Cost of Living Comparison Between Ubud, Bali and Karwar Cost of Living Comparison Between Ubud, Bali and Karwar

😐 Solo nomad: Ubud, Bali is 118.6% more expensive than Karwar without rent, and 275.7% more expensive with rent.
😐 Family of 3: Ubud, Bali is 163% more expensive than Karwar without rent, and 340.6% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Karwar
Difference
Meal at Budget Restaurant
$3.47 Rp 58.5K
$2.58 ₹238
34.50%
Three-Course Dinner for Two, Mid-Range
$32.10 Rp 541.6K
$12.60 ₹1,161
154.76%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 82.0K
$4.11 ₹379
18.25%
Cappuccino
$2.82 Rp 47.6K
$1.99 ₹184
41.71%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 Rp 23.2K
$0.44 ₹40.66
211.36%
Water (0.33 liter bottle)
$0.73 Rp 12.3K
$0.19 ₹17.90
284.21%
Local Beer (0.5 liter draught)
$2.90 Rp 48.9K
$2.35 ₹216
23.40%
Imported Beer (0.33 liter bottle)
$3.92 Rp 66.1K
$2.83 ₹261
38.52%
🛒 Groceries & Markets
Ubud, Bali
Karwar
Difference
Milk (1 liter)
$1.74 Rp 29.3K
$0.53 ₹48.73
228.30%
White Bread (500g)
$2.44 Rp 41.2K
$0.50 ₹45.77
388.00%
Rice (white) (1kg)
$1.17 Rp 19.7K
$0.64 ₹58.8
82.81%
Eggs
$2.35 Rp 39.7K
$1.01 ₹93.4
132.67%
Local Cheese (1kg)
$14.78 Rp 249.4K
$4.00 ₹369
269.50%
Chicken Fillets (1kg)
$4.25 Rp 71.7K
$2.84 ₹262
49.65%
Beef Round Steak (1kg)
$12.21 Rp 206.1K
-
-
Apples (1kg)
$3.72 Rp 62.8K
$1.82 ₹168
104.40%
Banana (1kg)
$1.56 Rp 26.2K
$0.65 ₹60.0
140.00%
Oranges (1kg)
$2.69 Rp 45.4K
$0.96 ₹88.8
180.21%
Tomato (1kg)
$2.34 Rp 39.4K
$0.43 ₹39.47
444.19%
Potato (1kg)
$2.00 Rp 33.7K
$0.45 ₹41.73
344.44%
Onion (1kg)
$2.31 Rp 38.9K
$0.42 ₹39.02
450.00%
Lettuce (1 head)
$1.01 Rp 17.1K
$0.36 ₹33.46
180.56%
Water (1.5 liter bottle)
$0.73 Rp 12.3K
$0.28 ₹25.54
160.71%
Cigarettes 20 Pack (Marlboro, Camel)
$3.31 Rp 55.9K
$3.22 ₹297
2.80%
Wine (Bottle)
$25.14 Rp 424.2K
$6.40 ₹590
292.81%
Local Beer (0.5 liter bottle)
$2.90 Rp 48.9K
$1.58 ₹146
83.54%
Imported Beer (0.33 liter bottle)
$2.77 Rp 46.8K
$4.09 ₹377
-32.27%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$4.35 ₹401
-
🚌 Getting Around
Ubud, Bali
Karwar
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,526
$0.28 ₹25.80
-3.57%
Public Transport Monthly Pass (Regular Price)
$8.26 Rp 139.4K
$8.86 ₹817
-6.77%
Taxi Start (Normal Tariff)
$0.45 Rp 7,634
$0.61 ₹55.8
-26.23%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,129
$0.24 ₹22.26
75.00%
Taxi 1hour Waiting (Normal Tariff)
$6.26 Rp 105.5K
$0.61 ₹56.1
926.23%
Gasoline (1 liter)
$0.86 Rp 14.6K
$1.17 ₹108
-26.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K Rp 436.8M
$11.7K ₹1.1M
120.72%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 538.1M
$17.5K ₹1.6M
82.21%
🧾 Monthly Utilities & Internet
Ubud, Bali
Karwar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$31.61 ₹2,915
155.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.98 Rp 67.1K
$3.31 ₹305
20.24%
Internet (50+ Mbps, Unlimited Data)
$23.55 Rp 397.3K
$7.04 ₹649
234.52%
🎉 Sport & Entertainment
Ubud, Bali
Karwar
Difference
Gym Membership (Monthly)
$97.3 Rp 1.6M
$16.09 ₹1,483
504.60%
Tennis Court (1 Hour on Weekend)
$6.42 Rp 108.4K
$7.18 ₹662
-10.58%
Cinema Ticket
$4.16 Rp 70.3K
$2.84 ₹262
46.48%
🧸 Childcare & Education
Ubud, Bali
Karwar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$294 Rp 5.0M
$61.2 ₹5,640
380.76%
International Primary School, 1 Child (Yearly)
$6,548 Rp 110.5M
$961 ₹88.6K
581.03%
👕👟 Clothing & Footwear
Ubud, Bali
Karwar
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 913.9K
$33.14 ₹3,056
63.46%
Summer Dress (H&M, Zara, etc)
$37.95 Rp 640.3K
$29.57 ₹2,726
28.34%
Sport Shoes (Adidas, Nike)
$88.1 Rp 1.5M
$35.42 ₹3,266
148.73%
Men's Leather Business Shoes
$78.1 Rp 1.3M
$35.54 ₹3,277
119.75%
🏠 Accommodation & Living
Ubud, Bali
Karwar
Difference
1-bedroom Apartment, City Center (Monthly)
$995 Rp 16.8M
$125 ₹11.5K
698.88%
1-bedroom Apartment, Outside City Center (Monthly)
$668 Rp 11.3M
$76.0 ₹7,008
778.52%
3-bedroom Apartment, City Center (Monthly)
$3,391 Rp 57.2M
$276 ₹25.4K
1129.87%
3-bedroom Apartment, Outside City Center (Monthly)
$2,080 Rp 35.1M
$181 ₹16.7K
1050.55%
Buy Apartment in City Center (m2)
$3,037 Rp 51.2M
$831 ₹76.6K
265.58%
Buy Apartment Outside City Center (m2)
$2,378 Rp 40.1M
$527 ₹48.6K
351.23%
💵 Salaries & Financials
Ubud, Bali
Karwar
Difference
Average Monthly Net Salary (After Tax)
$180 Rp 3.0M
$483 ₹44.5K
-62.83%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
7.69
72.69%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Karwar: February 28, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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