Cost of Living Comparison Between Ubud, Bali and Ndola Cost of Living Comparison Between Ubud, Bali and Ndola

😐 Solo nomad: Ubud, Bali is 4.3% more expensive than Ndola without rent, and 102.9% more expensive with rent.

😐 Family of 3: Ubud, Bali is 60.1% more expensive than Ndola without rent, and 38.8% more expensive with rent.

Meal at Budget Restaurant

$3.47 Rp 58.5K

$7.25 ZMW 139

-52.14%

Three-Course Dinner for Two, Mid-Range

$32.10 Rp 542.1K

$24.56 ZMW 470

30.70%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 82.1K

$3.64 ZMW 69.7

33.52%

Cappuccino

$2.82 Rp 47.7K

$1.97 ZMW 37.63

43.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.2K

$0.35 ZMW 6.67

291.43%

Water (0.33 liter bottle)

$0.73 Rp 12.3K

$0.20 ZMW 3.92

265.00%

Local Beer (0.5 liter draught)

$2.90 Rp 48.9K

$0.92 ZMW 17.64

215.22%

Imported Beer (0.33 liter bottle)

$3.92 Rp 66.1K

$1.77 ZMW 33.94

121.47%

Milk (1 liter)

$1.74 Rp 29.4K

$1.30 ZMW 24.79

33.85%

White Bread (500g)

$2.44 Rp 41.3K

$0.79 ZMW 15.03

208.86%

Rice (white) (1kg)

$1.17 Rp 19.7K

$1.58 ZMW 30.30

-25.95%

Eggs

$2.35 Rp 39.7K

$1.33 ZMW 25.37

76.69%

Local Cheese (1kg)

$14.78 Rp 249.6K

$7.75 ZMW 148

90.71%

Chicken Fillets (1kg)

$4.25 Rp 71.8K

$3.80 ZMW 72.8

11.84%

Beef Round Steak (1kg)

$12.21 Rp 206.2K

$4.59 ZMW 87.9

166.01%

Apples (1kg)

$3.72 Rp 62.8K

$1.23 ZMW 23.47

202.44%

Banana (1kg)

$1.56 Rp 26.3K

$1.63 ZMW 31.25

-4.29%

Oranges (1kg)

$2.69 Rp 45.5K

$2.69 ZMW 51.4

Tomato (1kg)

$2.34 Rp 39.4K

$1.13 ZMW 21.56

107.08%

Potato (1kg)

$2.00 Rp 33.8K

$1.90 ZMW 36.40

5.26%

Onion (1kg)

$2.31 Rp 39.0K

$1.34 ZMW 25.59

72.39%

Lettuce (1 head)

$1.01 Rp 17.1K

$0.94 ZMW 17.92

7.45%

Water (1.5 liter bottle)

$0.73 Rp 12.3K

$0.49 ZMW 9.32

48.98%

Cigarettes 20 Pack (Marlboro, Camel)

$3.31 Rp 56.0K

$2.54 ZMW 48.50

30.31%

Wine (Bottle)

$25.14 Rp 424.6K

Local Beer (0.5 liter bottle)

$2.90 Rp 48.9K

$1.13 ZMW 21.68

156.64%

Imported Beer (0.33 liter bottle)

$2.77 Rp 46.8K

$1.58 ZMW 30.29

75.32%

One-way Ticket (Public Transport)

$0.27 Rp 4,530

$0.52 ZMW 9.91

-48.08%

Public Transport Monthly Pass (Regular Price)

$8.26 Rp 139.5K

Taxi Start (Normal Tariff)

$0.45 Rp 7,641

$1.77 ZMW 33.85

-74.58%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,135

Taxi 1hour Waiting (Normal Tariff)

$6.26 Rp 105.6K

$9.13 ZMW 175

-31.43%

Gasoline (1 liter)

$0.86 Rp 14.6K

$1.18 ZMW 22.59

-27.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.9K Rp 437.2M

$8,146 ZMW 155.8K

217.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 538.6M

$28.5K ZMW 544.6K

12.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$92.4 ZMW 1,768

-12.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.98 Rp 67.1K

$36.82 ZMW 704

-89.19%

Internet (50+ Mbps, Unlimited Data)

$23.55 Rp 397.6K

$127 ZMW 2,438

-81.52%

Gym Membership (Monthly)

$97.3 Rp 1.6M

Tennis Court (1 Hour on Weekend)

$6.42 Rp 108.4K

Cinema Ticket

$4.16 Rp 70.3K

$4.09 ZMW 78.3

1.71%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$294 Rp 5.0M

$174 ZMW 3,324

69.26%

International Primary School, 1 Child (Yearly)

$6,548 Rp 110.6M

$9,579 ZMW 183.2K

-31.64%

Jeans (Levis 501 Or Similar)

$54.2 Rp 914.7K

$18.62 ZMW 356

190.92%

Summer Dress (H&M, Zara, etc)

$37.95 Rp 640.8K

$16.78 ZMW 321

126.16%

Sport Shoes (Adidas, Nike)

$88.1 Rp 1.5M

$85.7 ZMW 1,640

2.75%

Men's Leather Business Shoes

$78.1 Rp 1.3M

$73.1 ZMW 1,399

6.78%

1-bedroom Apartment, City Center (Monthly)

$995 Rp 16.8M

$127 ZMW 2,435

681.81%

1-bedroom Apartment, Outside City Center (Monthly)

$668 Rp 11.3M

$110 ZMW 2,096

509.60%

3-bedroom Apartment, City Center (Monthly)

$3,391 Rp 57.3M

$275 ZMW 5,265

1132.24%

3-bedroom Apartment, Outside City Center (Monthly)

$2,080 Rp 35.1M

$1,475 ZMW 28.2K

40.98%

Buy Apartment in City Center (m2)

$3,037 Rp 51.3M

Buy Apartment Outside City Center (m2)

$2,378 Rp 40.2M

Average Monthly Net Salary (After Tax)

$180 Rp 3.0M

$600 ZMW 11.5K

-70.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-46.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Ndola: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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