Cost of Living Comparison Between Ubud, Bali and Loja Cost of Living Comparison Between Ubud, Bali and Loja

😐 Solo nomad: Ubud, Bali is 4.8% more expensive than Loja without rent, and 0.4% more expensive with rent.

😐 Family of 3: Ubud, Bali is 31.7% more expensive than Loja without rent, and 6.2% more expensive with rent.

Meal at Budget Restaurant

$2.85 Rp 47.5K

$2.91 $2.91

-2.06%

Three-Course Dinner for Two, Mid-Range

$12.26 Rp 204.3K

$19.68 $19.68

-37.70%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 54.6K

$6.97 $6.97

-52.94%

Cappuccino

$2.3 Rp 38.3K

$1.88 $1.88

22.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 Rp 18.5K

$0.63 $0.63

76.19%

Water (0.33 liter bottle)

$0.26 Rp 4,324

$0.45 $0.45

-42.22%

Local Beer (0.5 liter draught)

$2.4 Rp 40K

$0.99 $0.99

142.42%

Imported Beer (0.33 liter bottle)

$3.15 Rp 52.5K

$2.04 $2.04

54.41%

Milk (1 liter)

$1.49 Rp 24.9K

$0.97 $0.97

53.61%

White Bread (500g)

$1.65 Rp 27.5K

$1.33 $1.33

24.06%

Rice (white) (1kg)

$1.13 Rp 18.9K

$1.52 $1.52

-25.66%

Eggs

$2.33 Rp 38.9K

$1.89 $1.89

23.28%

Local Cheese (1kg)

$13.7 Rp 228.3K

$5.54 $5.54

147.29%

Chicken Fillets (1kg)

$3.97 Rp 66.2K

$4.59 $4.59

-13.51%

Beef Round Steak (1kg)

$11.22 Rp 187K

$5.9 $5.9

90.17%

Apples (1kg)

$3.48 Rp 57.9K

$1.37 $1.37

154.01%

Banana (1kg)

$1.5 Rp 25K

$0.96 $0.96

56.25%

Oranges (1kg)

$2.68 Rp 44.6K

$1.02 $1.02

162.75%

Tomato (1kg)

$1.35 Rp 22.5K

$1.07 $1.07

26.17%

Potato (1kg)

$1.57 Rp 26.2K

$0.75 $0.75

109.33%

Onion (1kg)

$2.1 Rp 34.9K

$0.85 $0.85

147.06%

Lettuce (1 head)

$1.03 Rp 17.1K

$0.5 $0.5

106.00%

Water (1.5 liter bottle)

$0.57 Rp 9,488

$1.06 $1.06

-46.23%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 38.5K

$5.81 $5.81

-60.24%

Wine (Bottle)

$15.21 Rp 253.5K

$6.14 $6.14

147.72%

Local Beer (0.5 liter bottle)

$2.49 Rp 41.5K

$1.49 $1.49

67.11%

Imported Beer (0.33 liter bottle)

$2.66 Rp 44.3K

$2.77 $2.77

-3.97%

One-way Ticket (Public Transport)

$0.29 Rp 4,911

$0.29 $0.29

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

$39.95 $39.95

-74.89%

Taxi Start (Normal Tariff)

$0.45 Rp 7,480

$0.63 $0.63

-28.57%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,748

$0.99 $0.99

-65.66%

Taxi 1hour Waiting (Normal Tariff)

$5.97 Rp 99.4K

$13.68 $13.68

-56.36%

Gasoline (1 liter)

$0.75 Rp 12.4K

$0.63 $0.63

19.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 430.2M

$15.1K $15.1K

70.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.9M

$28.7K $28.7K

10.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.6 Rp 1.1M

$20.39 $20.39

216.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 69K

$10.64 $10.64

-61.09%

Internet (50+ Mbps, Unlimited Data)

$23.99 Rp 399.7K

$28.08 $28.08

-14.57%

Gym Membership (Monthly)

$23.29 Rp 388.1K

$34.34 $34.34

-32.18%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

$14.02 $14.02

-55.85%

Cinema Ticket

$3.45 Rp 57.5K

$7.35 $7.35

-53.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 Rp 1.5M

$182 $182

-49.62%

International Primary School, 1 Child (Yearly)

$5,912 Rp 98.5M

$2,009 $2,009

194.26%

Jeans (Levis 501 Or Similar)

$51.5 Rp 857.6K

$55.3 $55.3

-6.94%

Summer Dress (H&M, Zara, etc)

$24.45 Rp 407.3K

$49.37 $49.37

-50.48%

Sport Shoes (Adidas, Nike)

$84.4 Rp 1.4M

$86.2 $86.2

-2.17%

Men's Leather Business Shoes

$74.3 Rp 1.2M

$64.8 $64.8

14.61%

1-bedroom Apartment, City Center (Monthly)

$261 Rp 4.4M

$288 $288

-9.23%

1-bedroom Apartment, Outside City Center (Monthly)

$160 Rp 2.7M

$229 $229

-30.25%

3-bedroom Apartment, City Center (Monthly)

$585 Rp 9.7M

$423 $423

38.26%

3-bedroom Apartment, Outside City Center (Monthly)

$328 Rp 5.5M

$329 $329

-0.09%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

$659 $659

49.42%

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

$508 $508

66.76%

Average Monthly Net Salary (After Tax)

$178 Rp 3M

$430 $430

-58.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

32.80%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Loja: November 29, 2025

Digital Nomad Cost of Living Index

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