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Cost of Living Comparison Between Ubud, Bali and Karwar Cost of Living Comparison Between Ubud, Bali and Karwar

😐 Solo nomad: Ubud, Bali is 49.1% more expensive than Karwar without rent, and 92.3% more expensive with rent.
😐 Family of 3: Ubud, Bali is 135.2% more expensive than Karwar without rent, and 83.1% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Karwar
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$2.66 ₹239
7.14%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$12.86 ₹1,152
-4.67%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$4 ₹359
-18.00%
Cappuccino
$2.3 Rp 38.3K
$2.07 ₹185
11.11%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$0.44 ₹39.18
152.27%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$0.17 ₹15.36
52.94%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$2.38 ₹213
0.84%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$2.97 ₹266
6.06%
🛒 Groceries & Markets
Ubud, Bali
Karwar
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$0.56 ₹50.2
166.07%
White Bread (500g)
$1.65 Rp 27.5K
$0.47 ₹42.02
251.06%
Rice (white) (1kg)
$1.13 Rp 18.9K
$0.62 ₹55.5
82.26%
Eggs
$2.33 Rp 38.9K
$1.04 ₹93.1
124.04%
Local Cheese (1kg)
$13.7 Rp 228.3K
$4 ₹358
242.50%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$2.82 ₹253
40.78%
Beef Round Steak (1kg)
$11.22 Rp 187K
-
-
Apples (1kg)
$3.48 Rp 57.9K
$1.85 ₹166
88.11%
Banana (1kg)
$1.5 Rp 25K
$0.65 ₹58.3
130.77%
Oranges (1kg)
$2.68 Rp 44.6K
$0.91 ₹81.3
194.51%
Tomato (1kg)
$1.35 Rp 22.5K
$0.42 ₹37.54
221.43%
Potato (1kg)
$1.57 Rp 26.2K
$0.49 ₹43.79
220.41%
Onion (1kg)
$2.1 Rp 34.9K
$0.46 ₹41.2
356.52%
Lettuce (1 head)
$1.03 Rp 17.1K
$0.33 ₹29.8
212.12%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$0.3 ₹27.16
90.00%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$3.28 ₹293
-29.57%
Wine (Bottle)
$15.21 Rp 253.5K
$3.26 ₹292
366.56%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.67 ₹149
49.10%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$4.18 ₹374
-36.36%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$4.56 ₹409
-
🚌 Getting Around
Ubud, Bali
Karwar
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$0.3 ₹27.13
-3.33%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$8.49 ₹760
18.14%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$0.6 ₹53.3
-25.00%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$0.22 ₹19.65
54.55%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$0.56 ₹50.5
966.07%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.23 ₹110
-39.02%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$11.5K ₹1M
123.94%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$17.5K ₹1.6M
81.73%
🧾 Monthly Utilities & Internet
Ubud, Bali
Karwar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$32.05 ₹2,870
101.56%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$3.34 ₹299
23.95%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$6.89 ₹617
248.19%
🎉 Sport & Entertainment
Ubud, Bali
Karwar
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$15.66 ₹1,402
48.72%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$6.95 ₹622
-10.94%
Cinema Ticket
$3.45 Rp 57.5K
$2.88 ₹258
19.79%
🧸 Childcare & Education
Ubud, Bali
Karwar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$61.9 ₹5,545
48.44%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$952 ₹85.3K
520.95%
👕👟 Clothing & Footwear
Ubud, Bali
Karwar
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$32.69 ₹2,928
57.45%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$30.06 ₹2,693
-18.66%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$35.49 ₹3,179
137.70%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$34.54 ₹3,094
115.14%
🏠 Accommodation & Living
Ubud, Bali
Karwar
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$126 ₹11.3K
107.58%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$77.2 ₹6,912
106.75%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$277 ₹24.8K
110.94%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$183 ₹16.4K
79.83%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$867 ₹77.7K
13.58%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$574 ₹51.4K
47.66%
💵 Salaries & Financials
Ubud, Bali
Karwar
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$498 ₹44.6K
-64.25%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
7.69
72.69%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Karwar: November 30, 2025

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