Cost of Living Comparison Between Ubud, Bali and Lusaka Cost of Living Comparison Between Ubud, Bali and Lusaka

🙂 Solo nomad: Ubud, Bali is 11.8% cheaper than Lusaka without rent, and 69.4% more expensive with rent.

😐 Family of 3: Ubud, Bali is 29.8% more expensive than Lusaka without rent, and 83.8% more expensive with rent.

Meal at Budget Restaurant

$3.47 Rp 58.5K

$7.35 ZMW 141

-52.79%

Three-Course Dinner for Two, Mid-Range

$32.10 Rp 542.1K

$25.43 ZMW 487

26.23%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 82.1K

$3.70 ZMW 70.7

31.35%

Cappuccino

$2.82 Rp 47.7K

$1.93 ZMW 36.94

46.11%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.2K

$0.69 ZMW 13.18

98.55%

Water (0.33 liter bottle)

$0.73 Rp 12.3K

$0.36 ZMW 6.92

102.78%

Local Beer (0.5 liter draught)

$2.90 Rp 48.9K

$0.89 ZMW 17.03

225.84%

Imported Beer (0.33 liter bottle)

$3.92 Rp 66.1K

$1.81 ZMW 34.56

116.57%

Milk (1 liter)

$1.74 Rp 29.4K

$1.26 ZMW 24.17

38.10%

White Bread (500g)

$2.44 Rp 41.3K

$0.74 ZMW 14.17

229.73%

Rice (white) (1kg)

$1.17 Rp 19.7K

$1.59 ZMW 30.35

-26.42%

Eggs

$2.35 Rp 39.7K

$1.82 ZMW 34.85

29.12%

Local Cheese (1kg)

$14.78 Rp 249.6K

$7.93 ZMW 152

86.38%

Chicken Fillets (1kg)

$4.25 Rp 71.8K

$3.83 ZMW 73.2

10.97%

Beef Round Steak (1kg)

$12.21 Rp 206.2K

$4.61 ZMW 88.2

164.86%

Apples (1kg)

$3.72 Rp 62.8K

$2.61 ZMW 49.95

42.53%

Banana (1kg)

$1.56 Rp 26.3K

$1.61 ZMW 30.78

-3.11%

Oranges (1kg)

$2.69 Rp 45.5K

$2.69 ZMW 51.5

Tomato (1kg)

$2.34 Rp 39.4K

$1.12 ZMW 21.45

108.93%

Potato (1kg)

$2.00 Rp 33.8K

$1.88 ZMW 35.99

6.38%

Onion (1kg)

$2.31 Rp 39.0K

$1.39 ZMW 26.56

66.19%

Lettuce (1 head)

$1.01 Rp 17.1K

$0.94 ZMW 18.05

7.45%

Water (1.5 liter bottle)

$0.73 Rp 12.3K

$0.52 ZMW 9.88

40.38%

Cigarettes 20 Pack (Marlboro, Camel)

$3.31 Rp 56.0K

$2.52 ZMW 48.29

31.35%

Wine (Bottle)

$25.14 Rp 424.6K

$7.48 ZMW 143

236.10%

Local Beer (0.5 liter bottle)

$2.90 Rp 48.9K

$1.14 ZMW 21.82

154.39%

Imported Beer (0.33 liter bottle)

$2.77 Rp 46.8K

$1.56 ZMW 29.94

77.56%

One-way Ticket (Public Transport)

$0.27 Rp 4,530

$0.95 ZMW 18.25

-71.58%

Public Transport Monthly Pass (Regular Price)

$8.26 Rp 139.5K

$38.75 ZMW 741

-78.68%

Taxi Start (Normal Tariff)

$0.45 Rp 7,641

$2.77 ZMW 53.0

-83.75%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,135

$1.15 ZMW 21.92

-63.48%

Taxi 1hour Waiting (Normal Tariff)

$6.26 Rp 105.6K

$9.03 ZMW 173

-30.68%

Gasoline (1 liter)

$0.86 Rp 14.6K

$1.20 ZMW 22.89

-28.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.9K Rp 437.2M

$8,118 ZMW 155.3K

218.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 538.6M

$28.1K ZMW 536.8K

13.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$90.3 ZMW 1,727

-10.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.98 Rp 67.1K

$52.0 ZMW 994

-92.34%

Internet (50+ Mbps, Unlimited Data)

$23.55 Rp 397.6K

$127 ZMW 2,433

-81.48%

Gym Membership (Monthly)

$97.3 Rp 1.6M

$44.62 ZMW 854

118.02%

Tennis Court (1 Hour on Weekend)

$6.42 Rp 108.4K

$13.95 ZMW 267

-53.98%

Cinema Ticket

$4.16 Rp 70.3K

$4.14 ZMW 79.2

0.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$294 Rp 5.0M

$176 ZMW 3,358

67.55%

International Primary School, 1 Child (Yearly)

$6,548 Rp 110.6M

$9,737 ZMW 186.3K

-32.75%

Jeans (Levis 501 Or Similar)

$54.2 Rp 914.7K

$19.25 ZMW 368

181.40%

Summer Dress (H&M, Zara, etc)

$37.95 Rp 640.8K

$17.30 ZMW 331

119.36%

Sport Shoes (Adidas, Nike)

$88.1 Rp 1.5M

$84.4 ZMW 1,614

4.43%

Men's Leather Business Shoes

$78.1 Rp 1.3M

$74.4 ZMW 1,423

5.02%

1-bedroom Apartment, City Center (Monthly)

$995 Rp 16.8M

$225 ZMW 4,303

342.48%

1-bedroom Apartment, Outside City Center (Monthly)

$668 Rp 11.3M

$123 ZMW 2,360

441.31%

3-bedroom Apartment, City Center (Monthly)

$3,391 Rp 57.3M

$1,056 ZMW 20.2K

221.02%

3-bedroom Apartment, Outside City Center (Monthly)

$2,080 Rp 35.1M

$583 ZMW 11.2K

256.64%

Buy Apartment in City Center (m2)

$3,037 Rp 51.3M

$1,942 ZMW 37.2K

56.35%

Buy Apartment Outside City Center (m2)

$2,378 Rp 40.2M

$3,863 ZMW 73.9K

-38.43%

Average Monthly Net Salary (After Tax)

$180 Rp 3.0M

$348 ZMW 6,666

-48.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-46.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Lusaka: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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