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Cost of Living Comparison Between Ubud, Bali and Otsego, MN Cost of Living Comparison Between Ubud, Bali and Otsego, MN

🙂 Solo nomad: Ubud, Bali is 49.4% cheaper than Otsego, MN without rent, and 70.4% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 34.2% cheaper than Otsego, MN without rent, and 67.1% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Otsego, MN
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$12.22 $12.22
-76.68%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$65.6 $65.6
-81.31%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$9.96 $9.96
-67.07%
Cappuccino
$2.3 Rp 38.3K
$5.11 $5.11
-54.99%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$1.99 $1.99
-44.22%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$2.42 $2.42
-89.26%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$5.83 $5.83
-58.83%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$7.15 $7.15
-55.94%
🛒 Groceries & Markets
Ubud, Bali
Otsego, MN
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$0.84 $0.84
77.38%
White Bread (500g)
$1.65 Rp 27.5K
$4.19 $4.19
-60.62%
Rice (white) (1kg)
$1.13 Rp 18.9K
$3.82 $3.82
-70.42%
Eggs
$2.33 Rp 38.9K
$3.32 $3.32
-29.82%
Local Cheese (1kg)
$13.7 Rp 228.3K
$9.15 $9.15
49.73%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$11.76 $11.76
-66.24%
Beef Round Steak (1kg)
$11.22 Rp 187K
$14.45 $14.45
-22.35%
Apples (1kg)
$3.48 Rp 57.9K
$4.33 $4.33
-19.63%
Banana (1kg)
$1.5 Rp 25K
$1.15 $1.15
30.43%
Oranges (1kg)
$2.68 Rp 44.6K
$5.67 $5.67
-52.73%
Tomato (1kg)
$1.35 Rp 22.5K
$5.28 $5.28
-74.43%
Potato (1kg)
$1.57 Rp 26.2K
$3.97 $3.97
-60.45%
Onion (1kg)
$2.1 Rp 34.9K
$3.61 $3.61
-41.83%
Lettuce (1 head)
$1.03 Rp 17.1K
$2.02 $2.02
-49.01%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$1.89 $1.89
-69.84%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$10.67 $10.67
-78.35%
Wine (Bottle)
$15.21 Rp 253.5K
$13.88 $13.88
9.58%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.7 $1.7
46.47%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$4.52 $4.52
-41.15%
🚌 Getting Around
Ubud, Bali
Otsego, MN
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$1.99 $1.99
-85.43%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$5.03 $5.03
-91.05%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.38 $1.38
-75.36%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$29.17 $29.17
-79.53%
Gasoline (1 liter)
$0.75 Rp 12.4K
$0.8 $0.8
-6.25%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$35.3K $35.3K
-26.79%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$25.1K $25.1K
26.64%
🧾 Monthly Utilities & Internet
Ubud, Bali
Otsego, MN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$217 $217
-70.28%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$47.77 $47.77
-91.33%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$64.7 $64.7
-62.90%
🎉 Sport & Entertainment
Ubud, Bali
Otsego, MN
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$43.15 $43.15
-46.03%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
-
-
Cinema Ticket
$3.45 Rp 57.5K
$14.2 $14.2
-75.70%
🧸 Childcare & Education
Ubud, Bali
Otsego, MN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$1,463 $1,463
-93.72%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$30.4K $30.4K
-80.53%
👕👟 Clothing & Footwear
Ubud, Bali
Otsego, MN
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$39.27 $39.27
31.07%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$41.6 $41.6
-41.23%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$85.2 $85.2
-0.93%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$127 $127
-41.39%
🏠 Accommodation & Living
Ubud, Bali
Otsego, MN
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$1,596 $1,596
-83.63%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$1,367 $1,367
-88.33%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$2,674 $2,674
-78.12%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$2,249 $2,249
-85.40%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$2,693 $2,693
-63.42%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$2,257 $2,257
-62.47%
💵 Salaries & Financials
Ubud, Bali
Otsego, MN
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.43
106.53%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Otsego, MN: November 30, 2025

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