Cost of Living Comparison Between Ubud, Bali and Napier Cost of Living Comparison Between Ubud, Bali and Napier

🙂 Solo nomad: Ubud, Bali is 45.7% cheaper than Napier without rent, and 62% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 54.3% cheaper than Napier without rent, and 64.7% cheaper with rent.

Meal at Budget Restaurant

$2.85 Rp 47.5K

$19.87 NZ$34.7

-85.66%

Three-Course Dinner for Two, Mid-Range

$12.26 Rp 204.3K

$97.6 NZ$170

-87.43%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 54.6K

$11.14 NZ$19.45

-70.56%

Cappuccino

$2.3 Rp 38.3K

$3.58 NZ$6.26

-35.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 Rp 18.5K

$2.38 NZ$4.16

-53.36%

Water (0.33 liter bottle)

$0.26 Rp 4,324

$2.18 NZ$3.81

-88.07%

Local Beer (0.5 liter draught)

$2.4 Rp 40K

$7.09 NZ$12.38

-66.15%

Imported Beer (0.33 liter bottle)

$3.15 Rp 52.5K

$6.24 NZ$10.9

-49.52%

Milk (1 liter)

$1.49 Rp 24.9K

$1.74 NZ$3.05

-14.37%

White Bread (500g)

$1.65 Rp 27.5K

$1.67 NZ$2.92

-1.20%

Rice (white) (1kg)

$1.13 Rp 18.9K

$1.9 NZ$3.31

-40.53%

Eggs

$2.33 Rp 38.9K

$6.28 NZ$10.96

-62.90%

Local Cheese (1kg)

$13.7 Rp 228.3K

$8.21 NZ$14.34

66.87%

Chicken Fillets (1kg)

$3.97 Rp 66.2K

$9.35 NZ$16.33

-57.54%

Beef Round Steak (1kg)

$11.22 Rp 187K

$12.29 NZ$21.45

-8.71%

Apples (1kg)

$3.48 Rp 57.9K

$2.51 NZ$4.39

38.65%

Banana (1kg)

$1.5 Rp 25K

$1.9 NZ$3.32

-21.05%

Oranges (1kg)

$2.68 Rp 44.6K

$2.46 NZ$4.29

8.94%

Tomato (1kg)

$1.35 Rp 22.5K

$3.43 NZ$5.99

-60.64%

Potato (1kg)

$1.57 Rp 26.2K

$2.06 NZ$3.59

-23.79%

Onion (1kg)

$2.1 Rp 34.9K

$2.21 NZ$3.87

-4.98%

Lettuce (1 head)

$1.03 Rp 17.1K

$2.08 NZ$3.63

-50.48%

Water (1.5 liter bottle)

$0.57 Rp 9,488

$1.25 NZ$2.18

-54.40%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 38.5K

$20.32 NZ$35.48

-88.63%

Wine (Bottle)

$15.21 Rp 253.5K

$8.46 NZ$14.78

79.79%

Local Beer (0.5 liter bottle)

$2.49 Rp 41.5K

$2.41 NZ$4.22

3.32%

Imported Beer (0.33 liter bottle)

$2.66 Rp 44.3K

$2.61 NZ$4.56

1.92%

One-way Ticket (Public Transport)

$0.29 Rp 4,911

$1.85 NZ$3.23

-84.32%

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

$48.9 NZ$85.4

-79.49%

Taxi Start (Normal Tariff)

$0.45 Rp 7,480

$2.65 NZ$4.63

-83.02%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,748

$1.73 NZ$3.02

-80.35%

Taxi 1hour Waiting (Normal Tariff)

$5.97 Rp 99.4K

$34.65 NZ$60.5

-82.77%

Gasoline (1 liter)

$0.75 Rp 12.4K

$1.63 NZ$2.85

-53.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 430.2M

$26.7K NZ$46.5K

-3.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.9M

$23K NZ$40.1K

38.03%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.6 Rp 1.1M

$194 NZ$338

-66.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 69K

$36.89 NZ$64.4

-88.78%

Internet (50+ Mbps, Unlimited Data)

$23.99 Rp 399.7K

$48.68 NZ$85

-50.72%

Gym Membership (Monthly)

$23.29 Rp 388.1K

$38.74 NZ$67.6

-39.88%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

$11.48 NZ$20.04

-46.08%

Cinema Ticket

$3.45 Rp 57.5K

$9.3 NZ$16.24

-62.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 Rp 1.5M

$765 NZ$1,335

-87.98%

International Primary School, 1 Child (Yearly)

$5,912 Rp 98.5M

$12.2K NZ$21.3K

-51.55%

Jeans (Levis 501 Or Similar)

$51.5 Rp 857.6K

$98.2 NZ$172

-47.60%

Summer Dress (H&M, Zara, etc)

$24.45 Rp 407.3K

$56.5 NZ$98.7

-56.73%

Sport Shoes (Adidas, Nike)

$84.4 Rp 1.4M

$104 NZ$182

-19.15%

Men's Leather Business Shoes

$74.3 Rp 1.2M

$126 NZ$220

-40.96%

1-bedroom Apartment, City Center (Monthly)

$261 Rp 4.4M

$1,304 NZ$2,277

-79.96%

1-bedroom Apartment, Outside City Center (Monthly)

$160 Rp 2.7M

$764 NZ$1,334

-79.12%

3-bedroom Apartment, City Center (Monthly)

$585 Rp 9.7M

$1,569 NZ$2,740

-62.72%

3-bedroom Apartment, Outside City Center (Monthly)

$328 Rp 5.5M

$1,617 NZ$2,823

-79.69%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

$2,363 NZ$4,126

-58.31%

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

$1,908 NZ$3,331

-55.61%

Average Monthly Net Salary (After Tax)

$178 Rp 3M

$3,124 NZ$5,454

-94.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.69

98.51%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Napier: November 30, 2025

Digital Nomad Cost of Living Index

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