Cost of Living Comparison Between Ubud, Bali and Ndola Cost of Living Comparison Between Ubud, Bali and Ndola

😐 Solo nomad: Ubud, Bali is 21.7% more expensive than Ndola without rent, and 100.7% more expensive with rent.

😐 Family of 3: Ubud, Bali is 28.6% more expensive than Ndola without rent, and 39.6% more expensive with rent.

Meal at Budget Restaurant

$3.43 Rp 58.1K

$7.42 ZMW 148

-53.77%

Three-Course Dinner for Two, Mid-Range

$32.70 Rp 553.2K

$24.86 ZMW 496

31.54%

Fast Food Meal (McDonalds, etc)

$5.04 Rp 85.2K

$3.63 ZMW 72.4

38.84%

Cappuccino

$2.85 Rp 48.2K

$2.03 ZMW 40.46

40.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 22.8K

$0.38 ZMW 7.50

252.63%

Water (0.33 liter bottle)

$0.75 Rp 12.6K

$0.17 ZMW 3.38

341.18%

Local Beer (0.5 liter draught)

$2.90 Rp 49.1K

$0.95 ZMW 18.88

205.26%

Imported Beer (0.33 liter bottle)

$3.94 Rp 66.7K

$1.84 ZMW 36.80

114.13%

Milk (1 liter)

$1.80 Rp 30.5K

$1.28 ZMW 25.60

40.63%

White Bread (500g)

$2.55 Rp 43.2K

$0.75 ZMW 15.05

240.00%

Rice (white) (1kg)

$1.19 Rp 20.2K

$1.60 ZMW 31.96

-25.63%

Eggs

$2.42 Rp 40.9K

$1.28 ZMW 25.49

89.06%

Local Cheese (1kg)

$14.38 Rp 243.3K

$7.79 ZMW 156

84.60%

Chicken Fillets (1kg)

$4.21 Rp 71.2K

$3.92 ZMW 78.3

7.40%

Beef Round Steak (1kg)

$11.88 Rp 201.0K

$4.54 ZMW 90.6

161.67%

Apples (1kg)

$3.71 Rp 62.8K

$1.30 ZMW 25.91

185.38%

Banana (1kg)

$1.56 Rp 26.4K

$1.61 ZMW 32.13

-3.11%

Oranges (1kg)

$2.77 Rp 46.9K

$2.76 ZMW 55.1

0.36%

Tomato (1kg)

$2.22 Rp 37.6K

$1.16 ZMW 23.10

91.38%

Potato (1kg)

$1.99 Rp 33.7K

$1.83 ZMW 36.55

8.74%

Onion (1kg)

$2.29 Rp 38.8K

$1.39 ZMW 27.69

64.75%

Lettuce (1 head)

$1.01 Rp 17.1K

$0.93 ZMW 18.58

8.60%

Water (1.5 liter bottle)

$0.78 Rp 13.3K

$0.48 ZMW 9.65

62.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.17 Rp 53.6K

$2.44 ZMW 48.69

29.92%

Wine (Bottle)

$23.70 Rp 401.0K

Local Beer (0.5 liter bottle)

$2.78 Rp 47.0K

$1.10 ZMW 21.89

152.73%

Imported Beer (0.33 liter bottle)

$2.75 Rp 46.4K

$1.55 ZMW 30.98

77.42%

One-way Ticket (Public Transport)

$0.27 Rp 4,513

$0.53 ZMW 10.55

-49.06%

Public Transport Monthly Pass (Regular Price)

$8.14 Rp 137.7K

Taxi Start (Normal Tariff)

$0.45 Rp 7,607

$1.86 ZMW 37.05

-75.81%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,190

Taxi 1hour Waiting (Normal Tariff)

$6.18 Rp 104.6K

$9.31 ZMW 186

-33.62%

Gasoline (1 liter)

$0.80 Rp 13.5K

$1.18 ZMW 23.57

-32.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 443.0M

$8,015 ZMW 160.1K

226.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.6K Rp 534.7M

$29.1K ZMW 581.4K

8.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$91.8 ZMW 1,834

-12.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.12 Rp 69.7K

$36.76 ZMW 734

-88.79%

Internet (50+ Mbps, Unlimited Data)

$23.70 Rp 400.9K

$124 ZMW 2,480

-80.91%

Gym Membership (Monthly)

$96.9 Rp 1.6M

Tennis Court (1 Hour on Weekend)

$6.29 Rp 106.3K

Cinema Ticket

$4.11 Rp 69.5K

$4.23 ZMW 84.5

-2.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$298 Rp 5.0M

$178 ZMW 3,547

67.97%

International Primary School, 1 Child (Yearly)

$6,540 Rp 110.6M

$9,602 ZMW 191.8K

-31.89%

Jeans (Levis 501 Or Similar)

$53.4 Rp 903.9K

$18.91 ZMW 378

182.55%

Summer Dress (H&M, Zara, etc)

$38.33 Rp 648.5K

$17.15 ZMW 343

123.50%

Sport Shoes (Adidas, Nike)

$86.4 Rp 1.5M

$85.8 ZMW 1,714

0.63%

Men's Leather Business Shoes

$78.9 Rp 1.3M

$72.9 ZMW 1,456

8.21%

1-bedroom Apartment, City Center (Monthly)

$1,015 Rp 17.2M

$127 ZMW 2,534

700.28%

1-bedroom Apartment, Outside City Center (Monthly)

$669 Rp 11.3M

$107 ZMW 2,144

522.80%

3-bedroom Apartment, City Center (Monthly)

$3,348 Rp 56.6M

$275 ZMW 5,487

1118.60%

3-bedroom Apartment, Outside City Center (Monthly)

$2,114 Rp 35.8M

$1,528 ZMW 30.5K

38.36%

Buy Apartment in City Center (m2)

$3,020 Rp 51.1M

Buy Apartment Outside City Center (m2)

$2,334 Rp 39.5M

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-46.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for Ndola: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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