Cost of Living Comparison Between Ubud, Bali and Palmerston North Cost of Living Comparison Between Ubud, Bali and Palmerston North

🙂 Solo nomad: Ubud, Bali is 51.9% cheaper than Palmerston North without rent, and 55.7% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 38.9% cheaper than Palmerston North without rent, and 57.5% cheaper with rent.

Meal at Budget Restaurant

$2.85 Rp 47.5K

$16.35 NZ$28.55

-82.57%

Three-Course Dinner for Two, Mid-Range

$12.26 Rp 204.3K

$72.6 NZ$127

-83.12%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 54.6K

$11.94 NZ$20.84

-72.53%

Cappuccino

$2.3 Rp 38.3K

$3.48 NZ$6.08

-33.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 Rp 18.5K

$2.34 NZ$4.08

-52.56%

Water (0.33 liter bottle)

$0.26 Rp 4,324

$2.16 NZ$3.77

-87.96%

Local Beer (0.5 liter draught)

$2.4 Rp 40K

$7.05 NZ$12.3

-65.96%

Imported Beer (0.33 liter bottle)

$3.15 Rp 52.5K

$6.52 NZ$11.38

-51.69%

Milk (1 liter)

$1.49 Rp 24.9K

$2 NZ$3.5

-25.50%

White Bread (500g)

$1.65 Rp 27.5K

$2.06 NZ$3.59

-19.90%

Rice (white) (1kg)

$1.13 Rp 18.9K

$1.84 NZ$3.22

-38.59%

Eggs

$2.33 Rp 38.9K

$5.25 NZ$9.16

-55.62%

Local Cheese (1kg)

$13.7 Rp 228.3K

$8.38 NZ$14.63

63.48%

Chicken Fillets (1kg)

$3.97 Rp 66.2K

$9.41 NZ$16.42

-57.81%

Beef Round Steak (1kg)

$11.22 Rp 187K

$12.35 NZ$21.56

-9.15%

Apples (1kg)

$3.48 Rp 57.9K

$2.42 NZ$4.23

43.80%

Banana (1kg)

$1.5 Rp 25K

$1.87 NZ$3.27

-19.79%

Oranges (1kg)

$2.68 Rp 44.6K

$2.43 NZ$4.25

10.29%

Tomato (1kg)

$1.35 Rp 22.5K

$3.31 NZ$5.78

-59.21%

Potato (1kg)

$1.57 Rp 26.2K

$2.13 NZ$3.72

-26.29%

Onion (1kg)

$2.1 Rp 34.9K

$2.22 NZ$3.87

-5.41%

Lettuce (1 head)

$1.03 Rp 17.1K

$2.06 NZ$3.6

-50.00%

Water (1.5 liter bottle)

$0.57 Rp 9,488

$0.94 NZ$1.63

-39.36%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 38.5K

$20.72 NZ$36.18

-88.85%

Wine (Bottle)

$15.21 Rp 253.5K

$8.4 NZ$14.66

81.07%

Local Beer (0.5 liter bottle)

$2.49 Rp 41.5K

$2.41 NZ$4.21

3.32%

Imported Beer (0.33 liter bottle)

$2.66 Rp 44.3K

$5.18 NZ$9.05

-48.65%

One-way Ticket (Public Transport)

$0.29 Rp 4,911

$4.8 NZ$8.38

-93.96%

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

$29.87 NZ$52.2

-66.42%

Taxi Start (Normal Tariff)

$0.45 Rp 7,480

$2.42 NZ$4.23

-81.40%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,748

$1.79 NZ$3.12

-81.01%

Taxi 1hour Waiting (Normal Tariff)

$5.97 Rp 99.4K

$17.22 NZ$30.06

-65.33%

Gasoline (1 liter)

$0.75 Rp 12.4K

$1.72 NZ$3

-56.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 430.2M

$18.8K NZ$32.8K

37.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.9M

$21.5K NZ$37.5K

47.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.6 Rp 1.1M

$90.2 NZ$157

-28.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 69K

$37.24 NZ$65

-88.88%

Internet (50+ Mbps, Unlimited Data)

$23.99 Rp 399.7K

$46.61 NZ$81.4

-48.53%

Gym Membership (Monthly)

$23.29 Rp 388.1K

$35.57 NZ$62.1

-34.52%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

$12.98 NZ$22.66

-52.31%

Cinema Ticket

$3.45 Rp 57.5K

$9.27 NZ$16.18

-62.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 Rp 1.5M

$1,025 NZ$1,789

-91.03%

International Primary School, 1 Child (Yearly)

$5,912 Rp 98.5M

$6,122 NZ$10.7K

-3.43%

Jeans (Levis 501 Or Similar)

$51.5 Rp 857.6K

$57 NZ$99.5

-9.72%

Summer Dress (H&M, Zara, etc)

$24.45 Rp 407.3K

$37.16 NZ$64.9

-34.20%

Sport Shoes (Adidas, Nike)

$84.4 Rp 1.4M

$89.5 NZ$156

-5.72%

Men's Leather Business Shoes

$74.3 Rp 1.2M

$91.7 NZ$160

-19.00%

1-bedroom Apartment, City Center (Monthly)

$261 Rp 4.4M

$837 NZ$1,461

-68.76%

1-bedroom Apartment, Outside City Center (Monthly)

$160 Rp 2.7M

$701 NZ$1,224

-77.24%

3-bedroom Apartment, City Center (Monthly)

$585 Rp 9.7M

$1,519 NZ$2,653

-61.50%

3-bedroom Apartment, Outside City Center (Monthly)

$328 Rp 5.5M

$1,372 NZ$2,395

-76.06%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

$2,124 NZ$3,708

-53.62%

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

$1,889 NZ$3,298

-55.16%

Average Monthly Net Salary (After Tax)

$178 Rp 3M

$2,466 NZ$4,305

-92.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.69

98.51%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Palmerston North: November 30, 2025

Digital Nomad Cost of Living Index

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