Cost of Living Comparison Between Ubud, Bali and Kirkuk Cost of Living Comparison Between Ubud, Bali and Kirkuk

😐 Solo nomad: Ubud, Bali is 34.9% more expensive than Kirkuk without rent, and 143.6% more expensive with rent.
😐 Family of 3: Ubud, Bali is 66.7% more expensive than Kirkuk without rent, and 186.9% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Kirkuk
Difference
Meal at Budget Restaurant
$3.47 Rp 58.7K
$3.87 IQD 5,069
-10.34%
Three-Course Dinner for Two, Mid-Range
$32.10 Rp 543.9K
$26.40 IQD 34.5K
21.59%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 82.4K
$5.64 IQD 7,380
-13.83%
Cappuccino
$2.82 Rp 47.8K
$2.35 IQD 3,071
20.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 Rp 23.3K
$0.39 IQD 515
251.28%
Water (0.33 liter bottle)
$0.73 Rp 12.4K
$0.20 IQD 263
265.00%
Local Beer (0.5 liter draught)
$2.90 Rp 49.1K
$3.38 IQD 4,425
-14.20%
Imported Beer (0.33 liter bottle)
$3.92 Rp 66.4K
$2.92 IQD 3,820
34.25%
🛒 Groceries & Markets
Ubud, Bali
Kirkuk
Difference
Milk (1 liter)
$1.74 Rp 29.5K
$1.13 IQD 1,476
53.98%
White Bread (500g)
$2.44 Rp 41.4K
$0.62 IQD 805
293.55%
Rice (white) (1kg)
$1.17 Rp 19.8K
$1.58 IQD 2,072
-25.95%
Eggs
$2.35 Rp 39.9K
$1.43 IQD 1,871
64.34%
Local Cheese (1kg)
$14.78 Rp 250.4K
$4.41 IQD 5,775
235.15%
Chicken Fillets (1kg)
$4.25 Rp 72.0K
$2.81 IQD 3,673
51.25%
Beef Round Steak (1kg)
$12.21 Rp 206.9K
$10.92 IQD 14.3K
11.81%
Apples (1kg)
$3.72 Rp 63.0K
$0.96 IQD 1,251
287.50%
Banana (1kg)
$1.56 Rp 26.4K
$1.01 IQD 1,324
54.46%
Oranges (1kg)
$2.69 Rp 45.6K
$1.03 IQD 1,351
161.17%
Tomato (1kg)
$2.34 Rp 39.6K
$0.65 IQD 851
260.00%
Potato (1kg)
$2.00 Rp 33.9K
$0.47 IQD 613
325.53%
Onion (1kg)
$2.31 Rp 39.1K
$0.50 IQD 657
362.00%
Lettuce (1 head)
$1.01 Rp 17.2K
$0.63 IQD 821
60.32%
Water (1.5 liter bottle)
$0.73 Rp 12.3K
$0.31 IQD 400
135.48%
Cigarettes 20 Pack (Marlboro, Camel)
$3.31 Rp 56.2K
$1.96 IQD 2,568
68.88%
Wine (Bottle)
$25.14 Rp 426.0K
$13.78 IQD 18.0K
82.44%
Local Beer (0.5 liter bottle)
$2.90 Rp 49.1K
$1.79 IQD 2,339
62.01%
Imported Beer (0.33 liter bottle)
$2.77 Rp 47.0K
$2.16 IQD 2,831
28.24%
🚌 Getting Around
Ubud, Bali
Kirkuk
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,546
$0.53 IQD 687
-49.06%
Public Transport Monthly Pass (Regular Price)
$8.26 Rp 139.9K
$30.99 IQD 40.6K
-73.35%
Taxi Start (Normal Tariff)
$0.45 Rp 7,667
$3.05 IQD 3,986
-85.25%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,159
$1.17 IQD 1,536
-64.10%
Taxi 1hour Waiting (Normal Tariff)
$6.26 Rp 106.0K
$7.51 IQD 9,824
-16.64%
Gasoline (1 liter)
$0.86 Rp 14.7K
$0.53 IQD 700
62.26%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K Rp 438.7M
$19.8K IQD 26.0M
30.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 540.4M
$20.2K IQD 26.5M
57.70%
🧾 Monthly Utilities & Internet
Ubud, Bali
Kirkuk
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$52.7 IQD 68.9K
53.27%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.98 Rp 67.4K
$22.82 IQD 29.9K
-82.56%
Internet (50+ Mbps, Unlimited Data)
$23.55 Rp 399.0K
$38.75 IQD 50.7K
-39.23%
🎉 Sport & Entertainment
Ubud, Bali
Kirkuk
Difference
Gym Membership (Monthly)
$97.3 Rp 1.6M
$14.67 IQD 19.2K
563.12%
Tennis Court (1 Hour on Weekend)
$6.42 Rp 108.8K
$17.12 IQD 22.4K
-62.50%
Cinema Ticket
$4.16 Rp 70.6K
$7.47 IQD 9,769
-44.31%
🧸 Childcare & Education
Ubud, Bali
Kirkuk
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$294 Rp 5.0M
$59.0 IQD 77.2K
398.27%
International Primary School, 1 Child (Yearly)
$6,548 Rp 110.9M
$786 IQD 1.0M
733.25%
👕👟 Clothing & Footwear
Ubud, Bali
Kirkuk
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 917.8K
$28.55 IQD 37.4K
89.74%
Summer Dress (H&M, Zara, etc)
$37.95 Rp 643.0K
$30.55 IQD 40.0K
24.22%
Sport Shoes (Adidas, Nike)
$88.1 Rp 1.5M
$22.84 IQD 29.9K
285.73%
Men's Leather Business Shoes
$78.1 Rp 1.3M
$14.98 IQD 19.6K
421.36%
🏠 Accommodation & Living
Ubud, Bali
Kirkuk
Difference
1-bedroom Apartment, City Center (Monthly)
$995 Rp 16.9M
$76.2 IQD 99.7K
1205.68%
1-bedroom Apartment, Outside City Center (Monthly)
$668 Rp 11.3M
$111 IQD 144.9K
502.78%
3-bedroom Apartment, City Center (Monthly)
$3,391 Rp 57.5M
$116 IQD 152.3K
2812.94%
3-bedroom Apartment, Outside City Center (Monthly)
$2,080 Rp 35.2M
$252 IQD 329.1K
726.81%
Buy Apartment in City Center (m2)
$3,037 Rp 51.5M
$938 IQD 1.2M
223.68%
Buy Apartment Outside City Center (m2)
$2,378 Rp 40.3M
$418 IQD 546.8K
469.11%
💵 Salaries & Financials
Ubud, Bali
Kirkuk
Difference
Average Monthly Net Salary (After Tax)
$180 Rp 3.0M
$696 IQD 910.6K
-74.20%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.67
134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Kirkuk: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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