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Cost of Living Comparison Between Ubud, Bali and Kouvola Cost of Living Comparison Between Ubud, Bali and Kouvola

🙂 Solo nomad: Ubud, Bali is 46.3% cheaper than Kouvola without rent, and 59.4% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 48.3% cheaper than Kouvola without rent, and 60.1% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Kouvola
Difference
Meal at Budget Restaurant
$2.91 Rp 48.4K
$15.51 €13.36
-81.24%
Three-Course Dinner for Two, Mid-Range
$12.33 Rp 205.4K
$89.8 €77.3
-86.26%
Fast Food Meal (McDonalds, etc)
$3.21 Rp 53.5K
$11.75 €10.12
-72.68%
Cappuccino
$2.28 Rp 38K
$4.87 €4.19
-53.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.16 Rp 19.3K
$2.63 €2.26
-55.89%
Water (0.33 liter bottle)
$0.26 Rp 4,308
$1.92 €1.65
-86.46%
Local Beer (0.5 liter draught)
$2.44 Rp 40.7K
$8.06 €6.94
-69.73%
Imported Beer (0.33 liter bottle)
$3.28 Rp 54.7K
$8.04 €6.92
-59.20%
🛒 Groceries & Markets
Ubud, Bali
Kouvola
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.29 €1.11
15.50%
White Bread (500g)
$1.62 Rp 27K
$2.38 €2.05
-31.93%
Rice (white) (1kg)
$1.14 Rp 18.9K
$2.41 €2.08
-52.70%
Eggs
$2.33 Rp 38.9K
$3.39 €2.92
-31.27%
Local Cheese (1kg)
$13.75 Rp 229.1K
$8.7 €7.5
58.05%
Chicken Fillets (1kg)
$4.01 Rp 66.8K
$13.78 €11.87
-70.90%
Beef Round Steak (1kg)
$11.36 Rp 189.3K
$21.03 €18.11
-45.98%
Apples (1kg)
$3.46 Rp 57.7K
$2.4 €2.07
44.17%
Banana (1kg)
$1.47 Rp 24.5K
$1.96 €1.69
-25.00%
Oranges (1kg)
$2.69 Rp 44.9K
$2.05 €1.77
31.22%
Tomato (1kg)
$1.38 Rp 22.9K
$4.05 €3.49
-65.93%
Potato (1kg)
$1.6 Rp 26.6K
$1.29 €1.11
24.03%
Onion (1kg)
$2.17 Rp 36.2K
$1.75 €1.5
24.00%
Lettuce (1 head)
$0.96 Rp 15.9K
$2.06 €1.77
-53.40%
Water (1.5 liter bottle)
$0.6 Rp 9,919
$1.81 €1.56
-66.85%
Cigarettes 20 Pack (Marlboro, Camel)
$2.24 Rp 37.3K
$11.78 €10.15
-80.98%
Wine (Bottle)
$14.72 Rp 245.3K
$15.38 €13.25
-4.29%
Local Beer (0.5 liter bottle)
$2.46 Rp 41.1K
$3.13 €2.69
-21.41%
Imported Beer (0.33 liter bottle)
$2.72 Rp 45.3K
$3.63 €3.13
-25.07%
🚌 Getting Around
Ubud, Bali
Kouvola
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,355
$3.51 €3.02
-90.88%
Public Transport Monthly Pass (Regular Price)
$9.78 Rp 162.9K
$65.9 €56.8
-85.16%
Taxi Start (Normal Tariff)
$0.49 Rp 8,139
$8.32 €7.17
-94.11%
Taxi (Normal Tariff) (1km)
$0.37 Rp 6,244
$1.26 €1.09
-70.63%
Taxi 1hour Waiting (Normal Tariff)
$6.15 Rp 102.5K
$63.2 €54.4
-90.27%
Gasoline (1 liter)
$0.71 Rp 11.8K
$2.6 €2.24
-72.69%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 443.2M
$34.8K €30K
-23.54%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.6M
$36.7K €31.6K
-13.57%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kouvola
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$63.7 Rp 1.1M
$117 €101
-45.46%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.93 Rp 65.5K
$30.08 €25.91
-86.93%
Internet (50+ Mbps, Unlimited Data)
$24.18 Rp 402.9K
$24.37 €20.99
-0.78%
🎉 Sport & Entertainment
Ubud, Bali
Kouvola
Difference
Gym Membership (Monthly)
$23.22 Rp 386.9K
$43.53 €37.49
-46.66%
Tennis Court (1 Hour on Weekend)
$6.18 Rp 103K
$24.24 €20.87
-74.50%
Cinema Ticket
$3.3 Rp 55K
$17.22 €14.83
-80.84%
🧸 Childcare & Education
Ubud, Bali
Kouvola
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.1 Rp 1.6M
$335 €289
-72.20%
International Primary School, 1 Child (Yearly)
$6,046 Rp 100.7M
$11.2K €9,642
-45.99%
👕👟 Clothing & Footwear
Ubud, Bali
Kouvola
Difference
Jeans (Levis 501 Or Similar)
$51.9 Rp 864.6K
$90.6 €78
-42.72%
Summer Dress (H&M, Zara, etc)
$24.92 Rp 415.3K
$34.56 €29.77
-27.89%
Sport Shoes (Adidas, Nike)
$82.1 Rp 1.4M
$94.3 €81.2
-12.97%
Men's Leather Business Shoes
$72.6 Rp 1.2M
$126 €109
-42.39%
🏠 Accommodation & Living
Ubud, Bali
Kouvola
Difference
1-bedroom Apartment, City Center (Monthly)
$258 Rp 4.3M
$770 €663
-66.44%
1-bedroom Apartment, Outside City Center (Monthly)
$161 Rp 2.7M
$654 €564
-75.47%
3-bedroom Apartment, City Center (Monthly)
$574 Rp 9.6M
$1,287 €1,109
-55.38%
3-bedroom Apartment, Outside City Center (Monthly)
$330 Rp 5.5M
$1,042 €897
-68.31%
Buy Apartment in City Center (m2)
$990 Rp 16.5M
$3,253 €2,802
-69.55%
Buy Apartment Outside City Center (m2)
$856 Rp 14.3M
$2,471 €2,128
-65.37%
💵 Salaries & Financials
Ubud, Bali
Kouvola
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.82
247.64%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 24, 2025

Last update for Kouvola: November 24, 2025

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