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Cost of Living Comparison Between Ubud, Bali and Lake Macquarie Cost of Living Comparison Between Ubud, Bali and Lake Macquarie

🙂 Solo nomad: Ubud, Bali is 53.8% cheaper than Lake Macquarie without rent, and 63.7% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 41.9% cheaper than Lake Macquarie without rent, and 65.3% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Lake Macquarie
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$13.05 A$19.93
-78.16%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$76.8 A$117
-84.03%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$9.78 A$14.95
-66.46%
Cappuccino
$2.3 Rp 38.3K
$3.42 A$5.22
-32.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.39 A$3.66
-53.56%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$2.01 A$3.07
-87.06%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$6.6 A$10.08
-63.64%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$7.07 A$10.8
-55.45%
🛒 Groceries & Markets
Ubud, Bali
Lake Macquarie
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.45 A$2.22
2.76%
White Bread (500g)
$1.65 Rp 27.5K
$1.43 A$2.19
15.38%
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.21 A$1.86
-6.61%
Eggs
$2.33 Rp 38.9K
$3.19 A$4.87
-26.96%
Local Cheese (1kg)
$13.7 Rp 228.3K
$7.21 A$11.02
90.01%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$6.13 A$9.37
-35.24%
Beef Round Steak (1kg)
$11.22 Rp 187K
$11.8 A$18.03
-4.92%
Apples (1kg)
$3.48 Rp 57.9K
$3.04 A$4.64
14.47%
Banana (1kg)
$1.5 Rp 25K
$2.69 A$4.11
-44.24%
Oranges (1kg)
$2.68 Rp 44.6K
$3.13 A$4.79
-14.38%
Tomato (1kg)
$1.35 Rp 22.5K
$4.35 A$6.65
-68.97%
Potato (1kg)
$1.57 Rp 26.2K
$2 A$3.06
-21.50%
Onion (1kg)
$2.1 Rp 34.9K
$1.69 A$2.59
24.26%
Lettuce (1 head)
$1.03 Rp 17.1K
$1.37 A$2.09
-24.82%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$1.18 A$1.81
-51.69%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$28.58 A$43.67
-91.92%
Wine (Bottle)
$15.21 Rp 253.5K
$7.16 A$10.94
112.43%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$2.65 A$4.06
-6.04%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$2.2 A$3.36
20.91%
🚌 Getting Around
Ubud, Bali
Lake Macquarie
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$2.1 A$3.21
-86.19%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$90.7 A$139
-88.94%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$1.9 A$2.9
-76.32%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.62 A$2.47
-79.01%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$46.72 A$71.4
-87.22%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.25 A$1.91
-40.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$25.1K A$38.3K
3.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$20.5K A$31.3K
54.89%
🧾 Monthly Utilities & Internet
Ubud, Bali
Lake Macquarie
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$201 A$308
-67.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$10.6 A$16.2
-60.94%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$42.26 A$64.6
-43.23%
🎉 Sport & Entertainment
Ubud, Bali
Lake Macquarie
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$49.48 A$75.6
-52.93%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$15.43 A$23.58
-59.88%
Cinema Ticket
$3.45 Rp 57.5K
$9.16 A$14
-62.34%
🧸 Childcare & Education
Ubud, Bali
Lake Macquarie
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$1,436 A$2,195
-93.60%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$9,919 A$15.2K
-40.39%
👕👟 Clothing & Footwear
Ubud, Bali
Lake Macquarie
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$73.1 A$112
-29.63%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$34.27 A$52.4
-28.65%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$77.1 A$118
9.49%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$129 A$198
-42.56%
🏠 Accommodation & Living
Ubud, Bali
Lake Macquarie
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$1,267 A$1,936
-79.38%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$970 A$1,482
-83.55%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$2,006 A$3,065
-70.84%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$2,094 A$3,199
-84.32%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$5,650 A$8,634
-82.56%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$5,167 A$7,896
-83.61%
💵 Salaries & Financials
Ubud, Bali
Lake Macquarie
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$4,634 A$7,082
-96.16%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.35
205.29%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Lake Macquarie: November 29, 2025

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