Cost of Living Comparison Between Ubud, Bali and Kefalonia Cost of Living Comparison Between Ubud, Bali and Kefalonia

🙂 Solo nomad: Ubud, Bali is 41.5% cheaper than Kefalonia without rent, and 53.1% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 44.5% cheaper than Kefalonia without rent, and 53.2% cheaper with rent.

Meal at Budget Restaurant

$2.85 Rp 47.5K

$17.11 €14.74

-83.34%

Three-Course Dinner for Two, Mid-Range

$12.26 Rp 204.3K

$58.9 €50.7

-79.18%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 54.6K

$9.94 €8.56

-67.00%

Cappuccino

$2.3 Rp 38.3K

$3.23 €2.78

-28.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 Rp 18.5K

$2.19 €1.89

-49.32%

Water (0.33 liter bottle)

$0.26 Rp 4,324

$0.56 €0.49

-53.57%

Local Beer (0.5 liter draught)

$2.4 Rp 40K

$5.03 €4.34

-52.29%

Imported Beer (0.33 liter bottle)

$3.15 Rp 52.5K

$5.93 €5.11

-46.88%

Milk (1 liter)

$1.49 Rp 24.9K

$1.64 €1.42

-9.15%

White Bread (500g)

$1.65 Rp 27.5K

$1.44 €1.24

14.58%

Rice (white) (1kg)

$1.13 Rp 18.9K

$2.43 €2.09

-53.50%

Eggs

$2.33 Rp 38.9K

$4.21 €3.63

-44.66%

Local Cheese (1kg)

$13.7 Rp 228.3K

$13.5 €11.63

1.48%

Chicken Fillets (1kg)

$3.97 Rp 66.2K

$10.01 €8.62

-60.34%

Beef Round Steak (1kg)

$11.22 Rp 187K

$14.07 €12.11

-20.26%

Apples (1kg)

$3.48 Rp 57.9K

$2.16 €1.86

61.11%

Banana (1kg)

$1.5 Rp 25K

$2.13 €1.84

-29.58%

Oranges (1kg)

$2.68 Rp 44.6K

$1.51 €1.3

77.48%

Tomato (1kg)

$1.35 Rp 22.5K

$2.04 €1.76

-33.82%

Potato (1kg)

$1.57 Rp 26.2K

$1.2 €1.04

30.83%

Onion (1kg)

$2.1 Rp 34.9K

$1.24 €1.07

69.35%

Lettuce (1 head)

$1.03 Rp 17.1K

$1.01 €0.87

1.98%

Water (1.5 liter bottle)

$0.57 Rp 9,488

$0.79 €0.68

-27.85%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 38.5K

$5.27 €4.54

-56.17%

Wine (Bottle)

$15.21 Rp 253.5K

$6.86 €5.91

121.72%

Local Beer (0.5 liter bottle)

$2.49 Rp 41.5K

$2.62 €2.26

-4.96%

Imported Beer (0.33 liter bottle)

$2.66 Rp 44.3K

$2.73 €2.35

-2.56%

One-way Ticket (Public Transport)

$0.29 Rp 4,911

$1.54 €1.32

-81.17%

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

$46.64 €40.17

-78.49%

Taxi Start (Normal Tariff)

$0.45 Rp 7,480

$4.57 €3.94

-90.15%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,748

Taxi 1hour Waiting (Normal Tariff)

$5.97 Rp 99.4K

$13.77 €11.86

-56.64%

Gasoline (1 liter)

$0.75 Rp 12.4K

$2.07 €1.79

-63.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 430.2M

$31.3K €26.9K

-17.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.9M

$26.9K €23.2K

17.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.6 Rp 1.1M

$285 €245

-77.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 69K

$22.97 €19.78

-81.98%

Internet (50+ Mbps, Unlimited Data)

$23.99 Rp 399.7K

$33.23 €28.62

-27.81%

Gym Membership (Monthly)

$23.29 Rp 388.1K

$49.04 €42.24

-52.51%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

$22.87 €19.7

-72.93%

Cinema Ticket

$3.45 Rp 57.5K

$9.38 €8.08

-63.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 Rp 1.5M

$419 €361

-78.06%

International Primary School, 1 Child (Yearly)

$5,912 Rp 98.5M

$5,912 €5,092

0.01%

Jeans (Levis 501 Or Similar)

$51.5 Rp 857.6K

$87.9 €75.7

-41.41%

Summer Dress (H&M, Zara, etc)

$24.45 Rp 407.3K

$38.69 €33.32

-36.81%

Sport Shoes (Adidas, Nike)

$84.4 Rp 1.4M

$99.8 €86

-15.50%

Men's Leather Business Shoes

$74.3 Rp 1.2M

$107 €92.6

-30.86%

1-bedroom Apartment, City Center (Monthly)

$261 Rp 4.4M

$555 €478

-52.93%

1-bedroom Apartment, Outside City Center (Monthly)

$160 Rp 2.7M

$445 €383

-64.11%

3-bedroom Apartment, City Center (Monthly)

$585 Rp 9.7M

$1,139 €981

-48.65%

3-bedroom Apartment, Outside City Center (Monthly)

$328 Rp 5.5M

$839 €722

-60.85%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

Average Monthly Net Salary (After Tax)

$178 Rp 3M

$1,144 €986

-84.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.43

199.77%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Kefalonia: December 2, 2025

Digital Nomad Cost of Living Index

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