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Cost of Living Comparison Between Ubud, Bali and McKinney, TX Cost of Living Comparison Between Ubud, Bali and McKinney, TX

🙂 Solo nomad: Ubud, Bali is 57.6% cheaper than McKinney, TX without rent, and 72.3% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 40.5% cheaper than McKinney, TX without rent, and 66.3% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
McKinney, TX
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$17.14 $17.14
-83.37%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$76.5 $76.5
-83.97%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$9.23 $9.23
-64.46%
Cappuccino
$2.3 Rp 38.3K
$5.32 $5.32
-56.77%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.62 $2.62
-57.63%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$1.99 $1.99
-86.93%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$5.88 $5.88
-59.18%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$8.15 $8.15
-61.35%
🛒 Groceries & Markets
Ubud, Bali
McKinney, TX
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.07 $1.07
39.25%
White Bread (500g)
$1.65 Rp 27.5K
$2.75 $2.75
-40.00%
Rice (white) (1kg)
$1.13 Rp 18.9K
$3.99 $3.99
-71.68%
Eggs
$2.33 Rp 38.9K
$4.95 $4.95
-52.93%
Local Cheese (1kg)
$13.7 Rp 228.3K
$11.63 $11.63
17.80%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$14.23 $14.23
-72.10%
Beef Round Steak (1kg)
$11.22 Rp 187K
$16.5 $16.5
-32.00%
Apples (1kg)
$3.48 Rp 57.9K
$4.42 $4.42
-21.27%
Banana (1kg)
$1.5 Rp 25K
$1.62 $1.62
-7.41%
Oranges (1kg)
$2.68 Rp 44.6K
$4.27 $4.27
-37.24%
Tomato (1kg)
$1.35 Rp 22.5K
$4.56 $4.56
-70.39%
Potato (1kg)
$1.57 Rp 26.2K
$3.68 $3.68
-57.34%
Onion (1kg)
$2.1 Rp 34.9K
$2.24 $2.24
-6.25%
Lettuce (1 head)
$1.03 Rp 17.1K
$2.04 $2.04
-49.51%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$2.93 $2.93
-80.55%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$9.74 $9.74
-76.28%
Wine (Bottle)
$15.21 Rp 253.5K
$13.56 $13.56
12.17%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.94 $1.94
28.35%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$2.98 $2.98
-10.74%
🚌 Getting Around
Ubud, Bali
McKinney, TX
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$1.95 $1.95
-85.13%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$2.78 $2.78
-83.81%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.27 $1.27
-73.23%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$29.76 $29.76
-79.94%
Gasoline (1 liter)
$0.75 Rp 12.4K
$0.75 $0.75
-
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$30.3K $30.3K
-14.86%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$26.1K $26.1K
21.81%
🧾 Monthly Utilities & Internet
Ubud, Bali
McKinney, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$188 $188
-65.62%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$59.7 $59.7
-93.07%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$80 $80
-70.01%
🎉 Sport & Entertainment
Ubud, Bali
McKinney, TX
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$34.76 $34.76
-33.00%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
-
-
Cinema Ticket
$3.45 Rp 57.5K
$14.95 $14.95
-76.92%
🧸 Childcare & Education
Ubud, Bali
McKinney, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$1,325 $1,325
-93.06%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$23.5K $23.5K
-74.84%
👕👟 Clothing & Footwear
Ubud, Bali
McKinney, TX
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$54.9 $54.9
-6.18%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$28.78 $28.78
-15.05%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$104 $104
-19.09%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$109 $109
-32.10%
🏠 Accommodation & Living
Ubud, Bali
McKinney, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$1,667 $1,667
-84.32%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$1,380 $1,380
-88.44%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$3,319 $3,319
-82.38%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$1,970 $1,970
-83.33%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$2,342 $2,342
-57.94%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$2,306 $2,306
-63.28%
💵 Salaries & Financials
Ubud, Bali
McKinney, TX
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$5,643 $5,643
-96.85%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.49
104.62%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for McKinney, TX: November 30, 2025

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