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Cost of Living Comparison Between Ubud, Bali and Kirkuk Cost of Living Comparison Between Ubud, Bali and Kirkuk

😐 Solo nomad: Ubud, Bali is 17.2% more expensive than Kirkuk without rent, and 25.6% more expensive with rent.
😐 Family of 3: Ubud, Bali is 32.8% more expensive than Kirkuk without rent, and 20.3% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Kirkuk
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$3.81 IQD 4,983
-25.20%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$25.43 IQD 33.3K
-51.79%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$5.76 IQD 7,539
-43.06%
Cappuccino
$2.3 Rp 38.3K
$2.37 IQD 3,098
-2.95%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$0.39 IQD 512
184.62%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$0.2 IQD 259
30.00%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$3.49 IQD 4,576
-31.23%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$2.8 IQD 3,663
12.50%
🛒 Groceries & Markets
Ubud, Bali
Kirkuk
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.18 IQD 1,552
26.27%
White Bread (500g)
$1.65 Rp 27.5K
$0.65 IQD 846
153.85%
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.64 IQD 2,148
-31.10%
Eggs
$2.33 Rp 38.9K
$1.44 IQD 1,886
61.81%
Local Cheese (1kg)
$13.7 Rp 228.3K
$4.52 IQD 5,923
203.10%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$2.94 IQD 3,847
35.03%
Beef Round Steak (1kg)
$11.22 Rp 187K
$10.91 IQD 14.3K
2.84%
Apples (1kg)
$3.48 Rp 57.9K
$0.96 IQD 1,262
262.50%
Banana (1kg)
$1.5 Rp 25K
$1.02 IQD 1,336
47.06%
Oranges (1kg)
$2.68 Rp 44.6K
$0.98 IQD 1,288
173.47%
Tomato (1kg)
$1.35 Rp 22.5K
$0.61 IQD 794
121.31%
Potato (1kg)
$1.57 Rp 26.2K
$0.49 IQD 645
220.41%
Onion (1kg)
$2.1 Rp 34.9K
$0.54 IQD 711
288.89%
Lettuce (1 head)
$1.03 Rp 17.1K
$0.68 IQD 887
51.47%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$0.34 IQD 440
67.65%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$1.87 IQD 2,443
23.53%
Wine (Bottle)
$15.21 Rp 253.5K
$7.66 IQD 10K
98.56%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.78 IQD 2,327
39.89%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$2.19 IQD 2,863
21.46%
🚌 Getting Around
Ubud, Bali
Kirkuk
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$0.52 IQD 677
-44.23%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$30.54 IQD 40K
-67.16%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$2.95 IQD 3,868
-84.75%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.12 IQD 1,465
-69.64%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$7.43 IQD 9,729
-19.65%
Gasoline (1 liter)
$0.75 Rp 12.4K
$0.5 IQD 655
50.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$19.7K IQD 25.8M
30.81%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$19.7K IQD 25.8M
61.16%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kirkuk
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$52.7 IQD 69.1K
22.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$23.18 IQD 30.4K
-82.14%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$37.99 IQD 49.7K
-36.85%
🎉 Sport & Entertainment
Ubud, Bali
Kirkuk
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$14.87 IQD 19.5K
56.62%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$17.01 IQD 22.3K
-63.61%
Cinema Ticket
$3.45 Rp 57.5K
$7.58 IQD 9,931
-54.49%
🧸 Childcare & Education
Ubud, Bali
Kirkuk
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$59.4 IQD 77.8K
54.61%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$771 IQD 1M
667.16%
👕👟 Clothing & Footwear
Ubud, Bali
Kirkuk
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$28.78 IQD 37.7K
78.84%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$30.57 IQD 40K
-20.02%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$23.35 IQD 30.6K
261.28%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$15.27 IQD 20K
386.64%
🏠 Accommodation & Living
Ubud, Bali
Kirkuk
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$75.5 IQD 98.8K
246.21%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$110 IQD 143.7K
45.41%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$113 IQD 148K
417.50%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$254 IQD 332.2K
29.42%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$931 IQD 1.2M
5.77%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$412 IQD 539.4K
105.60%
💵 Salaries & Financials
Ubud, Bali
Kirkuk
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$695 IQD 910.6K
-74.41%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.67
134.22%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Kirkuk: December 1, 2025

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