Cost of Living Comparison Between Ubud, Bali and Lusaka Cost of Living Comparison Between Ubud, Bali and Lusaka

😐 Solo nomad: Ubud, Bali is 1.1% more expensive than Lusaka without rent, and 64.9% more expensive with rent.

🙂 Family of 3: Ubud, Bali is 1.8% cheaper than Lusaka without rent, and 81.6% more expensive with rent.

Meal at Budget Restaurant

$3.43 Rp 58.1K

$7.08 ZMW 142

-51.55%

Three-Course Dinner for Two, Mid-Range

$32.70 Rp 553.4K

$25.03 ZMW 500

30.64%

Fast Food Meal (McDonalds, etc)

$5.04 Rp 85.2K

$3.64 ZMW 72.8

38.46%

Cappuccino

$2.85 Rp 48.2K

$1.94 ZMW 38.70

46.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 22.8K

$0.68 ZMW 13.65

97.06%

Water (0.33 liter bottle)

$0.75 Rp 12.6K

$0.34 ZMW 6.70

120.59%

Local Beer (0.5 liter draught)

$2.90 Rp 49.1K

$0.89 ZMW 17.74

225.84%

Imported Beer (0.33 liter bottle)

$3.94 Rp 66.7K

$1.74 ZMW 34.77

126.44%

Milk (1 liter)

$1.80 Rp 30.5K

$1.32 ZMW 26.44

36.36%

White Bread (500g)

$2.55 Rp 43.2K

$0.78 ZMW 15.65

226.92%

Rice (white) (1kg)

$1.19 Rp 20.2K

$1.63 ZMW 32.61

-26.99%

Eggs

$2.42 Rp 40.9K

$1.78 ZMW 35.49

35.96%

Local Cheese (1kg)

$14.38 Rp 243.4K

$7.93 ZMW 158

81.34%

Chicken Fillets (1kg)

$4.21 Rp 71.2K

$3.91 ZMW 78.1

7.67%

Beef Round Steak (1kg)

$11.88 Rp 201.0K

$4.68 ZMW 93.5

153.85%

Apples (1kg)

$3.71 Rp 62.8K

$2.49 ZMW 49.80

49.00%

Banana (1kg)

$1.56 Rp 26.4K

$1.65 ZMW 32.99

-5.45%

Oranges (1kg)

$2.77 Rp 46.9K

$2.81 ZMW 56.2

-1.42%

Tomato (1kg)

$2.22 Rp 37.6K

$1.15 ZMW 23.01

93.04%

Potato (1kg)

$1.99 Rp 33.8K

$1.90 ZMW 37.92

4.74%

Onion (1kg)

$2.29 Rp 38.8K

$1.32 ZMW 26.44

73.48%

Lettuce (1 head)

$1.01 Rp 17.1K

$0.92 ZMW 18.37

9.78%

Water (1.5 liter bottle)

$0.78 Rp 13.3K

$0.48 ZMW 9.53

62.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.17 Rp 53.6K

$2.42 ZMW 48.44

30.99%

Wine (Bottle)

$23.70 Rp 401.1K

$7.40 ZMW 148

220.27%

Local Beer (0.5 liter bottle)

$2.78 Rp 47.0K

$1.14 ZMW 22.74

143.86%

Imported Beer (0.33 liter bottle)

$2.75 Rp 46.5K

$1.59 ZMW 31.67

72.96%

One-way Ticket (Public Transport)

$0.27 Rp 4,514

$1.04 ZMW 20.68

-74.04%

Public Transport Monthly Pass (Regular Price)

$8.14 Rp 137.7K

$38.21 ZMW 763

-78.70%

Taxi Start (Normal Tariff)

$0.45 Rp 7,609

$2.81 ZMW 56.2

-83.99%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,192

$1.17 ZMW 23.38

-64.10%

Taxi 1hour Waiting (Normal Tariff)

$6.18 Rp 104.6K

$9.34 ZMW 187

-33.83%

Gasoline (1 liter)

$0.80 Rp 13.5K

$1.23 ZMW 24.59

-34.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 443.1M

$8,063 ZMW 161.1K

224.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.6K Rp 534.8M

$29.0K ZMW 579.4K

8.98%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$91.3 ZMW 1,825

-11.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.12 Rp 69.8K

$53.3 ZMW 1,064

-92.27%

Internet (50+ Mbps, Unlimited Data)

$23.70 Rp 401.0K

$126 ZMW 2,515

-81.17%

Gym Membership (Monthly)

$96.9 Rp 1.6M

$45.32 ZMW 906

113.72%

Tennis Court (1 Hour on Weekend)

$6.29 Rp 106.4K

$13.95 ZMW 279

-54.91%

Cinema Ticket

$4.11 Rp 69.5K

$4.13 ZMW 82.5

-0.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$298 Rp 5.0M

$179 ZMW 3,578

66.60%

International Primary School, 1 Child (Yearly)

$6,540 Rp 110.7M

$9,680 ZMW 193.4K

-32.44%

Jeans (Levis 501 Or Similar)

$53.4 Rp 904.2K

$18.79 ZMW 375

184.35%

Summer Dress (H&M, Zara, etc)

$38.33 Rp 648.6K

$16.87 ZMW 337

127.21%

Sport Shoes (Adidas, Nike)

$86.4 Rp 1.5M

$85.4 ZMW 1,707

1.10%

Men's Leather Business Shoes

$78.9 Rp 1.3M

$72.9 ZMW 1,457

8.20%

1-bedroom Apartment, City Center (Monthly)

$1,015 Rp 17.2M

$230 ZMW 4,588

342.22%

1-bedroom Apartment, Outside City Center (Monthly)

$669 Rp 11.3M

$124 ZMW 2,469

440.87%

3-bedroom Apartment, City Center (Monthly)

$3,348 Rp 56.7M

$1,032 ZMW 20.6K

224.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,114 Rp 35.8M

$598 ZMW 12.0K

253.15%

Buy Apartment in City Center (m2)

$3,020 Rp 51.1M

$1,935 ZMW 38.7K

56.08%

Buy Apartment Outside City Center (m2)

$2,334 Rp 39.5M

$3,782 ZMW 75.6K

-38.28%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$344 ZMW 6,868

-48.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-46.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for Lusaka: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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