Cost of Living Comparison Between Ubud, Bali and Panaji Cost of Living Comparison Between Ubud, Bali and Panaji

😐 Solo nomad: Ubud, Bali is 27.7% more expensive than Panaji without rent, and 52.3% more expensive with rent.

😐 Family of 3: Ubud, Bali is 109.5% more expensive than Panaji without rent, and 46.5% more expensive with rent.

Meal at Budget Restaurant

$2.85 Rp 47.5K

$3.53 ₹316

-19.26%

Three-Course Dinner for Two, Mid-Range

$12.26 Rp 204.3K

$17.38 ₹1,557

-29.46%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 54.6K

$4.09 ₹366

-19.80%

Cappuccino

$2.3 Rp 38.3K

$2.16 ₹193

6.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 Rp 18.5K

$0.45 ₹40.27

146.67%

Water (0.33 liter bottle)

$0.26 Rp 4,324

$0.21 ₹18.73

23.81%

Local Beer (0.5 liter draught)

$2.4 Rp 40K

$1.13 ₹102

112.39%

Imported Beer (0.33 liter bottle)

$3.15 Rp 52.5K

$2 ₹179

57.50%

Milk (1 liter)

$1.49 Rp 24.9K

$0.78 ₹69.5

91.03%

White Bread (500g)

$1.65 Rp 27.5K

$0.47 ₹41.74

251.06%

Rice (white) (1kg)

$1.13 Rp 18.9K

$0.82 ₹73.4

37.80%

Eggs

$2.33 Rp 38.9K

$0.99 ₹88.4

135.35%

Local Cheese (1kg)

$13.7 Rp 228.3K

$5.76 ₹516

137.85%

Chicken Fillets (1kg)

$3.97 Rp 66.2K

$3.91 ₹350

1.53%

Beef Round Steak (1kg)

$11.22 Rp 187K

Apples (1kg)

$3.48 Rp 57.9K

$2.59 ₹232

34.36%

Banana (1kg)

$1.5 Rp 25K

$0.88 ₹79.1

70.45%

Oranges (1kg)

$2.68 Rp 44.6K

$1.31 ₹117

104.58%

Tomato (1kg)

$1.35 Rp 22.5K

$0.67 ₹59.8

101.49%

Potato (1kg)

$1.57 Rp 26.2K

$0.46 ₹41.32

241.30%

Onion (1kg)

$2.1 Rp 34.9K

$0.49 ₹43.45

328.57%

Lettuce (1 head)

$1.03 Rp 17.1K

$0.97 ₹87.1

6.19%

Water (1.5 liter bottle)

$0.57 Rp 9,488

$0.35 ₹31.05

62.86%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 38.5K

$2.82 ₹253

-18.09%

Wine (Bottle)

$15.21 Rp 253.5K

$7.99 ₹716

90.36%

Local Beer (0.5 liter bottle)

$2.49 Rp 41.5K

$1.04 ₹93.5

139.42%

Imported Beer (0.33 liter bottle)

$2.66 Rp 44.3K

$3.54 ₹317

-24.86%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.63 ₹415

One-way Ticket (Public Transport)

$0.29 Rp 4,911

$0.17 ₹14.91

70.59%

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

$6.89 ₹617

45.57%

Taxi Start (Normal Tariff)

$0.45 Rp 7,480

$0.45 ₹40.38

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,748

Taxi 1hour Waiting (Normal Tariff)

$5.97 Rp 99.4K

$1.48 ₹133

303.38%

Gasoline (1 liter)

$0.75 Rp 12.4K

$1.15 ₹103

-34.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 430.2M

$10.6K ₹949.8K

143.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.9M

$24.3K ₹2.2M

30.38%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.6 Rp 1.1M

$23.05 ₹2,064

180.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 69K

$4.28 ₹383

-3.27%

Internet (50+ Mbps, Unlimited Data)

$23.99 Rp 399.7K

$9.53 ₹853

151.73%

Gym Membership (Monthly)

$23.29 Rp 388.1K

$34.43 ₹3,084

-32.36%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

$3.57 ₹320

73.39%

Cinema Ticket

$3.45 Rp 57.5K

$3.23 ₹290

6.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 Rp 1.5M

$61.6 ₹5,517

49.21%

International Primary School, 1 Child (Yearly)

$5,912 Rp 98.5M

$1,595 ₹142.8K

270.77%

Jeans (Levis 501 Or Similar)

$51.5 Rp 857.6K

$41.42 ₹3,710

24.26%

Summer Dress (H&M, Zara, etc)

$24.45 Rp 407.3K

$28.91 ₹2,589

-15.43%

Sport Shoes (Adidas, Nike)

$84.4 Rp 1.4M

$22.96 ₹2,056

267.42%

Men's Leather Business Shoes

$74.3 Rp 1.2M

$17.12 ₹1,534

334.05%

1-bedroom Apartment, City Center (Monthly)

$261 Rp 4.4M

$195 ₹17.5K

33.72%

1-bedroom Apartment, Outside City Center (Monthly)

$160 Rp 2.7M

$150 ₹13.4K

6.48%

3-bedroom Apartment, City Center (Monthly)

$585 Rp 9.7M

$395 ₹35.4K

47.95%

3-bedroom Apartment, Outside City Center (Monthly)

$328 Rp 5.5M

$289 ₹25.9K

13.66%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

$980 ₹87.8K

0.49%

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

$723 ₹64.7K

17.20%

Average Monthly Net Salary (After Tax)

$178 Rp 3M

$201 ₹18K

-11.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.62

38.05%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Panaji: November 30, 2025

Digital Nomad Cost of Living Index

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