Cost of Living Comparison Between Ubud, Bali and Masterton Cost of Living Comparison Between Ubud, Bali and Masterton

🙂 Solo nomad: Ubud, Bali is 33.9% cheaper than Masterton without rent, and 3.9% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 21% cheaper than Masterton without rent, and 13.1% more expensive with rent.

Meal at Budget Restaurant

$3.47 Rp 58.7K

$10.02 NZ$17.13

-65.37%

Three-Course Dinner for Two, Mid-Range

$32.10 Rp 543.9K

$91.2 NZ$156

-64.79%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 82.4K

$9.24 NZ$15.80

-47.40%

Cappuccino

$2.82 Rp 47.8K

$3.30 NZ$5.65

-14.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.3K

$2.16 NZ$3.69

-36.57%

Water (0.33 liter bottle)

$0.73 Rp 12.4K

$1.63 NZ$2.78

-55.21%

Local Beer (0.5 liter draught)

$2.90 Rp 49.1K

$3.53 NZ$6.03

-17.85%

Imported Beer (0.33 liter bottle)

$3.92 Rp 66.4K

$4.16 NZ$7.11

-5.77%

Milk (1 liter)

$1.74 Rp 29.5K

$1.47 NZ$2.52

18.37%

White Bread (500g)

$2.44 Rp 41.4K

$1.63 NZ$2.79

49.69%

Rice (white) (1kg)

$1.17 Rp 19.8K

$1.15 NZ$1.97

1.74%

Eggs

$2.35 Rp 39.9K

$6.18 NZ$10.57

-61.97%

Local Cheese (1kg)

$14.78 Rp 250.4K

$7.07 NZ$12.09

109.05%

Chicken Fillets (1kg)

$4.25 Rp 72.0K

$9.09 NZ$15.54

-53.25%

Beef Round Steak (1kg)

$12.21 Rp 206.9K

$12.13 NZ$20.74

0.66%

Apples (1kg)

$3.72 Rp 63.0K

$1.77 NZ$3.02

110.17%

Banana (1kg)

$1.56 Rp 26.4K

$1.88 NZ$3.21

-17.02%

Oranges (1kg)

$2.69 Rp 45.6K

$2.56 NZ$4.38

5.08%

Tomato (1kg)

$2.34 Rp 39.6K

$3.33 NZ$5.69

-29.73%

Potato (1kg)

$2.00 Rp 33.9K

$1.38 NZ$2.36

44.93%

Onion (1kg)

$2.31 Rp 39.1K

$1.21 NZ$2.07

90.91%

Lettuce (1 head)

$1.01 Rp 17.2K

$1.86 NZ$3.18

-45.70%

Water (1.5 liter bottle)

$0.73 Rp 12.3K

$0.84 NZ$1.44

-13.10%

Cigarettes 20 Pack (Marlboro, Camel)

$3.31 Rp 56.2K

$20.06 NZ$34.31

-83.50%

Wine (Bottle)

$25.14 Rp 426.0K

$10.54 NZ$18.02

138.52%

Local Beer (0.5 liter bottle)

$2.90 Rp 49.1K

$2.34 NZ$4.00

23.93%

Imported Beer (0.33 liter bottle)

$2.77 Rp 47.0K

$2.65 NZ$4.53

4.53%

One-way Ticket (Public Transport)

$0.27 Rp 4,546

$2.35 NZ$4.02

-88.51%

Public Transport Monthly Pass (Regular Price)

$8.26 Rp 139.9K

$63.8 NZ$109

-87.05%

Taxi Start (Normal Tariff)

$0.45 Rp 7,667

$2.45 NZ$4.19

-81.63%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,159

$1.85 NZ$3.16

-77.30%

Taxi 1hour Waiting (Normal Tariff)

$6.26 Rp 106.0K

$40.62 NZ$69.5

-84.59%

Gasoline (1 liter)

$0.86 Rp 14.7K

$1.67 NZ$2.86

-48.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.9K Rp 438.7M

$24.5K NZ$41.9K

5.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 540.4M

$23.0K NZ$39.3K

38.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$81.1 NZ$139

-0.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.98 Rp 67.4K

$32.40 NZ$55.4

-87.72%

Internet (50+ Mbps, Unlimited Data)

$23.55 Rp 399.0K

$48.20 NZ$82.4

-51.14%

Gym Membership (Monthly)

$97.3 Rp 1.6M

$41.23 NZ$70.5

135.94%

Tennis Court (1 Hour on Weekend)

$6.42 Rp 108.8K

$9.01 NZ$15.40

-28.75%

Cinema Ticket

$4.16 Rp 70.6K

$8.12 NZ$13.88

-48.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$294 Rp 5.0M

$407 NZ$696

-27.73%

International Primary School, 1 Child (Yearly)

$6,548 Rp 110.9M

$4,793 NZ$8,197

36.61%

Jeans (Levis 501 Or Similar)

$54.2 Rp 917.8K

$68.4 NZ$117

-20.80%

Summer Dress (H&M, Zara, etc)

$37.95 Rp 643.0K

$30.41 NZ$52.0

24.79%

Sport Shoes (Adidas, Nike)

$88.1 Rp 1.5M

$102 NZ$174

-13.64%

Men's Leather Business Shoes

$78.1 Rp 1.3M

$113 NZ$194

-31.07%

1-bedroom Apartment, City Center (Monthly)

$995 Rp 16.9M

$769 NZ$1,314

29.48%

1-bedroom Apartment, Outside City Center (Monthly)

$668 Rp 11.3M

$597 NZ$1,020

11.91%

3-bedroom Apartment, City Center (Monthly)

$3,391 Rp 57.5M

$1,247 NZ$2,132

172.00%

3-bedroom Apartment, Outside City Center (Monthly)

$2,080 Rp 35.2M

$1,076 NZ$1,840

93.21%

Buy Apartment in City Center (m2)

$3,037 Rp 51.5M

$4,598 NZ$7,863

-33.95%

Buy Apartment Outside City Center (m2)

$2,378 Rp 40.3M

$3,196 NZ$5,465

-25.58%

Average Monthly Net Salary (After Tax)

$180 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.69

98.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Masterton: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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