Cost of Living Comparison Between Ubud, Bali and Masterton Cost of Living Comparison Between Ubud, Bali and Masterton

🙂 Solo nomad: Ubud, Bali is 40.1% cheaper than Masterton without rent, and 51.3% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 39.5% cheaper than Masterton without rent, and 54% cheaper with rent.

Meal at Budget Restaurant

$2.85 Rp 47.5K

$9.69 NZ$16.93

-70.59%

Three-Course Dinner for Two, Mid-Range

$12.26 Rp 204.3K

$89.7 NZ$157

-86.32%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 54.6K

$8.81 NZ$15.39

-62.77%

Cappuccino

$2.3 Rp 38.3K

$3.17 NZ$5.54

-27.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 Rp 18.5K

$2.15 NZ$3.76

-48.37%

Water (0.33 liter bottle)

$0.26 Rp 4,324

$1.59 NZ$2.78

-83.65%

Local Beer (0.5 liter draught)

$2.4 Rp 40K

$3.59 NZ$6.27

-33.15%

Imported Beer (0.33 liter bottle)

$3.15 Rp 52.5K

$4.32 NZ$7.54

-27.08%

Milk (1 liter)

$1.49 Rp 24.9K

$1.53 NZ$2.67

-2.61%

White Bread (500g)

$1.65 Rp 27.5K

$1.62 NZ$2.83

1.85%

Rice (white) (1kg)

$1.13 Rp 18.9K

$1.2 NZ$2.1

-5.83%

Eggs

$2.33 Rp 38.9K

$6.32 NZ$11.04

-63.13%

Local Cheese (1kg)

$13.7 Rp 228.3K

$7.27 NZ$12.7

88.45%

Chicken Fillets (1kg)

$3.97 Rp 66.2K

$9.02 NZ$15.75

-55.99%

Beef Round Steak (1kg)

$11.22 Rp 187K

$12.21 NZ$21.32

-8.11%

Apples (1kg)

$3.48 Rp 57.9K

$1.85 NZ$3.22

88.11%

Banana (1kg)

$1.5 Rp 25K

$1.9 NZ$3.31

-21.05%

Oranges (1kg)

$2.68 Rp 44.6K

$2.53 NZ$4.42

5.93%

Tomato (1kg)

$1.35 Rp 22.5K

$3.35 NZ$5.85

-59.70%

Potato (1kg)

$1.57 Rp 26.2K

$1.45 NZ$2.52

8.28%

Onion (1kg)

$2.1 Rp 34.9K

$1.21 NZ$2.11

73.55%

Lettuce (1 head)

$1.03 Rp 17.1K

$1.83 NZ$3.19

-43.72%

Water (1.5 liter bottle)

$0.57 Rp 9,488

$0.84 NZ$1.47

-32.14%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 38.5K

$20.61 NZ$36

-88.79%

Wine (Bottle)

$15.21 Rp 253.5K

$8.63 NZ$15.07

76.25%

Local Beer (0.5 liter bottle)

$2.49 Rp 41.5K

$2.25 NZ$3.93

10.67%

Imported Beer (0.33 liter bottle)

$2.66 Rp 44.3K

$2.65 NZ$4.62

0.38%

One-way Ticket (Public Transport)

$0.29 Rp 4,911

$2.47 NZ$4.32

-88.26%

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

$65.1 NZ$114

-84.60%

Taxi Start (Normal Tariff)

$0.45 Rp 7,480

$2.39 NZ$4.17

-81.17%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,748

$1.84 NZ$3.21

-81.52%

Taxi 1hour Waiting (Normal Tariff)

$5.97 Rp 99.4K

$40.63 NZ$70.9

-85.31%

Gasoline (1 liter)

$0.75 Rp 12.4K

$1.64 NZ$2.86

-54.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 430.2M

$24.5K NZ$42.7K

5.59%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.9M

$23.6K NZ$41.2K

34.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.6 Rp 1.1M

$81.6 NZ$143

-20.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 69K

$32.58 NZ$56.9

-87.29%

Internet (50+ Mbps, Unlimited Data)

$23.99 Rp 399.7K

$48.66 NZ$85

-50.70%

Gym Membership (Monthly)

$23.29 Rp 388.1K

$39.9 NZ$69.7

-41.63%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

$9.13 NZ$15.94

-32.20%

Cinema Ticket

$3.45 Rp 57.5K

$8.04 NZ$14.04

-57.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 Rp 1.5M

$410 NZ$715

-77.56%

International Primary School, 1 Child (Yearly)

$5,912 Rp 98.5M

$4,903 NZ$8,562

20.58%

Jeans (Levis 501 Or Similar)

$51.5 Rp 857.6K

$68.6 NZ$120

-24.99%

Summer Dress (H&M, Zara, etc)

$24.45 Rp 407.3K

$30.33 NZ$53

-19.39%

Sport Shoes (Adidas, Nike)

$84.4 Rp 1.4M

$104 NZ$181

-18.78%

Men's Leather Business Shoes

$74.3 Rp 1.2M

$117 NZ$204

-36.31%

1-bedroom Apartment, City Center (Monthly)

$261 Rp 4.4M

$789 NZ$1,377

-66.87%

1-bedroom Apartment, Outside City Center (Monthly)

$160 Rp 2.7M

$612 NZ$1,069

-73.95%

3-bedroom Apartment, City Center (Monthly)

$585 Rp 9.7M

$1,256 NZ$2,194

-53.44%

3-bedroom Apartment, Outside City Center (Monthly)

$328 Rp 5.5M

$1,079 NZ$1,884

-69.58%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

Average Monthly Net Salary (After Tax)

$178 Rp 3M

$1,844 NZ$3,220

-90.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.69

98.51%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Masterton: December 1, 2025

Digital Nomad Cost of Living Index

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