.81%

Onion (1kg)

$2.29 Rp 38.8K

$0.45 ₹40.65

408.89%

Lettuce (1 head)

$1.01 Rp 17.1K

$0.91 ₹82.5

10.99%

Water (1.5 liter bottle)

$0.78 Rp 13.3K

$0.37 ₹33.97

110.81%

Cigarettes 20 Pack (Marlboro, Camel)

$3.17 Rp 53.6K

$2.97 ₹269

6.73%

Wine (Bottle)

$23.70 Rp 401.0K

$7.90 ₹717

200.00%

Local Beer (0.5 liter bottle)

$2.78 Rp 47.0K

$1.02 ₹92.6

172.55%

Imported Beer (0.33 liter bottle)

$2.75 Rp 46.4K

$3.57 ₹324

-22.97%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.73 ₹429

One-way Ticket (Public Transport)

$0.27 Rp 4,513

$0.18 ₹16.16

50.00%

Public Transport Monthly Pass (Regular Price)

$8.14 Rp 137.7K

$6.92 ₹628

17.63%

Taxi Start (Normal Tariff)

$0.45 Rp 7,607

$0.46 ₹41.83

-2.17%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,190

Taxi 1hour Waiting (Normal Tariff)

$6.18 Rp 104.6K

$1.47 ₹134

320.41%

Gasoline (1 liter)

$0.80 Rp 13.5K

$1.14 ₹103

-29.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 443.0M

$10.8K ₹983.2K

141.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.6K Rp 534.7M

$24.4K ₹2.2M

29.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$23.19 ₹2,105

247.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.12 Rp 69.7K

$4.27 ₹388

-3.51%

Internet (50+ Mbps, Unlimited Data)

$23.70 Rp 400.9K

$9.84 ₹893

140.85%

Gym Membership (Monthly)

$96.9 Rp 1.6M

$34.59 ₹3,140

180.02%

Tennis Court (1 Hour on Weekend)

$6.29 Rp 106.3K

$3.47 ₹315

81.27%

Cinema Ticket

$4.11 Rp 69.5K

$3.12 ₹283

31.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$298 Rp 5.0M

$60.1 ₹5,451

396.84%

International Primary School, 1 Child (Yearly)

$6,540 Rp 110.6M

$1,631 ₹148.0K

301.00%

Jeans (Levis 501 Or Similar)

$53.4 Rp 903.9K

$41.35 ₹3,753

29.21%

Summer Dress (H&M, Zara, etc)

$38.33 Rp 648.5K

$29.47 ₹2,675

30.06%

Sport Shoes (Adidas, Nike)

$86.4 Rp 1.5M

$23.58 ₹2,140

266.33%

Men's Leather Business Shoes

$78.9 Rp 1.3M

$17.36 ₹1,576

354.55%

1-bedroom Apartment, City Center (Monthly)

$1,015 Rp 17.2M

$197 ₹17.9K

415.34%

1-bedroom Apartment, Outside City Center (Monthly)

$669 Rp 11.3M

$149 ₹13.5K

349.96%

3-bedroom Apartment, City Center (Monthly)

$3,348 Rp 56.6M

$392 ₹35.6K

753.53%

3-bedroom Apartment, Outside City Center (Monthly)

$2,114 Rp 35.8M

$289 ₹26.2K

630.98%

Buy Apartment in City Center (m2)

$3,020 Rp 51.1M

$954 ₹86.6K

216.56%

Buy Apartment Outside City Center (m2)

$2,334 Rp 39.5M

$710 ₹64.5K

228.56%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$202 ₹18.3K

-11.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.62

38.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for Panaji: January 10, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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