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Cost of Living Comparison Between Ubud, Bali and Panajachel Cost of Living Comparison Between Ubud, Bali and Panajachel

🙂 Solo nomad: Ubud, Bali is 18.8% cheaper than Panajachel without rent, and 15.6% more expensive with rent.
😐 Family of 3: Ubud, Bali is 1.5% more expensive than Panajachel without rent, and 6.2% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Panajachel
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$4.5 Q 34.45
-36.67%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$32.91 Q 252
-62.75%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$6.32 Q 48.33
-48.10%
Cappuccino
$2.3 Rp 38.3K
$2.6 Q 19.89
-11.54%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$1.23 Q 9.44
-9.76%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$0.94 Q 7.17
-72.34%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$2.62 Q 20.06
-8.40%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$4.64 Q 35.47
-32.11%
🛒 Groceries & Markets
Ubud, Bali
Panajachel
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$2.09 Q 15.98
-28.71%
White Bread (500g)
$1.65 Rp 27.5K
$1.59 Q 12.14
3.77%
Rice (white) (1kg)
$1.13 Rp 18.9K
$2.06 Q 15.76
-45.15%
Eggs
$2.33 Rp 38.9K
$1.79 Q 13.71
30.17%
Local Cheese (1kg)
$13.7 Rp 228.3K
$7.84 Q 60
74.74%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$8.47 Q 64.8
-53.13%
Beef Round Steak (1kg)
$11.22 Rp 187K
$9.98 Q 76.4
12.42%
Apples (1kg)
$3.48 Rp 57.9K
$3.62 Q 27.72
-3.87%
Banana (1kg)
$1.5 Rp 25K
$1.57 Q 11.99
-4.46%
Oranges (1kg)
$2.68 Rp 44.6K
$3.18 Q 24.37
-15.72%
Tomato (1kg)
$1.35 Rp 22.5K
$1.17 Q 8.92
15.38%
Potato (1kg)
$1.57 Rp 26.2K
$1.07 Q 8.16
46.73%
Onion (1kg)
$2.1 Rp 34.9K
$2.27 Q 17.4
-7.49%
Lettuce (1 head)
$1.03 Rp 17.1K
$0.63 Q 4.85
63.49%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$1.18 Q 9
-51.69%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$3.69 Q 28.25
-37.40%
Wine (Bottle)
$15.21 Rp 253.5K
$8.1 Q 62
87.78%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.65 Q 12.64
50.91%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$2.42 Q 18.49
9.92%
🚌 Getting Around
Ubud, Bali
Panajachel
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
-
-
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$5.26 Q 40.28
-91.44%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$0.61 Q 4.65
-44.26%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$15.86 Q 121
-62.36%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.06 Q 8.12
-29.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$19.9K Q 152.3K
29.69%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$24.8K Q 189.9K
27.85%
🧾 Monthly Utilities & Internet
Ubud, Bali
Panajachel
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$34.02 Q 260
89.89%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$26.51 Q 203
-84.38%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$46.67 Q 357
-48.60%
🎉 Sport & Entertainment
Ubud, Bali
Panajachel
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
-
-
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
-
-
Cinema Ticket
$3.45 Rp 57.5K
$7.32 Q 56
-52.87%
🧸 Childcare & Education
Ubud, Bali
Panajachel
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$244 Q 1,871
-62.41%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$5,722 Q 43.8K
3.32%
👕👟 Clothing & Footwear
Ubud, Bali
Panajachel
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$50.7 Q 388
1.54%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$53.8 Q 412
-54.55%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$116 Q 884
-26.96%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$122 Q 934
-39.13%
🏠 Accommodation & Living
Ubud, Bali
Panajachel
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
-
-
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
-
-
Buy Apartment in City Center (m2)
$985 Rp 16.4M
-
-
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
-
-
💵 Salaries & Financials
Ubud, Bali
Panajachel
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
8.9
49.21%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Panajachel: December 2, 2025

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