Cost of Living Comparison Between Ubud, Bali and Owensboro, KY Cost of Living Comparison Between Ubud, Bali and Owensboro, KY

🙂 Solo nomad: Ubud, Bali is 58.7% cheaper than Owensboro, KY without rent, and 61.3% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 47.2% cheaper than Owensboro, KY without rent, and 54.8% cheaper with rent.

Meal at Budget Restaurant

$2.85 Rp 47.5K

$17.66 $17.66

-83.86%

Three-Course Dinner for Two, Mid-Range

$12.26 Rp 204.3K

$59.9 $59.9

-79.54%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 54.6K

$10.09 $10.09

-67.49%

Cappuccino

$2.3 Rp 38.3K

$6.08 $6.08

-62.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 Rp 18.5K

$1.88 $1.88

-40.96%

Water (0.33 liter bottle)

$0.26 Rp 4,324

$1.3 $1.3

-80.00%

Local Beer (0.5 liter draught)

$2.4 Rp 40K

$4.09 $4.09

-41.32%

Imported Beer (0.33 liter bottle)

$3.15 Rp 52.5K

$4.86 $4.86

-35.19%

Milk (1 liter)

$1.49 Rp 24.9K

$1.16 $1.16

28.45%

White Bread (500g)

$1.65 Rp 27.5K

$3.4 $3.4

-51.47%

Rice (white) (1kg)

$1.13 Rp 18.9K

$4.32 $4.32

-73.84%

Eggs

$2.33 Rp 38.9K

$3.72 $3.72

-37.37%

Local Cheese (1kg)

$13.7 Rp 228.3K

$6.51 $6.51

110.45%

Chicken Fillets (1kg)

$3.97 Rp 66.2K

$10.97 $10.97

-63.81%

Beef Round Steak (1kg)

$11.22 Rp 187K

$8.98 $8.98

24.94%

Apples (1kg)

$3.48 Rp 57.9K

$4.36 $4.36

-20.18%

Banana (1kg)

$1.5 Rp 25K

$1.29 $1.29

16.28%

Oranges (1kg)

$2.68 Rp 44.6K

$2.61 $2.61

2.68%

Tomato (1kg)

$1.35 Rp 22.5K

$3.56 $3.56

-62.08%

Potato (1kg)

$1.57 Rp 26.2K

$2.25 $2.25

-30.22%

Onion (1kg)

$2.1 Rp 34.9K

$2.14 $2.14

-1.87%

Lettuce (1 head)

$1.03 Rp 17.1K

$1.97 $1.97

-47.72%

Water (1.5 liter bottle)

$0.57 Rp 9,488

$1.54 $1.54

-62.99%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 38.5K

$8.82 $8.82

-73.81%

Wine (Bottle)

$15.21 Rp 253.5K

$7.78 $7.78

95.50%

Local Beer (0.5 liter bottle)

$2.49 Rp 41.5K

$2.02 $2.02

23.27%

Imported Beer (0.33 liter bottle)

$2.66 Rp 44.3K

$4.46 $4.46

-40.36%

One-way Ticket (Public Transport)

$0.29 Rp 4,911

$1.03 $1.03

-71.84%

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

$30.31 $30.31

-66.91%

Taxi Start (Normal Tariff)

$0.45 Rp 7,480

$5.03 $5.03

-91.05%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,748

$1.57 $1.57

-78.34%

Taxi 1hour Waiting (Normal Tariff)

$5.97 Rp 99.4K

$20.84 $20.84

-71.35%

Gasoline (1 liter)

$0.75 Rp 12.4K

$0.79 $0.79

-5.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 430.2M

$32.8K $32.8K

-21.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.9M

$27.1K $27.1K

17.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.6 Rp 1.1M

$173 $173

-62.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 69K

$59.1 $59.1

-92.99%

Internet (50+ Mbps, Unlimited Data)

$23.99 Rp 399.7K

$60.4 $60.4

-60.26%

Gym Membership (Monthly)

$23.29 Rp 388.1K

$50.8 $50.8

-54.12%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

$10.15 $10.15

-39.01%

Cinema Ticket

$3.45 Rp 57.5K

$13.27 $13.27

-74.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 Rp 1.5M

$1,250 $1,250

-92.65%

International Primary School, 1 Child (Yearly)

$5,912 Rp 98.5M

$30.8K $30.8K

-80.79%

Jeans (Levis 501 Or Similar)

$51.5 Rp 857.6K

$60.2 $60.2

-14.49%

Summer Dress (H&M, Zara, etc)

$24.45 Rp 407.3K

$48.28 $48.28

-49.36%

Sport Shoes (Adidas, Nike)

$84.4 Rp 1.4M

$92.9 $92.9

-9.17%

Men's Leather Business Shoes

$74.3 Rp 1.2M

$134 $134

-44.34%

1-bedroom Apartment, City Center (Monthly)

$261 Rp 4.4M

$721 $721

-63.78%

1-bedroom Apartment, Outside City Center (Monthly)

$160 Rp 2.7M

$790 $790

-79.81%

3-bedroom Apartment, City Center (Monthly)

$585 Rp 9.7M

$1,075 $1,075

-45.56%

3-bedroom Apartment, Outside City Center (Monthly)

$328 Rp 5.5M

$968 $968

-66.08%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

$1,691 $1,691

-41.75%

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

$1,679 $1,679

-49.55%

Average Monthly Net Salary (After Tax)

$178 Rp 3M

$3,366 $3,366

-94.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.47

105.26%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Owensboro, KY: November 29, 2025

Digital Nomad Cost of Living Index

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