Cost of Living Comparison Between Ubud, Bali and Ndola Cost of Living Comparison Between Ubud, Bali and Ndola

😐 Solo nomad: Ubud, Bali is 0.9% more expensive than Ndola without rent, and 1.8% more expensive with rent.

😐 Family of 3: Ubud, Bali is 19.3% more expensive than Ndola without rent, and 43.8% cheaper with rent.

Meal at Budget Restaurant

$2.85 Rp 47.5K

$7.02 ZMW 161

-59.40%

Three-Course Dinner for Two, Mid-Range

$12.26 Rp 204.3K

$25.29 ZMW 580

-51.52%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 54.6K

$3.51 ZMW 80.4

-6.55%

Cappuccino

$2.3 Rp 38.3K

$2.01 ZMW 46.01

14.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 Rp 18.5K

$0.37 ZMW 8.51

200.00%

Water (0.33 liter bottle)

$0.26 Rp 4,324

$0.16 ZMW 3.58

62.50%

Local Beer (0.5 liter draught)

$2.4 Rp 40K

$0.88 ZMW 20.19

172.73%

Imported Beer (0.33 liter bottle)

$3.15 Rp 52.5K

$1.75 ZMW 40.13

80.00%

Milk (1 liter)

$1.49 Rp 24.9K

$1.28 ZMW 29.42

16.41%

White Bread (500g)

$1.65 Rp 27.5K

$0.76 ZMW 17.42

117.11%

Rice (white) (1kg)

$1.13 Rp 18.9K

$1.58 ZMW 36.15

-28.48%

Eggs

$2.33 Rp 38.9K

$1.31 ZMW 30.06

77.86%

Local Cheese (1kg)

$13.7 Rp 228.3K

$7.89 ZMW 181

73.64%

Chicken Fillets (1kg)

$3.97 Rp 66.2K

$3.83 ZMW 87.7

3.66%

Beef Round Steak (1kg)

$11.22 Rp 187K

$4.67 ZMW 107

140.26%

Apples (1kg)

$3.48 Rp 57.9K

$1.23 ZMW 28.14

182.93%

Banana (1kg)

$1.5 Rp 25K

$1.64 ZMW 37.61

-8.54%

Oranges (1kg)

$2.68 Rp 44.6K

$2.79 ZMW 64

-3.94%

Tomato (1kg)

$1.35 Rp 22.5K

$1.13 ZMW 25.81

19.47%

Potato (1kg)

$1.57 Rp 26.2K

$1.88 ZMW 43.08

-16.49%

Onion (1kg)

$2.1 Rp 34.9K

$1.34 ZMW 30.6

56.72%

Lettuce (1 head)

$1.03 Rp 17.1K

$0.93 ZMW 21.22

10.75%

Water (1.5 liter bottle)

$0.57 Rp 9,488

$0.52 ZMW 12

9.62%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 38.5K

$2.53 ZMW 58.1

-8.70%

Wine (Bottle)

$15.21 Rp 253.5K

$6.81 ZMW 156

123.35%

Local Beer (0.5 liter bottle)

$2.49 Rp 41.5K

$1.09 ZMW 24.9

128.44%

Imported Beer (0.33 liter bottle)

$2.66 Rp 44.3K

$1.51 ZMW 34.57

76.16%

One-way Ticket (Public Transport)

$0.29 Rp 4,911

$0.55 ZMW 12.61

-47.27%

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

Taxi Start (Normal Tariff)

$0.45 Rp 7,480

$1.84 ZMW 42.17

-75.54%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,748

Taxi 1hour Waiting (Normal Tariff)

$5.97 Rp 99.4K

$8.99 ZMW 206

-33.59%

Gasoline (1 liter)

$0.75 Rp 12.4K

$1.24 ZMW 28.41

-39.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 430.2M

$7,962 ZMW 182.5K

224.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.9M

$28.8K ZMW 659.6K

10.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.6 Rp 1.1M

$92.7 ZMW 2,124

-30.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 69K

$35.98 ZMW 825

-88.49%

Internet (50+ Mbps, Unlimited Data)

$23.99 Rp 399.7K

$128 ZMW 2,927

-81.21%

Gym Membership (Monthly)

$23.29 Rp 388.1K

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

Cinema Ticket

$3.45 Rp 57.5K

$4.25 ZMW 97.3

-18.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 Rp 1.5M

$177 ZMW 4,056

-48.07%

International Primary School, 1 Child (Yearly)

$5,912 Rp 98.5M

$9,536 ZMW 218.6K

-38.00%

Jeans (Levis 501 Or Similar)

$51.5 Rp 857.6K

$19.09 ZMW 438

169.62%

Summer Dress (H&M, Zara, etc)

$24.45 Rp 407.3K

$17.04 ZMW 390

43.49%

Sport Shoes (Adidas, Nike)

$84.4 Rp 1.4M

$85.8 ZMW 1,967

-1.69%

Men's Leather Business Shoes

$74.3 Rp 1.2M

$73.1 ZMW 1,675

1.71%

1-bedroom Apartment, City Center (Monthly)

$261 Rp 4.4M

$127 ZMW 2,908

105.94%

1-bedroom Apartment, Outside City Center (Monthly)

$160 Rp 2.7M

$111 ZMW 2,534

44.29%

3-bedroom Apartment, City Center (Monthly)

$585 Rp 9.7M

$270 ZMW 6,193

116.49%

3-bedroom Apartment, Outside City Center (Monthly)

$328 Rp 5.5M

$1,522 ZMW 34.9K

-78.42%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

Average Monthly Net Salary (After Tax)

$178 Rp 3M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-46.88%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Ndola: December 1, 2025

Digital Nomad Cost of Living Index

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