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Cost of Living Comparison Between Ubud, Bali and Olsztyn Cost of Living Comparison Between Ubud, Bali and Olsztyn

🙂 Solo nomad: Ubud, Bali is 37% cheaper than Olsztyn without rent, and 50.2% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 18.8% cheaper than Olsztyn without rent, and 37.9% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Olsztyn
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$10.64 zł 38.76
-73.21%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$46.19 zł 168
-73.46%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$7.63 zł 27.78
-57.01%
Cappuccino
$2.3 Rp 38.3K
$2.94 zł 10.72
-21.77%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$1.68 zł 6.12
-33.93%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$1.91 zł 6.96
-86.39%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$3.23 zł 11.77
-25.70%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$3.88 zł 14.12
-18.81%
🛒 Groceries & Markets
Ubud, Bali
Olsztyn
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.05 zł 3.84
41.90%
White Bread (500g)
$1.65 Rp 27.5K
$1.32 zł 4.82
25.00%
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.49 zł 5.41
-24.16%
Eggs
$2.33 Rp 38.9K
$3.34 zł 12.15
-30.24%
Local Cheese (1kg)
$13.7 Rp 228.3K
$9.05 zł 32.95
51.38%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$5.94 zł 21.65
-33.16%
Beef Round Steak (1kg)
$11.22 Rp 187K
$10.05 zł 36.61
11.64%
Apples (1kg)
$3.48 Rp 57.9K
$1.15 zł 4.19
202.61%
Banana (1kg)
$1.5 Rp 25K
$1.52 zł 5.55
-1.32%
Oranges (1kg)
$2.68 Rp 44.6K
$2.01 zł 7.32
33.33%
Tomato (1kg)
$1.35 Rp 22.5K
$2.79 zł 10.16
-51.61%
Potato (1kg)
$1.57 Rp 26.2K
$0.81 zł 2.94
93.83%
Onion (1kg)
$2.1 Rp 34.9K
$1.19 zł 4.33
76.47%
Lettuce (1 head)
$1.03 Rp 17.1K
$1.16 zł 4.21
-11.21%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$0.72 zł 2.64
-20.83%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$5.26 zł 19.16
-56.08%
Wine (Bottle)
$15.21 Rp 253.5K
$6.76 zł 24.63
125.00%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.03 zł 3.74
141.75%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$1.77 zł 6.45
50.28%
🚌 Getting Around
Ubud, Bali
Olsztyn
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$1.11 zł 4.05
-73.87%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$26.98 zł 98.3
-62.82%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$2.02 zł 7.36
-77.72%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$0.79 zł 2.86
-56.96%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$13.36 zł 48.66
-55.31%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.71 zł 6.24
-56.14%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$32.4K zł 117.9K
-20.25%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$30.2K zł 110.1K
5.01%
🧾 Monthly Utilities & Internet
Ubud, Bali
Olsztyn
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$271 zł 985
-76.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$9.11 zł 33.2
-54.56%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$17.06 zł 62.1
40.62%
🎉 Sport & Entertainment
Ubud, Bali
Olsztyn
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$32.02 zł 117
-27.26%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$16.04 zł 58.4
-61.41%
Cinema Ticket
$3.45 Rp 57.5K
$8.24 zł 30.03
-58.13%
🧸 Childcare & Education
Ubud, Bali
Olsztyn
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$137 zł 498
-32.79%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$15.8K zł 57.6K
-62.61%
👕👟 Clothing & Footwear
Ubud, Bali
Olsztyn
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$95.7 zł 349
-46.23%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$47.7 zł 174
-48.74%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$82 zł 299
2.92%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$108 zł 393
-31.11%
🏠 Accommodation & Living
Ubud, Bali
Olsztyn
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$659 zł 2,401
-60.37%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$551 zł 2,005
-71.03%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$978 zł 3,562
-40.19%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$611 zł 2,225
-46.25%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$2,610 zł 9,505
-62.25%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$1,951 zł 7,106
-56.60%
💵 Salaries & Financials
Ubud, Bali
Olsztyn
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$1,355 zł 4,935
-86.87%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.81
128.57%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Olsztyn: December 2, 2025

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