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Cost of Living Comparison Between Ubud, Bali and Kuopio Cost of Living Comparison Between Ubud, Bali and Kuopio

🙂 Solo nomad: Ubud, Bali is 42.1% cheaper than Kuopio without rent, and 57.8% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 51.6% cheaper than Kuopio without rent, and 57.7% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Kuopio
Difference
Meal at Budget Restaurant
$2.91 Rp 48.4K
$15.85 €13.65
-81.64%
Three-Course Dinner for Two, Mid-Range
$12.33 Rp 205.4K
$86.1 €74.1
-85.68%
Fast Food Meal (McDonalds, etc)
$3.21 Rp 53.5K
$11.78 €10.15
-72.75%
Cappuccino
$2.28 Rp 38K
$5.03 €4.33
-54.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.16 Rp 19.3K
$2.3 €1.98
-49.57%
Water (0.33 liter bottle)
$0.26 Rp 4,308
$2.07 €1.78
-87.44%
Local Beer (0.5 liter draught)
$2.44 Rp 40.7K
$6.79 €5.85
-64.06%
Imported Beer (0.33 liter bottle)
$3.28 Rp 54.7K
$9.06 €7.81
-63.80%
🛒 Groceries & Markets
Ubud, Bali
Kuopio
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.34 €1.15
11.19%
White Bread (500g)
$1.62 Rp 27K
$2.06 €1.77
-21.36%
Rice (white) (1kg)
$1.14 Rp 18.9K
$2.35 €2.03
-51.49%
Eggs
$2.33 Rp 38.9K
$3.36 €2.89
-30.65%
Local Cheese (1kg)
$13.75 Rp 229.1K
$8.82 €7.59
55.90%
Chicken Fillets (1kg)
$4.01 Rp 66.8K
$11.93 €10.27
-66.39%
Beef Round Steak (1kg)
$11.36 Rp 189.3K
$20.33 €17.51
-44.12%
Apples (1kg)
$3.46 Rp 57.7K
$2.69 €2.32
28.62%
Banana (1kg)
$1.47 Rp 24.5K
$1.86 €1.6
-20.97%
Oranges (1kg)
$2.69 Rp 44.9K
$1.52 €1.31
76.97%
Tomato (1kg)
$1.38 Rp 22.9K
$3.84 €3.31
-64.06%
Potato (1kg)
$1.6 Rp 26.6K
$1.49 €1.29
7.38%
Onion (1kg)
$2.17 Rp 36.2K
$2.01 €1.73
7.96%
Lettuce (1 head)
$0.96 Rp 15.9K
$2.83 €2.44
-66.08%
Water (1.5 liter bottle)
$0.6 Rp 9,919
$1.99 €1.71
-69.85%
Cigarettes 20 Pack (Marlboro, Camel)
$2.24 Rp 37.3K
$11.12 €9.58
-79.86%
Wine (Bottle)
$14.72 Rp 245.3K
$13.9 €11.97
5.90%
Local Beer (0.5 liter bottle)
$2.46 Rp 41.1K
$3.25 €2.8
-24.31%
Imported Beer (0.33 liter bottle)
$2.72 Rp 45.3K
$3.35 €2.88
-18.81%
🚌 Getting Around
Ubud, Bali
Kuopio
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,355
$3.86 €3.32
-91.71%
Public Transport Monthly Pass (Regular Price)
$9.78 Rp 162.9K
$64.3 €55.4
-84.79%
Taxi Start (Normal Tariff)
$0.49 Rp 8,139
$9.42 €8.12
-94.80%
Taxi (Normal Tariff) (1km)
$0.37 Rp 6,244
$1.22 €1.05
-69.67%
Taxi 1hour Waiting (Normal Tariff)
$6.15 Rp 102.5K
$62.9 €54.2
-90.23%
Gasoline (1 liter)
$0.71 Rp 11.8K
$2.05 €1.77
-65.37%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 443.2M
$32K €27.6K
-16.85%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.6M
$33.8K €29.1K
-6.20%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kuopio
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$63.7 Rp 1.1M
$85 €73.2
-25.06%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.93 Rp 65.5K
$29.87 €25.72
-86.84%
Internet (50+ Mbps, Unlimited Data)
$24.18 Rp 402.9K
$25.12 €21.64
-3.74%
🎉 Sport & Entertainment
Ubud, Bali
Kuopio
Difference
Gym Membership (Monthly)
$23.22 Rp 386.9K
$44.03 €37.92
-47.26%
Tennis Court (1 Hour on Weekend)
$6.18 Rp 103K
$24.56 €21.15
-74.84%
Cinema Ticket
$3.3 Rp 55K
$18.59 €16.01
-82.25%
🧸 Childcare & Education
Ubud, Bali
Kuopio
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.1 Rp 1.6M
$227 €195
-58.96%
International Primary School, 1 Child (Yearly)
$6,046 Rp 100.7M
$11.4K €9,826
-47.00%
👕👟 Clothing & Footwear
Ubud, Bali
Kuopio
Difference
Jeans (Levis 501 Or Similar)
$51.9 Rp 864.6K
$87.7 €75.6
-40.85%
Summer Dress (H&M, Zara, etc)
$24.92 Rp 415.3K
$22.89 €19.72
8.87%
Sport Shoes (Adidas, Nike)
$82.1 Rp 1.4M
$76.8 €66.2
6.82%
Men's Leather Business Shoes
$72.6 Rp 1.2M
$114 €98
-36.22%
🏠 Accommodation & Living
Ubud, Bali
Kuopio
Difference
1-bedroom Apartment, City Center (Monthly)
$258 Rp 4.3M
$857 €738
-69.84%
1-bedroom Apartment, Outside City Center (Monthly)
$161 Rp 2.7M
$640 €551
-74.92%
3-bedroom Apartment, City Center (Monthly)
$574 Rp 9.6M
$1,234 €1,063
-53.46%
3-bedroom Apartment, Outside City Center (Monthly)
$330 Rp 5.5M
$1,035 €891
-68.10%
Buy Apartment in City Center (m2)
$990 Rp 16.5M
$3,373 €2,905
-70.64%
Buy Apartment Outside City Center (m2)
$856 Rp 14.3M
$2,159 €1,860
-60.37%
💵 Salaries & Financials
Ubud, Bali
Kuopio
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
$2,655 €2,287
-93.16%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.17
318.93%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 24, 2025

Last update for Kuopio: November 22, 2025

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