Cost of Living Comparison Between Ubud, Bali and Naga Cost of Living Comparison Between Ubud, Bali and Naga

😐 Solo nomad: Ubud, Bali is 37.2% more expensive than Naga without rent, and 89.7% more expensive with rent.
😐 Family of 3: Ubud, Bali is 82.6% more expensive than Naga without rent, and 159.4% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Naga
Difference
Meal at Budget Restaurant
$3.47 Rp 58.5K
$3.58 ₱210
-3.07%
Three-Course Dinner for Two, Mid-Range
$32.10 Rp 542.1K
$17.57 ₱1,028
82.70%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 82.1K
$3.36 ₱197
44.64%
Cappuccino
$2.82 Rp 47.7K
$2.34 ₱137
20.51%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 Rp 23.2K
$0.78 ₱45.88
75.64%
Water (0.33 liter bottle)
$0.73 Rp 12.3K
$0.39 ₱22.88
87.18%
Local Beer (0.5 liter draught)
$2.90 Rp 48.9K
$1.31 ₱76.9
121.37%
Imported Beer (0.33 liter bottle)
$3.92 Rp 66.1K
$2.12 ₱124
84.91%
🛒 Groceries & Markets
Ubud, Bali
Naga
Difference
Milk (1 liter)
$1.74 Rp 29.4K
$1.90 ₱111
-8.42%
White Bread (500g)
$2.44 Rp 41.3K
$1.22 ₱71.2
100.00%
Rice (white) (1kg)
$1.17 Rp 19.7K
$0.86 ₱50.1
36.05%
Eggs
$2.35 Rp 39.7K
$1.76 ₱103
33.52%
Local Cheese (1kg)
$14.78 Rp 249.6K
$8.09 ₱473
82.69%
Chicken Fillets (1kg)
$4.25 Rp 71.8K
$4.22 ₱247
0.71%
Beef Round Steak (1kg)
$12.21 Rp 206.2K
$7.78 ₱455
56.94%
Apples (1kg)
$3.72 Rp 62.8K
$2.84 ₱166
30.99%
Banana (1kg)
$1.56 Rp 26.3K
$1.58 ₱92.6
-1.27%
Oranges (1kg)
$2.69 Rp 45.5K
$2.63 ₱154
2.28%
Tomato (1kg)
$2.34 Rp 39.4K
$1.54 ₱90.2
51.95%
Potato (1kg)
$2.00 Rp 33.8K
$2.22 ₱130
-9.91%
Onion (1kg)
$2.31 Rp 39.0K
$2.51 ₱147
-7.97%
Lettuce (1 head)
$1.01 Rp 17.1K
$1.10 ₱64.5
-8.18%
Water (1.5 liter bottle)
$0.73 Rp 12.3K
$0.72 ₱42.08
1.39%
Cigarettes 20 Pack (Marlboro, Camel)
$3.31 Rp 56.0K
$2.63 ₱154
25.86%
Wine (Bottle)
$25.14 Rp 424.6K
$4.18 ₱245
501.44%
Local Beer (0.5 liter bottle)
$2.90 Rp 48.9K
$1.21 ₱71.0
139.67%
Imported Beer (0.33 liter bottle)
$2.77 Rp 46.8K
$2.04 ₱119
35.78%
🚌 Getting Around
Ubud, Bali
Naga
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,530
$0.26 ₱15.05
3.85%
Public Transport Monthly Pass (Regular Price)
$8.26 Rp 139.5K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,641
$0.82 ₱47.93
-45.12%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,135
$0.24 ₱14.11
75.00%
Taxi 1hour Waiting (Normal Tariff)
$6.26 Rp 105.6K
$2.12 ₱124
195.28%
Gasoline (1 liter)
$0.86 Rp 14.6K
$1.11 ₱64.9
-22.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K Rp 437.2M
$27.1K ₱1.6M
-4.40%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 538.6M
$20.6K ₱1.2M
54.49%
🧾 Monthly Utilities & Internet
Ubud, Bali
Naga
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$112 ₱6,557
-27.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.98 Rp 67.1K
$32.79 ₱1,918
-87.86%
Internet (50+ Mbps, Unlimited Data)
$23.55 Rp 397.6K
$26.14 ₱1,529
-9.91%
🎉 Sport & Entertainment
Ubud, Bali
Naga
Difference
Gym Membership (Monthly)
$97.3 Rp 1.6M
$33.94 ₱1,986
186.62%
Tennis Court (1 Hour on Weekend)
$6.42 Rp 108.4K
-
-
Cinema Ticket
$4.16 Rp 70.3K
$5.98 ₱350
-30.43%
🧸 Childcare & Education
Ubud, Bali
Naga
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$294 Rp 5.0M
$149 ₱8,710
97.51%
International Primary School, 1 Child (Yearly)
$6,548 Rp 110.6M
$4,283 ₱250.6K
52.87%
👕👟 Clothing & Footwear
Ubud, Bali
Naga
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 914.7K
$44.97 ₱2,631
20.46%
Summer Dress (H&M, Zara, etc)
$37.95 Rp 640.8K
$26.63 ₱1,558
42.51%
Sport Shoes (Adidas, Nike)
$88.1 Rp 1.5M
$74.0 ₱4,326
19.13%
Men's Leather Business Shoes
$78.1 Rp 1.3M
$53.8 ₱3,145
45.28%
🏠 Accommodation & Living
Ubud, Bali
Naga
Difference
1-bedroom Apartment, City Center (Monthly)
$995 Rp 16.8M
$266 ₱15.5K
274.81%
1-bedroom Apartment, Outside City Center (Monthly)
$668 Rp 11.3M
$179 ₱10.5K
272.55%
3-bedroom Apartment, City Center (Monthly)
$3,391 Rp 57.3M
$333 ₱19.5K
918.39%
3-bedroom Apartment, Outside City Center (Monthly)
$2,080 Rp 35.1M
$265 ₱15.5K
684.22%
Buy Apartment in City Center (m2)
$3,037 Rp 51.3M
-
-
Buy Apartment Outside City Center (m2)
$2,378 Rp 40.2M
-
-
💵 Salaries & Financials
Ubud, Bali
Naga
Difference
Average Monthly Net Salary (After Tax)
$180 Rp 3.0M
$156 ₱9,128
15.07%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.67
99.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Naga: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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