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Cost of Living Comparison Between Ubud, Bali and Lucerne Cost of Living Comparison Between Ubud, Bali and Lucerne

🙂 Solo nomad: Ubud, Bali is 64.9% cheaper than Lucerne without rent, and 63.7% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 71.8% cheaper than Lucerne without rent, and 51.7% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Lucerne
Difference
Meal at Budget Restaurant
$3.43 Rp 58.1K
$36.26 CHF 29.12
-90.54%
Three-Course Dinner for Two, Mid-Range
$32.70 Rp 553.4K
$139 CHF 112
-76.51%
Fast Food Meal (McDonalds, etc)
$5.04 Rp 85.2K
$16.00 CHF 12.85
-68.50%
Cappuccino
$2.85 Rp 48.2K
$6.72 CHF 5.40
-57.59%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 22.8K
$5.39 CHF 4.33
-75.14%
Water (0.33 liter bottle)
$0.75 Rp 12.6K
$4.35 CHF 3.49
-82.76%
Local Beer (0.5 liter draught)
$2.90 Rp 49.1K
$8.87 CHF 7.12
-67.31%
Imported Beer (0.33 liter bottle)
$3.94 Rp 66.7K
$7.22 CHF 5.80
-45.43%
🛒 Groceries & Markets
Ubud, Bali
Lucerne
Difference
Milk (1 liter)
$1.80 Rp 30.5K
$2.23 CHF 1.79
-19.28%
White Bread (500g)
$2.55 Rp 43.2K
$3.76 CHF 3.02
-32.18%
Rice (white) (1kg)
$1.19 Rp 20.2K
$4.11 CHF 3.30
-71.05%
Eggs
$2.42 Rp 40.9K
$7.93 CHF 6.37
-69.48%
Local Cheese (1kg)
$14.38 Rp 243.4K
$30.37 CHF 24.39
-52.65%
Chicken Fillets (1kg)
$4.21 Rp 71.2K
$34.66 CHF 27.83
-87.85%
Beef Round Steak (1kg)
$11.88 Rp 201.0K
$51.8 CHF 41.60
-77.07%
Apples (1kg)
$3.71 Rp 62.8K
$3.75 CHF 3.01
-1.07%
Banana (1kg)
$1.56 Rp 26.4K
$2.26 CHF 1.81
-30.97%
Oranges (1kg)
$2.77 Rp 46.9K
$2.87 CHF 2.31
-3.48%
Tomato (1kg)
$2.22 Rp 37.6K
$6.30 CHF 5.06
-64.76%
Potato (1kg)
$1.99 Rp 33.8K
$2.49 CHF 2.00
-20.08%
Onion (1kg)
$2.29 Rp 38.8K
$2.49 CHF 2.00
-8.03%
Lettuce (1 head)
$1.01 Rp 17.1K
$2.59 CHF 2.08
-61.00%
Water (1.5 liter bottle)
$0.78 Rp 13.3K
$1.21 CHF 0.97
-35.54%
Cigarettes 20 Pack (Marlboro, Camel)
$3.17 Rp 53.6K
$11.20 CHF 8.99
-71.70%
Wine (Bottle)
$23.70 Rp 401.1K
$13.89 CHF 11.16
70.63%
Local Beer (0.5 liter bottle)
$2.78 Rp 47.0K
$2.51 CHF 2.02
10.76%
Imported Beer (0.33 liter bottle)
$2.75 Rp 46.5K
$3.30 CHF 2.65
-16.67%
🚌 Getting Around
Ubud, Bali
Lucerne
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,514
$4.99 CHF 4.00
-94.59%
Public Transport Monthly Pass (Regular Price)
$8.14 Rp 137.7K
$96.7 CHF 77.6
-91.58%
Taxi Start (Normal Tariff)
$0.45 Rp 7,609
$7.94 CHF 6.37
-94.33%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,192
$4.47 CHF 3.59
-90.60%
Taxi 1hour Waiting (Normal Tariff)
$6.18 Rp 104.6K
$87.3 CHF 70.1
-92.92%
Gasoline (1 liter)
$0.80 Rp 13.5K
$2.20 CHF 1.76
-63.64%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 443.1M
$39.9K CHF 32.0K
-34.40%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6K Rp 534.8M
$43.1K CHF 34.6K
-26.74%
🧾 Monthly Utilities & Internet
Ubud, Bali
Lucerne
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rp 1.4M
$246 CHF 198
-67.22%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.12 Rp 69.8K
$73.2 CHF 58.8
-94.37%
Internet (50+ Mbps, Unlimited Data)
$23.70 Rp 401.0K
$55.4 CHF 44.47
-57.20%
🎉 Sport & Entertainment
Ubud, Bali
Lucerne
Difference
Gym Membership (Monthly)
$96.9 Rp 1.6M
$94.6 CHF 76.0
2.37%
Tennis Court (1 Hour on Weekend)
$6.29 Rp 106.4K
$44.61 CHF 35.82
-85.90%
Cinema Ticket
$4.11 Rp 69.5K
$22.05 CHF 17.71
-81.36%
🧸 Childcare & Education
Ubud, Bali
Lucerne
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$298 Rp 5.0M
$2,876 CHF 2,309
-89.63%
International Primary School, 1 Child (Yearly)
$6,540 Rp 110.7M
$43.4K CHF 34.8K
-84.92%
👕👟 Clothing & Footwear
Ubud, Bali
Lucerne
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 904.2K
$140 CHF 112
-61.82%
Summer Dress (H&M, Zara, etc)
$38.33 Rp 648.6K
$78.2 CHF 62.8
-51.01%
Sport Shoes (Adidas, Nike)
$86.4 Rp 1.5M
$131 CHF 105
-33.82%
Men's Leather Business Shoes
$78.9 Rp 1.3M
$160 CHF 128
-50.64%
🏠 Accommodation & Living
Ubud, Bali
Lucerne
Difference
1-bedroom Apartment, City Center (Monthly)
$1,015 Rp 17.2M
$2,027 CHF 1,627
-49.89%
1-bedroom Apartment, Outside City Center (Monthly)
$669 Rp 11.3M
$1,778 CHF 1,428
-62.40%
3-bedroom Apartment, City Center (Monthly)
$3,348 Rp 56.7M
$2,924 CHF 2,348
14.52%
3-bedroom Apartment, Outside City Center (Monthly)
$2,114 Rp 35.8M
$2,840 CHF 2,280
-25.57%
Buy Apartment in City Center (m2)
$3,020 Rp 51.1M
$20.1K CHF 16.2K
-85.01%
Buy Apartment Outside City Center (m2)
$2,334 Rp 39.5M
$12.4K CHF 9,952
-81.17%
💵 Salaries & Financials
Ubud, Bali
Lucerne
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3.0M
$6,710 CHF 5,388
-97.34%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
2.5
431.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for Lucerne: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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