Cost of Living Comparison Between Ubud, Bali and Masterton Cost of Living Comparison Between Ubud, Bali and Masterton

🙂 Solo nomad: Ubud, Bali is 28% cheaper than Masterton without rent, and 6.5% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 31.9% cheaper than Masterton without rent, and 13.1% more expensive with rent.

Meal at Budget Restaurant

$3.43 Rp 58.1K

$9.88 NZ$17.20

-65.28%

Three-Course Dinner for Two, Mid-Range

$32.70 Rp 553.2K

$91.2 NZ$159

-64.16%

Fast Food Meal (McDonalds, etc)

$5.04 Rp 85.2K

$8.82 NZ$15.35

-42.86%

Cappuccino

$2.85 Rp 48.2K

$3.27 NZ$5.69

-12.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 22.8K

$2.09 NZ$3.63

-35.89%

Water (0.33 liter bottle)

$0.75 Rp 12.6K

$1.59 NZ$2.77

-52.83%

Local Beer (0.5 liter draught)

$2.90 Rp 49.1K

$3.59 NZ$6.24

-19.22%

Imported Beer (0.33 liter bottle)

$3.94 Rp 66.7K

$4.25 NZ$7.40

-7.29%

Milk (1 liter)

$1.80 Rp 30.5K

$1.55 NZ$2.70

16.13%

White Bread (500g)

$2.55 Rp 43.2K

$1.61 NZ$2.81

58.39%

Rice (white) (1kg)

$1.19 Rp 20.2K

$1.21 NZ$2.11

-1.65%

Eggs

$2.42 Rp 40.9K

$6.00 NZ$10.44

-59.67%

Local Cheese (1kg)

$14.38 Rp 243.3K

$7.25 NZ$12.62

98.34%

Chicken Fillets (1kg)

$4.21 Rp 71.2K

$9.21 NZ$16.03

-54.29%

Beef Round Steak (1kg)

$11.88 Rp 201.0K

$12.41 NZ$21.60

-4.27%

Apples (1kg)

$3.71 Rp 62.8K

$1.78 NZ$3.10

108.43%

Banana (1kg)

$1.56 Rp 26.4K

$1.81 NZ$3.15

-13.81%

Oranges (1kg)

$2.77 Rp 46.9K

$2.55 NZ$4.43

8.63%

Tomato (1kg)

$2.22 Rp 37.6K

$3.49 NZ$6.08

-36.39%

Potato (1kg)

$1.99 Rp 33.7K

$1.45 NZ$2.53

37.24%

Onion (1kg)

$2.29 Rp 38.8K

$1.17 NZ$2.04

95.73%

Lettuce (1 head)

$1.01 Rp 17.1K

$1.79 NZ$3.12

-43.58%

Water (1.5 liter bottle)

$0.78 Rp 13.3K

$0.91 NZ$1.58

-14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.17 Rp 53.6K

$20.19 NZ$35.12

-84.30%

Wine (Bottle)

$23.70 Rp 401.0K

$8.48 NZ$14.76

179.48%

Local Beer (0.5 liter bottle)

$2.78 Rp 47.0K

$2.35 NZ$4.08

18.30%

Imported Beer (0.33 liter bottle)

$2.75 Rp 46.4K

$2.68 NZ$4.66

2.61%

One-way Ticket (Public Transport)

$0.27 Rp 4,513

$2.48 NZ$4.32

-89.11%

Public Transport Monthly Pass (Regular Price)

$8.14 Rp 137.7K

$64.3 NZ$112

-87.33%

Taxi Start (Normal Tariff)

$0.45 Rp 7,607

$2.46 NZ$4.27

-81.71%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,190

$1.81 NZ$3.15

-76.80%

Taxi 1hour Waiting (Normal Tariff)

$6.18 Rp 104.6K

$41.05 NZ$71.4

-84.95%

Gasoline (1 liter)

$0.80 Rp 13.5K

$1.68 NZ$2.91

-52.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 443.0M

$24.0K NZ$41.7K

9.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.6K Rp 534.7M

$23.6K NZ$41.0K

34.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$81.2 NZ$141

-0.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.12 Rp 69.7K

$31.37 NZ$54.6

-86.87%

Internet (50+ Mbps, Unlimited Data)

$23.70 Rp 400.9K

$47.17 NZ$82.1

-49.76%

Gym Membership (Monthly)

$96.9 Rp 1.6M

$40.39 NZ$70.3

139.81%

Tennis Court (1 Hour on Weekend)

$6.29 Rp 106.3K

$8.84 NZ$15.38

-28.85%

Cinema Ticket

$4.11 Rp 69.5K

$8.03 NZ$13.97

-48.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$298 Rp 5.0M

$405 NZ$704

-26.28%

International Primary School, 1 Child (Yearly)

$6,540 Rp 110.6M

$4,833 NZ$8,409

35.33%

Jeans (Levis 501 Or Similar)

$53.4 Rp 903.9K

$70.1 NZ$122

-23.78%

Summer Dress (H&M, Zara, etc)

$38.33 Rp 648.5K

$30.56 NZ$53.2

25.43%

Sport Shoes (Adidas, Nike)

$86.4 Rp 1.5M

$102 NZ$178

-15.43%

Men's Leather Business Shoes

$78.9 Rp 1.3M

$113 NZ$196

-30.06%

1-bedroom Apartment, City Center (Monthly)

$1,015 Rp 17.2M

$789 NZ$1,372

28.79%

1-bedroom Apartment, Outside City Center (Monthly)

$669 Rp 11.3M

$611 NZ$1,064

9.37%

3-bedroom Apartment, City Center (Monthly)

$3,348 Rp 56.6M

$1,248 NZ$2,171

168.35%

3-bedroom Apartment, Outside City Center (Monthly)

$2,114 Rp 35.8M

$1,087 NZ$1,892

94.36%

Buy Apartment in City Center (m2)

$3,020 Rp 51.1M

$4,752 NZ$8,269

-36.46%

Buy Apartment Outside City Center (m2)

$2,334 Rp 39.5M

$3,763 NZ$6,548

-37.99%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$1,846 NZ$3,211

-90.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.69

98.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for Masterton: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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