Cost of Living Comparison Between Ubud, Bali and Panaji Cost of Living Comparison Between Ubud, Bali and Panaji

😐 Solo nomad: Ubud, Bali is 61.7% more expensive than Panaji without rent, and 201.3% more expensive with rent.

😐 Family of 3: Ubud, Bali is 176.5% more expensive than Panaji without rent, and 261.6% more expensive with rent.

Meal at Budget Restaurant

$3.47 Rp 58.5K

$3.56 ₹328

-2.53%

Three-Course Dinner for Two, Mid-Range

$32.10 Rp 542.1K

$17.33 ₹1,596

85.23%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 82.1K

$3.88 ₹357

25.26%

Cappuccino

$2.82 Rp 47.7K

$2.24 ₹206

25.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.2K

$0.49 ₹45.03

179.59%

Water (0.33 liter bottle)

$0.73 Rp 12.3K

$0.18 ₹16.94

305.56%

Local Beer (0.5 liter draught)

$2.90 Rp 48.9K

$1.19 ₹110

143.70%

Imported Beer (0.33 liter bottle)

$3.92 Rp 66.1K

$1.98 ₹183

97.98%

Milk (1 liter)

$1.74 Rp 29.4K

$0.81 ₹74.5

114.81%

White Bread (500g)

$2.44 Rp 41.3K

$0.47 ₹42.96

419.15%

Rice (white) (1kg)

$1.17 Rp 19.7K

$0.82 ₹75.7

42.68%

Eggs

$2.35 Rp 39.7K

$1.00 ₹91.7

135.00%

Local Cheese (1kg)

$14.78 Rp 249.6K

$5.62 ₹518

162.99%

Chicken Fillets (1kg)

$4.25 Rp 71.8K

$3.94 ₹363

7.87%

Beef Round Steak (1kg)

$12.21 Rp 206.2K

Apples (1kg)

$3.72 Rp 62.8K

$2.47 ₹228

50.61%

Banana (1kg)

$1.56 Rp 26.3K

$0.97 ₹88.9

60.82%

Oranges (1kg)

$2.69 Rp 45.5K

$1.34 ₹123

100.75%

Tomato (1kg)

$2.34 Rp 39.4K

$0.65 ₹60.2

260.00%

Potato (1kg)

$2.00 Rp 33.8K

$0.46 ₹42.15

334.78%

Onion (1kg)

$2.31 Rp 39.0K

$0.45 ₹41.76

413.33%

Lettuce (1 head)

$1.01 Rp 17.1K

$0.98 ₹89.9

3.06%

Water (1.5 liter bottle)

$0.73 Rp 12.3K

$0.35 ₹31.93

108.57%

Cigarettes 20 Pack (Marlboro, Camel)

$3.31 Rp 56.0K

$2.93 ₹270

12.97%

Wine (Bottle)

$25.14 Rp 424.6K

$7.46 ₹687

237.00%

Local Beer (0.5 liter bottle)

$2.90 Rp 48.9K

$1.00 ₹92.1

190.00%

Imported Beer (0.33 liter bottle)

$2.77 Rp 46.8K

$3.58 ₹330

-22.63%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.61 ₹424

One-way Ticket (Public Transport)

$0.27 Rp 4,530

$0.15 ₹13.94

80.00%

Public Transport Monthly Pass (Regular Price)

$8.26 Rp 139.5K

$7.06 ₹650

17.00%

Taxi Start (Normal Tariff)

$0.45 Rp 7,641

$0.42 ₹39.04

7.14%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,135

Taxi 1hour Waiting (Normal Tariff)

$6.26 Rp 105.6K

$1.43 ₹131

337.76%

Gasoline (1 liter)

$0.86 Rp 14.6K

$1.16 ₹107

-25.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.9K Rp 437.2M

$10.7K ₹983.0K

142.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 538.6M

$23.8K ₹2.2M

34.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$22.96 ₹2,115

251.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.98 Rp 67.1K

$4.31 ₹397

-7.66%

Internet (50+ Mbps, Unlimited Data)

$23.55 Rp 397.6K

$9.75 ₹898

141.54%

Gym Membership (Monthly)

$97.3 Rp 1.6M

$35.09 ₹3,232

177.23%

Tennis Court (1 Hour on Weekend)

$6.42 Rp 108.4K

$3.41 ₹314

88.27%

Cinema Ticket

$4.16 Rp 70.3K

$3.18 ₹293

30.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$294 Rp 5.0M

$61.7 ₹5,686

376.40%

International Primary School, 1 Child (Yearly)

$6,548 Rp 110.6M

$1,618 ₹149.0K

304.79%

Jeans (Levis 501 Or Similar)

$54.2 Rp 914.7K

$40.55 ₹3,735

33.59%

Summer Dress (H&M, Zara, etc)

$37.95 Rp 640.8K

$28.82 ₹2,655

31.68%

Sport Shoes (Adidas, Nike)

$88.1 Rp 1.5M

$23.57 ₹2,171

273.78%

Men's Leather Business Shoes

$78.1 Rp 1.3M

$17.18 ₹1,583

354.60%

1-bedroom Apartment, City Center (Monthly)

$995 Rp 16.8M

$194 ₹17.9K

413.29%

1-bedroom Apartment, Outside City Center (Monthly)

$668 Rp 11.3M

$149 ₹13.7K

348.52%

3-bedroom Apartment, City Center (Monthly)

$3,391 Rp 57.3M

$387 ₹35.6K

776.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,080 Rp 35.1M

$291 ₹26.8K

615.35%

Buy Apartment in City Center (m2)

$3,037 Rp 51.3M

$931 ₹85.8K

226.18%

Buy Apartment Outside City Center (m2)

$2,378 Rp 40.2M

$707 ₹65.1K

236.63%

Average Monthly Net Salary (After Tax)

$180 Rp 3.0M

$193 ₹17.8K

-7.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

9.62

38.05%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Panaji: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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