Cost of Living Comparison Between Ubud, Bali and Paderborn Cost of Living Comparison Between Ubud, Bali and Paderborn

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,909 in Paderborn.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,737 in Paderborn.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $3,565 in Paderborn.

Living in Ubud, Bali costs roughly 25% less than in Paderborn, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, Paderborn 43% above.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$17.16 €14.69

-79.20%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$57.4 €49.14

-43.25%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$10.97 €9.39

-53.78%

Cappuccino

$2.83 Rp 49.0K

$3.85 €3.30

-26.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$3.07 €2.63

-56.35%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$3.04 €2.61

-77.30%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$4.97 €4.26

-39.84%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$4.56 €3.90

-15.57%

Milk (1 liter)

$1.74 Rp 30.2K

$1.27 €1.08

37.01%

White Bread (500g)

$2.54 Rp 44.0K

$2.13 €1.82

19.25%

Rice (white) (1kg)

$1.19 Rp 20.6K

$3.43 €2.94

-65.31%

Eggs

$2.43 Rp 42.0K

$3.87 €3.31

-37.21%

Local Cheese (1kg)

$14.66 Rp 254.1K

$14.57 €12.47

0.62%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$15.56 €13.32

-73.14%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$19.38 €16.59

-38.39%

Apples (1kg)

$3.69 Rp 63.9K

$3.60 €3.08

2.50%

Banana (1kg)

$1.61 Rp 27.8K

$1.83 €1.57

-12.02%

Oranges (1kg)

$2.69 Rp 46.5K

$2.33 €1.99

15.45%

Tomato (1kg)

$2.33 Rp 40.4K

$5.18 €4.43

-55.02%

Potato (1kg)

$1.91 Rp 33.0K

$1.47 €1.26

29.93%

Onion (1kg)

$2.19 Rp 37.9K

$1.48 €1.26

47.97%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.90 €1.62

-44.21%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.23 €1.06

-41.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$9.56 €8.19

-67.26%

Wine (Bottle)

$23.49 Rp 407.1K

$5.75 €4.92

308.52%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.14 €0.98

140.35%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.03 €1.74

41.87%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$3.42 €2.93

-91.52%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$67.2 €57.5

-87.84%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$9.17 €7.85

-95.09%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$3.14 €2.69

-86.62%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$36.67 €31.39

-83.20%

Gasoline (1 liter)

$0.84 Rp 14.6K

$2.03 €1.74

-58.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$30.8K €26.4K

-14.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$35.9K €30.8K

-9.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$302 €259

-74.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$27.20 €23.28

-85.48%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$54.3 €46.43

-55.02%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$38.99 €33.38

147.60%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$17.50 €14.98

-63.71%

Cinema Ticket

$4.04 Rp 70.0K

$12.32 €10.55

-67.21%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$336 €288

-9.93%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$8,337 €7,136

-21.76%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$70.6 €60.4

-23.74%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$36.72 €31.43

3.43%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$88.1 €75.4

-1.49%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$80.8 €69.2

-2.40%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$751 €643

34.83%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$599 €513

12.65%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$1,242 €1,063

172.93%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$843 €722

148.86%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$5,564 €4,763

-46.36%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$3,887 €3,328

-39.83%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$3,228 €2,763

-94.64%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.96

235.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Paderborn: April 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $751 in Paderborn. Housing cost is often the main lever when comparing two cities.

Paderborn pays 1764% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $57.0 in Paderborn for a mid-range dinner for two. Groceries echo the gap at $298 vs $358 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Paderborn: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 33% lower than in Paderborn. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, Paderborn earns 1764% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $751 in Paderborn. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 722% less than in Paderborn. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $303 in Ubud, Bali versus $336 in Paderborn. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,438 in Ubud, Bali versus $1,909 in Paderborn, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Paderborn. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Paderborn are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 33% less than in Paderborn. Beyond cost, consider language, visa policies, and how big the international community is in each city.