Cost of Living Comparison Between Ubud, Bali and Lusaka Cost of Living Comparison Between Ubud, Bali and Lusaka

🙂 Solo nomad: Ubud, Bali is 7.8% cheaper than Lusaka without rent, and 14.4% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 12% cheaper than Lusaka without rent, and 26% cheaper with rent.

Meal at Budget Restaurant

$2.91 Rp 48.4K

$7.04 ZMW 161

-58.66%

Three-Course Dinner for Two, Mid-Range

$12.33 Rp 205.4K

$24.87 ZMW 570

-50.42%

Fast Food Meal (McDonalds, etc)

$3.21 Rp 53.5K

$3.63 ZMW 83.2

-11.57%

Cappuccino

$2.28 Rp 38K

$1.93 ZMW 44.32

18.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.16 Rp 19.3K

$0.71 ZMW 16.28

63.38%

Water (0.33 liter bottle)

$0.26 Rp 4,308

$0.36 ZMW 8.32

-27.78%

Local Beer (0.5 liter draught)

$2.44 Rp 40.7K

$0.94 ZMW 21.52

159.57%

Imported Beer (0.33 liter bottle)

$3.28 Rp 54.7K

$1.84 ZMW 42.16

78.26%

Milk (1 liter)

$1.49 Rp 24.9K

$1.28 ZMW 29.24

16.41%

White Bread (500g)

$1.62 Rp 27K

$0.76 ZMW 17.34

113.16%

Rice (white) (1kg)

$1.14 Rp 18.9K

$1.57 ZMW 36.02

-27.39%

Eggs

$2.33 Rp 38.9K

$1.86 ZMW 42.58

25.27%

Local Cheese (1kg)

$13.75 Rp 229.1K

$7.9 ZMW 181

74.05%

Chicken Fillets (1kg)

$4.01 Rp 66.8K

$3.91 ZMW 89.7

2.56%

Beef Round Steak (1kg)

$11.36 Rp 189.3K

$4.49 ZMW 103

153.01%

Apples (1kg)

$3.46 Rp 57.7K

$2.57 ZMW 58.9

34.63%

Banana (1kg)

$1.47 Rp 24.5K

$1.58 ZMW 36.29

-6.96%

Oranges (1kg)

$2.69 Rp 44.9K

$2.79 ZMW 64

-3.58%

Tomato (1kg)

$1.38 Rp 22.9K

$1.16 ZMW 26.49

18.97%

Potato (1kg)

$1.6 Rp 26.6K

$1.87 ZMW 42.82

-14.44%

Onion (1kg)

$2.17 Rp 36.2K

$1.32 ZMW 30.34

64.39%

Lettuce (1 head)

$0.96 Rp 15.9K

$0.92 ZMW 21.11

4.35%

Water (1.5 liter bottle)

$0.6 Rp 9,919

$0.48 ZMW 10.99

25.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.24 Rp 37.3K

$2.42 ZMW 55.5

-7.44%

Wine (Bottle)

$14.72 Rp 245.3K

$6.52 ZMW 149

125.77%

Local Beer (0.5 liter bottle)

$2.46 Rp 41.1K

$1.09 ZMW 24.94

125.69%

Imported Beer (0.33 liter bottle)

$2.72 Rp 45.3K

$1.58 ZMW 36.15

72.15%

One-way Ticket (Public Transport)

$0.32 Rp 5,355

$0.94 ZMW 21.61

-65.96%

Public Transport Monthly Pass (Regular Price)

$9.78 Rp 162.9K

$38.2 ZMW 876

-74.40%

Taxi Start (Normal Tariff)

$0.49 Rp 8,139

$2.68 ZMW 61.4

-81.72%

Taxi (Normal Tariff) (1km)

$0.37 Rp 6,244

$1.13 ZMW 25.82

-67.26%

Taxi 1hour Waiting (Normal Tariff)

$6.15 Rp 102.5K

$9.15 ZMW 210

-32.79%

Gasoline (1 liter)

$0.71 Rp 11.8K

$1.18 ZMW 26.96

-39.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 443.2M

$8,082 ZMW 185.3K

229.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.6M

$28.4K ZMW 649.8K

11.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$63.7 Rp 1.1M

$90.7 ZMW 2,078

-29.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.93 Rp 65.5K

$53 ZMW 1,214

-92.58%

Internet (50+ Mbps, Unlimited Data)

$24.18 Rp 402.9K

$127 ZMW 2,910

-80.95%

Gym Membership (Monthly)

$23.22 Rp 386.9K

$44.83 ZMW 1,027

-48.20%

Tennis Court (1 Hour on Weekend)

$6.18 Rp 103K

$13.98 ZMW 320

-55.79%

Cinema Ticket

$3.3 Rp 55K

$4.12 ZMW 94.5

-19.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$93.1 Rp 1.6M

$180 ZMW 4,127

-48.27%

International Primary School, 1 Child (Yearly)

$6,046 Rp 100.7M

$9,624 ZMW 220.6K

-37.18%

Jeans (Levis 501 Or Similar)

$51.9 Rp 864.6K

$18.81 ZMW 431

175.86%

Summer Dress (H&M, Zara, etc)

$24.92 Rp 415.3K

$16.95 ZMW 389

47.02%

Sport Shoes (Adidas, Nike)

$82.1 Rp 1.4M

$84.4 ZMW 1,935

-2.80%

Men's Leather Business Shoes

$72.6 Rp 1.2M

$73.8 ZMW 1,691

-1.67%

1-bedroom Apartment, City Center (Monthly)

$258 Rp 4.3M

$227 ZMW 5,207

13.76%

1-bedroom Apartment, Outside City Center (Monthly)

$161 Rp 2.7M

$122 ZMW 2,807

31.09%

3-bedroom Apartment, City Center (Monthly)

$574 Rp 9.6M

$1,042 ZMW 23.9K

-44.86%

3-bedroom Apartment, Outside City Center (Monthly)

$330 Rp 5.5M

$604 ZMW 13.8K

-45.30%

Buy Apartment in City Center (m2)

$990 Rp 16.5M

$1,974 ZMW 45.2K

-49.83%

Buy Apartment Outside City Center (m2)

$856 Rp 14.3M

$4,805 ZMW 110.1K

-82.19%

Average Monthly Net Salary (After Tax)

$182 Rp 3M

$315 ZMW 7,223

-42.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-46.88%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 24, 2025

Last update for Lusaka: November 24, 2025

Digital Nomad Cost of Living Index

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