Cost of Living Comparison Between Ubud, Bali and Loja Cost of Living Comparison Between Ubud, Bali and Loja

😐 Solo nomad: Ubud, Bali is 18.7% more expensive than Loja without rent, and 97.5% more expensive with rent.

😐 Family of 3: Ubud, Bali is 79% more expensive than Loja without rent, and 154.4% more expensive with rent.

Meal at Budget Restaurant

$3.47 Rp 58.5K

$3.03 $3.03

14.52%

Three-Course Dinner for Two, Mid-Range

$32.10 Rp 541.6K

$20.10 $20.10

59.70%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 82.0K

$6.81 $6.81

-28.63%

Cappuccino

$2.82 Rp 47.6K

$1.79 $1.79

57.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.2K

$0.65 $0.65

110.77%

Water (0.33 liter bottle)

$0.73 Rp 12.3K

$0.45 $0.45

62.22%

Local Beer (0.5 liter draught)

$2.90 Rp 48.9K

$0.98 $0.98

195.92%

Imported Beer (0.33 liter bottle)

$3.92 Rp 66.1K

$2.06 $2.06

90.29%

Milk (1 liter)

$1.74 Rp 29.4K

$0.98 $0.98

77.55%

White Bread (500g)

$2.44 Rp 41.2K

$1.35 $1.35

80.74%

Rice (white) (1kg)

$1.17 Rp 19.7K

$1.49 $1.49

-21.48%

Eggs

$2.35 Rp 39.7K

$1.94 $1.94

21.13%

Local Cheese (1kg)

$14.78 Rp 249.4K

$5.53 $5.53

167.27%

Chicken Fillets (1kg)

$4.25 Rp 71.7K

$4.54 $4.54

-6.39%

Beef Round Steak (1kg)

$12.21 Rp 206.1K

$6.02 $6.02

102.82%

Apples (1kg)

$3.72 Rp 62.8K

$1.36 $1.36

173.53%

Banana (1kg)

$1.56 Rp 26.2K

$0.91 $0.91

71.43%

Oranges (1kg)

$2.69 Rp 45.4K

$0.98 $0.98

174.49%

Tomato (1kg)

$2.34 Rp 39.4K

$1.03 $1.03

127.18%

Potato (1kg)

$2.00 Rp 33.7K

$0.79 $0.79

153.16%

Onion (1kg)

$2.31 Rp 38.9K

$0.84 $0.84

175.00%

Lettuce (1 head)

$1.01 Rp 17.1K

$0.47 $0.47

114.89%

Water (1.5 liter bottle)

$0.73 Rp 12.3K

$1.03 $1.03

-29.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.31 Rp 55.9K

$5.64 $5.64

-41.31%

Wine (Bottle)

$25.14 Rp 424.2K

$6.33 $6.33

297.16%

Local Beer (0.5 liter bottle)

$2.90 Rp 48.9K

$1.46 $1.46

98.63%

Imported Beer (0.33 liter bottle)

$2.77 Rp 46.8K

$2.75 $2.75

0.73%

One-way Ticket (Public Transport)

$0.27 Rp 4,526

$0.29 $0.29

-6.90%

Public Transport Monthly Pass (Regular Price)

$8.26 Rp 139.4K

$40.38 $40.38

-79.54%

Taxi Start (Normal Tariff)

$0.45 Rp 7,634

$0.66 $0.66

-31.82%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,129

$0.98 $0.98

-57.14%

Taxi 1hour Waiting (Normal Tariff)

$6.26 Rp 105.5K

$13.44 $13.44

-53.42%

Gasoline (1 liter)

$0.86 Rp 14.6K

$0.68 $0.68

26.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.9K Rp 436.8M

$15.0K $15.0K

73.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 538.1M

$28.4K $28.4K

12.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$20.26 $20.26

298.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.98 Rp 67.1K

$10.68 $10.68

-62.73%

Internet (50+ Mbps, Unlimited Data)

$23.55 Rp 397.3K

$27.75 $27.75

-15.14%

Gym Membership (Monthly)

$97.3 Rp 1.6M

$33.30 $33.30

192.13%

Tennis Court (1 Hour on Weekend)

$6.42 Rp 108.4K

$14.05 $14.05

-54.31%

Cinema Ticket

$4.16 Rp 70.3K

$7.43 $7.43

-44.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$294 Rp 5.0M

$176 $176

66.69%

International Primary School, 1 Child (Yearly)

$6,548 Rp 110.5M

$1,986 $1,986

229.76%

Jeans (Levis 501 Or Similar)

$54.2 Rp 913.9K

$56.1 $56.1

-3.39%

Summer Dress (H&M, Zara, etc)

$37.95 Rp 640.3K

$49.94 $49.94

-24.01%

Sport Shoes (Adidas, Nike)

$88.1 Rp 1.5M

$85.6 $85.6

2.91%

Men's Leather Business Shoes

$78.1 Rp 1.3M

$64.8 $64.8

20.51%

1-bedroom Apartment, City Center (Monthly)

$995 Rp 16.8M

$283 $283

251.93%

1-bedroom Apartment, Outside City Center (Monthly)

$668 Rp 11.3M

$226 $226

194.91%

3-bedroom Apartment, City Center (Monthly)

$3,391 Rp 57.2M

$430 $430

688.22%

3-bedroom Apartment, Outside City Center (Monthly)

$2,080 Rp 35.1M

$328 $328

533.13%

Buy Apartment in City Center (m2)

$3,037 Rp 51.2M

$651 $651

366.22%

Buy Apartment Outside City Center (m2)

$2,378 Rp 40.1M

$502 $502

373.58%

Average Monthly Net Salary (After Tax)

$180 Rp 3.0M

$443 $443

-59.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

32.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Loja: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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