Cost of Living Comparison Between Ubud, Bali and Njardvik Cost of Living Comparison Between Ubud, Bali and Njardvik

🙂 Solo nomad: Ubud, Bali is 58.6% cheaper than Njardvik without rent, and 53.4% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 49.8% cheaper than Njardvik without rent, and 42.2% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Njardvik
Difference
Meal at Budget Restaurant
$3.47 Rp 58.7K
$24.05 ISK 3,010
-85.57%
Three-Course Dinner for Two, Mid-Range
$32.10 Rp 543.9K
$98.2 ISK 12.3K
-67.30%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 82.4K
$16.26 ISK 2,035
-70.11%
Cappuccino
$2.82 Rp 47.8K
$6.15 ISK 770
-54.15%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 Rp 23.3K
$1.58 ISK 198
-13.29%
Water (0.33 liter bottle)
$0.73 Rp 12.4K
$2.34 ISK 293
-68.80%
Local Beer (0.5 liter draught)
$2.90 Rp 49.1K
$10.47 ISK 1,311
-72.30%
Imported Beer (0.33 liter bottle)
$3.92 Rp 66.4K
$11.22 ISK 1,404
-65.06%
🛒 Groceries & Markets
Ubud, Bali
Njardvik
Difference
Milk (1 liter)
$1.74 Rp 29.5K
$1.89 ISK 237
-7.94%
White Bread (500g)
$2.44 Rp 41.4K
$4.20 ISK 526
-41.90%
Rice (white) (1kg)
$1.17 Rp 19.8K
$3.68 ISK 461
-68.21%
Eggs
$2.35 Rp 39.9K
$6.47 ISK 810
-63.68%
Local Cheese (1kg)
$14.78 Rp 250.4K
$18.33 ISK 2,294
-19.37%
Chicken Fillets (1kg)
$4.25 Rp 72.0K
$23.76 ISK 2,973
-82.11%
Beef Round Steak (1kg)
$12.21 Rp 206.9K
$41.57 ISK 5,202
-70.63%
Apples (1kg)
$3.72 Rp 63.0K
$3.29 ISK 412
13.07%
Banana (1kg)
$1.56 Rp 26.4K
$2.52 ISK 315
-38.10%
Oranges (1kg)
$2.69 Rp 45.6K
$2.98 ISK 372
-9.73%
Tomato (1kg)
$2.34 Rp 39.6K
$5.02 ISK 628
-53.39%
Potato (1kg)
$2.00 Rp 33.9K
$3.69 ISK 462
-45.80%
Onion (1kg)
$2.31 Rp 39.1K
$2.40 ISK 301
-3.75%
Lettuce (1 head)
$1.01 Rp 17.2K
$3.14 ISK 394
-67.83%
Water (1.5 liter bottle)
$0.73 Rp 12.3K
$2.00 ISK 250
-63.50%
Cigarettes 20 Pack (Marlboro, Camel)
$3.31 Rp 56.2K
$13.48 ISK 1,687
-75.45%
Wine (Bottle)
$25.14 Rp 426.0K
$23.93 ISK 2,994
5.06%
Local Beer (0.5 liter bottle)
$2.90 Rp 49.1K
$3.62 ISK 453
-19.89%
Imported Beer (0.33 liter bottle)
$2.77 Rp 47.0K
$3.32 ISK 416
-16.57%
🚌 Getting Around
Ubud, Bali
Njardvik
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,546
-
-
Public Transport Monthly Pass (Regular Price)
$8.26 Rp 139.9K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,667
$6.31 ISK 790
-92.87%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,159
$2.65 ISK 332
-84.15%
Taxi 1hour Waiting (Normal Tariff)
$6.26 Rp 106.0K
$84.5 ISK 10.6K
-92.59%
Gasoline (1 liter)
$0.86 Rp 14.7K
$2.43 ISK 305
-64.61%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K Rp 438.7M
$48.2K ISK 6.0M
-46.26%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 540.4M
$51.5K ISK 6.4M
-38.08%
🧾 Monthly Utilities & Internet
Ubud, Bali
Njardvik
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$87.0 ISK 10.9K
-7.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.98 Rp 67.4K
$27.82 ISK 3,482
-85.69%
Internet (50+ Mbps, Unlimited Data)
$23.55 Rp 399.0K
$85.8 ISK 10.7K
-72.54%
🎉 Sport & Entertainment
Ubud, Bali
Njardvik
Difference
Gym Membership (Monthly)
$97.3 Rp 1.6M
$81.2 ISK 10.2K
19.79%
Tennis Court (1 Hour on Weekend)
$6.42 Rp 108.8K
-
-
Cinema Ticket
$4.16 Rp 70.6K
$17.64 ISK 2,207
-76.42%
🧸 Childcare & Education
Ubud, Bali
Njardvik
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$294 Rp 5.0M
$326 ISK 40.8K
-9.80%
International Primary School, 1 Child (Yearly)
$6,548 Rp 110.9M
$30.3K ISK 3.8M
-78.39%
👕👟 Clothing & Footwear
Ubud, Bali
Njardvik
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 917.8K
$119 ISK 14.8K
-54.31%
Summer Dress (H&M, Zara, etc)
$37.95 Rp 643.0K
$60.5 ISK 7,576
-37.31%
Sport Shoes (Adidas, Nike)
$88.1 Rp 1.5M
$186 ISK 23.3K
-52.63%
Men's Leather Business Shoes
$78.1 Rp 1.3M
$271 ISK 33.9K
-71.21%
🏠 Accommodation & Living
Ubud, Bali
Njardvik
Difference
1-bedroom Apartment, City Center (Monthly)
$995 Rp 16.9M
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$668 Rp 11.3M
$1,425 ISK 178.3K
-53.13%
3-bedroom Apartment, City Center (Monthly)
$3,391 Rp 57.5M
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$2,080 Rp 35.2M
$2,665 ISK 333.5K
-21.98%
Buy Apartment in City Center (m2)
$3,037 Rp 51.5M
-
-
Buy Apartment Outside City Center (m2)
$2,378 Rp 40.3M
-
-
💵 Salaries & Financials
Ubud, Bali
Njardvik
Difference
Average Monthly Net Salary (After Tax)
$180 Rp 3.0M
$4,037 ISK 505.2K
-95.55%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
9.63
37.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Njardvik: February 28, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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