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Cost of Living Comparison Between Ubud, Bali and Kirkuk Cost of Living Comparison Between Ubud, Bali and Kirkuk

๐Ÿ˜ Solo nomad: Ubud, Bali is 43.3% more expensive than Kirkuk without rent, and 146.8% more expensive with rent.
๐Ÿ˜ Family of 3: Ubud, Bali is 20.2% more expensive than Kirkuk without rent, and 187.1% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Ubud, Bali
Kirkuk
Difference
Meal at Budget Restaurant
$3.43 Rpย 58.1K
$3.92 IQDย 5,134
-12.50%
Three-Course Dinner for Two, Mid-Range
$32.70 Rpย 553.4K
$25.91 IQDย 34.0K
26.21%
Fast Food Meal (McDonalds, etc)
$5.04 Rpย 85.2K
$5.84 IQDย 7,653
-13.70%
Cappuccino
$2.85 Rpย 48.2K
$2.36 IQDย 3,095
20.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rpย 22.8K
$0.39 IQDย 515
243.59%
Water (0.33 liter bottle)
$0.75 Rpย 12.6K
$0.20 IQDย 256
275.00%
Local Beer (0.5 liter draught)
$2.90 Rpย 49.1K
$3.48 IQDย 4,558
-16.67%
Imported Beer (0.33 liter bottle)
$3.94 Rpย 66.7K
$2.90 IQDย 3,807
35.86%
๐Ÿ›’ Groceries & Markets
Ubud, Bali
Kirkuk
Difference
Milk (1 liter)
$1.80 Rpย 30.5K
$1.18 IQDย 1,551
52.54%
White Bread (500g)
$2.55 Rpย 43.2K
$0.66 IQDย 862
286.36%
Rice (white) (1kg)
$1.19 Rpย 20.2K
$1.57 IQDย 2,063
-24.20%
Eggs
$2.42 Rpย 40.9K
$1.43 IQDย 1,873
69.23%
Local Cheese (1kg)
$14.38 Rpย 243.4K
$4.42 IQDย 5,800
225.34%
Chicken Fillets (1kg)
$4.21 Rpย 71.2K
$2.90 IQDย 3,797
45.17%
Beef Round Steak (1kg)
$11.88 Rpย 201.0K
$11.10 IQDย 14.6K
7.03%
Apples (1kg)
$3.71 Rpย 62.8K
$0.90 IQDย 1,175
312.22%
Banana (1kg)
$1.56 Rpย 26.4K
$1.06 IQDย 1,392
47.17%
Oranges (1kg)
$2.77 Rpย 46.9K
$0.98 IQDย 1,291
182.65%
Tomato (1kg)
$2.22 Rpย 37.6K
$0.59 IQDย 780
276.27%
Potato (1kg)
$1.99 Rpย 33.8K
$0.46 IQDย 606
332.61%
Onion (1kg)
$2.29 Rpย 38.8K
$0.50 IQDย 655
358.00%
Lettuce (1 head)
$1.01 Rpย 17.1K
$0.68 IQDย 889
48.53%
Water (1.5 liter bottle)
$0.78 Rpย 13.3K
$0.33 IQDย 436
136.36%
Cigarettes 20 Pack (Marlboro, Camel)
$3.17 Rpย 53.6K
$1.86 IQDย 2,436
70.43%
Wine (Bottle)
$23.70 Rpย 401.1K
$7.53 IQDย 9,879
214.74%
Local Beer (0.5 liter bottle)
$2.78 Rpย 47.0K
$1.79 IQDย 2,347
55.31%
Imported Beer (0.33 liter bottle)
$2.75 Rpย 46.5K
$2.08 IQDย 2,732
32.21%
๐ŸšŒ Getting Around
Ubud, Bali
Kirkuk
Difference
One-way Ticket (Public Transport)
$0.27 Rpย 4,514
$0.56 IQDย 728
-51.79%
Public Transport Monthly Pass (Regular Price)
$8.14 Rpย 137.7K
$30.71 IQDย 40.3K
-73.49%
Taxi Start (Normal Tariff)
$0.45 Rpย 7,609
$2.97 IQDย 3,899
-84.85%
Taxi (Normal Tariff) (1km)
$0.42 Rpย 7,192
$1.16 IQDย 1,527
-63.79%
Taxi 1hour Waiting (Normal Tariff)
$6.18 Rpย 104.6K
$7.56 IQDย 9,917
-18.25%
Gasoline (1 liter)
$0.80 Rpย 13.5K
$0.53 IQDย 701
50.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rpย 443.1M
$20.1K IQDย 26.4M
30.05%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6K Rpย 534.8M
$19.7K IQDย 25.8M
60.82%
๐Ÿงพ Monthly Utilities & Internet
Ubud, Bali
Kirkuk
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rpย 1.4M
$53.9 IQDย 70.6K
49.78%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.12 Rpย 69.8K
$23.30 IQDย 30.6K
-82.32%
Internet (50+ Mbps, Unlimited Data)
$23.70 Rpย 401.0K
$37.57 IQDย 49.3K
-36.92%
๐ŸŽ‰ Sport & Entertainment
Ubud, Bali
Kirkuk
Difference
Gym Membership (Monthly)
$96.9 Rpย 1.6M
$14.59 IQDย 19.1K
563.88%
Tennis Court (1 Hour on Weekend)
$6.29 Rpย 106.4K
$16.72 IQDย 21.9K
-62.38%
Cinema Ticket
$4.11 Rpย 69.5K
$7.69 IQDย 10.1K
-46.55%
๐Ÿงธ Childcare & Education
Ubud, Bali
Kirkuk
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$298 Rpย 5.0M
$58.6 IQDย 76.9K
408.87%
International Primary School, 1 Child (Yearly)
$6,540 Rpย 110.7M
$786 IQDย 1.0M
732.11%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Ubud, Bali
Kirkuk
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rpย 904.2K
$28.86 IQDย 37.8K
85.14%
Summer Dress (H&M, Zara, etc)
$38.33 Rpย 648.6K
$30.58 IQDย 40.1K
25.34%
Sport Shoes (Adidas, Nike)
$86.4 Rpย 1.5M
$23.30 IQDย 30.6K
270.73%
Men's Leather Business Shoes
$78.9 Rpย 1.3M
$14.89 IQDย 19.5K
429.95%
๐Ÿ  Accommodation & Living
Ubud, Bali
Kirkuk
Difference
1-bedroom Apartment, City Center (Monthly)
$1,015 Rpย 17.2M
$75.3 IQDย 98.7K
1248.94%
1-bedroom Apartment, Outside City Center (Monthly)
$669 Rpย 11.3M
$108 IQDย 141.6K
519.16%
3-bedroom Apartment, City Center (Monthly)
$3,348 Rpย 56.7M
$116 IQDย 152.4K
2780.73%
3-bedroom Apartment, Outside City Center (Monthly)
$2,114 Rpย 35.8M
$248 IQDย 325.6K
751.17%
Buy Apartment in City Center (m2)
$3,020 Rpย 51.1M
$958 IQDย 1.3M
215.21%
Buy Apartment Outside City Center (m2)
$2,334 Rpย 39.5M
$413 IQDย 542.1K
464.57%
๐Ÿ’ต Salaries & Financials
Ubud, Bali
Kirkuk
Difference
Average Monthly Net Salary (After Tax)
$178 Rpย 3.0M
$704 IQDย 923.4K
-74.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.67
134.22%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for Kirkuk: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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