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Cost of Living Comparison Between Ubud, Bali and Lugano Cost of Living Comparison Between Ubud, Bali and Lugano

๐Ÿ™‚ Solo nomad: Ubud, Bali is 61.8% cheaper than Lugano without rent, and 54.3% cheaper with rent.
๐Ÿ™‚ Family of 3: Ubud, Bali is 71.1% cheaper than Lugano without rent, and 50.6% cheaper with rent.
Currency
๐Ÿฝ Eating Out
Ubud, Bali
Lugano
Difference
Meal at Budget Restaurant
$3.43 Rpย 58.1K
$30.76 CHFย 24.70
-88.85%
Three-Course Dinner for Two, Mid-Range
$32.70 Rpย 553.4K
$186 CHFย 149
-82.39%
Fast Food Meal (McDonalds, etc)
$5.04 Rpย 85.2K
$18.72 CHFย 15.04
-73.08%
Cappuccino
$2.85 Rpย 48.2K
$4.27 CHFย 3.43
-33.26%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rpย 22.8K
$4.90 CHFย 3.93
-72.65%
Water (0.33 liter bottle)
$0.75 Rpย 12.6K
$4.17 CHFย 3.35
-82.01%
Local Beer (0.5 liter draught)
$2.90 Rpย 49.1K
$7.32 CHFย 5.88
-60.38%
Imported Beer (0.33 liter bottle)
$3.94 Rpย 66.7K
$7.49 CHFย 6.02
-47.40%
๐Ÿ›’ Groceries & Markets
Ubud, Bali
Lugano
Difference
Milk (1 liter)
$1.80 Rpย 30.5K
$2.24 CHFย 1.80
-19.64%
White Bread (500g)
$2.55 Rpย 43.2K
$3.43 CHFย 2.75
-25.66%
Rice (white) (1kg)
$1.19 Rpย 20.2K
$4.74 CHFย 3.81
-74.89%
Eggs
$2.42 Rpย 40.9K
$6.68 CHFย 5.37
-63.77%
Local Cheese (1kg)
$14.38 Rpย 243.4K
$26.86 CHFย 21.57
-46.46%
Chicken Fillets (1kg)
$4.21 Rpย 71.2K
$36.55 CHFย 29.35
-88.48%
Beef Round Steak (1kg)
$11.88 Rpย 201.0K
$46.84 CHFย 37.61
-74.64%
Apples (1kg)
$3.71 Rpย 62.8K
$3.24 CHFย 2.60
14.51%
Banana (1kg)
$1.56 Rpย 26.4K
$1.93 CHFย 1.55
-19.17%
Oranges (1kg)
$2.77 Rpย 46.9K
$2.49 CHFย 2.00
11.24%
Tomato (1kg)
$2.22 Rpย 37.6K
$7.40 CHFย 5.94
-70.00%
Potato (1kg)
$1.99 Rpย 33.8K
$2.21 CHFย 1.77
-9.95%
Onion (1kg)
$2.29 Rpย 38.8K
$2.31 CHFย 1.86
-0.87%
Lettuce (1 head)
$1.01 Rpย 17.1K
$2.57 CHFย 2.07
-60.70%
Water (1.5 liter bottle)
$0.78 Rpย 13.3K
$1.24 CHFย 0.99
-37.10%
Cigarettes 20 Pack (Marlboro, Camel)
$3.17 Rpย 53.6K
$11.09 CHFย 8.91
-71.42%
Wine (Bottle)
$23.70 Rpย 401.1K
$12.70 CHFย 10.20
86.61%
Local Beer (0.5 liter bottle)
$2.78 Rpย 47.0K
$2.57 CHFย 2.06
8.17%
Imported Beer (0.33 liter bottle)
$2.75 Rpย 46.5K
$4.17 CHFย 3.35
-34.05%
๐ŸšŒ Getting Around
Ubud, Bali
Lugano
Difference
One-way Ticket (Public Transport)
$0.27 Rpย 4,514
$3.15 CHFย 2.53
-91.43%
Public Transport Monthly Pass (Regular Price)
$8.14 Rpย 137.7K
$88.0 CHFย 70.7
-90.75%
Taxi Start (Normal Tariff)
$0.45 Rpย 7,609
$6.61 CHFย 5.31
-93.19%
Taxi (Normal Tariff) (1km)
$0.42 Rpย 7,192
$4.37 CHFย 3.51
-90.39%
Taxi 1hour Waiting (Normal Tariff)
$6.18 Rpย 104.6K
$62.3 CHFย 50.1
-90.09%
Gasoline (1 liter)
$0.80 Rpย 13.5K
$2.17 CHFย 1.74
-63.13%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rpย 443.1M
$39.7K CHFย 31.9K
-34.02%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6K Rpย 534.8M
$37.1K CHFย 29.8K
-14.72%
๐Ÿงพ Monthly Utilities & Internet
Ubud, Bali
Lugano
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rpย 1.4M
$206 CHFย 165
-60.74%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.12 Rpย 69.8K
$72.5 CHFย 58.2
-94.32%
Internet (50+ Mbps, Unlimited Data)
$23.70 Rpย 401.0K
$53.6 CHFย 43.07
-55.82%
๐ŸŽ‰ Sport & Entertainment
Ubud, Bali
Lugano
Difference
Gym Membership (Monthly)
$96.9 Rpย 1.6M
$110 CHFย 88.7
-12.26%
Tennis Court (1 Hour on Weekend)
$6.29 Rpย 106.4K
$61.7 CHFย 49.50
-89.80%
Cinema Ticket
$4.11 Rpย 69.5K
$18.80 CHFย 15.10
-78.14%
๐Ÿงธ Childcare & Education
Ubud, Bali
Lugano
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$298 Rpย 5.0M
$1,210 CHFย 972
-75.35%
International Primary School, 1 Child (Yearly)
$6,540 Rpย 110.7M
$35.5K CHFย 28.5K
-81.56%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Ubud, Bali
Lugano
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rpย 904.2K
$123 CHFย 98.7
-56.52%
Summer Dress (H&M, Zara, etc)
$38.33 Rpย 648.6K
$48.30 CHFย 38.78
-20.64%
Sport Shoes (Adidas, Nike)
$86.4 Rpย 1.5M
$135 CHFย 108
-35.90%
Men's Leather Business Shoes
$78.9 Rpย 1.3M
$152 CHFย 122
-48.17%
๐Ÿ  Accommodation & Living
Ubud, Bali
Lugano
Difference
1-bedroom Apartment, City Center (Monthly)
$1,015 Rpย 17.2M
$1,675 CHFย 1,345
-39.36%
1-bedroom Apartment, Outside City Center (Monthly)
$669 Rpย 11.3M
$1,233 CHFย 990
-45.80%
3-bedroom Apartment, City Center (Monthly)
$3,348 Rpย 56.7M
$2,849 CHFย 2,288
17.53%
3-bedroom Apartment, Outside City Center (Monthly)
$2,114 Rpย 35.8M
$2,645 CHFย 2,124
-20.11%
Buy Apartment in City Center (m2)
$3,020 Rpย 51.1M
$18.6K CHFย 14.9K
-83.72%
Buy Apartment Outside City Center (m2)
$2,334 Rpย 39.5M
$13.7K CHFย 11.0K
-83.00%
๐Ÿ’ต Salaries & Financials
Ubud, Bali
Lugano
Difference
Average Monthly Net Salary (After Tax)
$178 Rpย 3.0M
$6,541 CHFย 5,253
-97.27%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
2.5
431.20%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for Lugano: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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