Cost of Living Comparison Between Ubud, Bali and Karnal Cost of Living Comparison Between Ubud, Bali and Karnal

😐 Solo nomad: Ubud, Bali is 99.8% more expensive than Karnal without rent, and 257.7% more expensive with rent.
😐 Family of 3: Ubud, Bali is 141.6% more expensive than Karnal without rent, and 325.7% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Karnal
Difference
Meal at Budget Restaurant
$3.47 Rp 58.5K
$2.00 ₹184
73.50%
Three-Course Dinner for Two, Mid-Range
$32.10 Rp 541.6K
$10.30 ₹950
211.65%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 82.0K
$2.88 ₹266
68.75%
Cappuccino
$2.82 Rp 47.6K
$2.12 ₹196
33.02%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.37 Rp 23.2K
$0.41 ₹37.57
234.15%
Water (0.33 liter bottle)
$0.73 Rp 12.3K
$0.14 ₹12.64
421.43%
Local Beer (0.5 liter draught)
$2.90 Rp 48.9K
$1.82 ₹168
59.34%
Imported Beer (0.33 liter bottle)
$3.92 Rp 66.1K
$2.56 ₹236
53.12%
🛒 Groceries & Markets
Ubud, Bali
Karnal
Difference
Milk (1 liter)
$1.74 Rp 29.3K
$0.70 ₹64.3
148.57%
White Bread (500g)
$2.44 Rp 41.2K
$0.54 ₹49.86
351.85%
Rice (white) (1kg)
$1.17 Rp 19.7K
$0.89 ₹81.7
31.46%
Eggs
$2.35 Rp 39.7K
$1.11 ₹102
111.71%
Local Cheese (1kg)
$14.78 Rp 249.4K
$5.98 ₹552
147.16%
Chicken Fillets (1kg)
$4.25 Rp 71.7K
$3.41 ₹314
24.63%
Beef Round Steak (1kg)
$12.21 Rp 206.1K
-
-
Apples (1kg)
$3.72 Rp 62.8K
$2.16 ₹199
72.22%
Banana (1kg)
$1.56 Rp 26.2K
$0.84 ₹77.4
85.71%
Oranges (1kg)
$2.69 Rp 45.4K
$1.06 ₹97.6
153.77%
Tomato (1kg)
$2.34 Rp 39.4K
$0.49 ₹45.47
377.55%
Potato (1kg)
$2.00 Rp 33.7K
$0.26 ₹24.20
669.23%
Onion (1kg)
$2.31 Rp 38.9K
$0.32 ₹29.94
621.88%
Lettuce (1 head)
$1.01 Rp 17.1K
$0.73 ₹67.2
38.36%
Water (1.5 liter bottle)
$0.73 Rp 12.3K
$0.29 ₹26.54
151.72%
Cigarettes 20 Pack (Marlboro, Camel)
$3.31 Rp 55.9K
$4.55 ₹419
-27.25%
Wine (Bottle)
$25.14 Rp 424.2K
$13.27 ₹1,223
89.45%
Local Beer (0.5 liter bottle)
$2.90 Rp 48.9K
$1.50 ₹138
93.33%
Imported Beer (0.33 liter bottle)
$2.77 Rp 46.8K
$2.32 ₹214
19.40%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$7.13 ₹657
-
🚌 Getting Around
Ubud, Bali
Karnal
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,526
$0.28 ₹25.80
-3.57%
Public Transport Monthly Pass (Regular Price)
$8.26 Rp 139.4K
$8.53 ₹786
-3.17%
Taxi Start (Normal Tariff)
$0.45 Rp 7,634
$0.36 ₹33.50
25.00%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,129
$0.12 ₹11.32
250.00%
Taxi 1hour Waiting (Normal Tariff)
$6.26 Rp 105.5K
$2.40 ₹221
160.83%
Gasoline (1 liter)
$0.86 Rp 14.6K
$1.11 ₹102
-22.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.9K Rp 436.8M
$9,303 ₹857.7K
178.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 538.1M
$28.3K ₹2.6M
12.61%
🧾 Monthly Utilities & Internet
Ubud, Bali
Karnal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$35.36 ₹3,260
128.39%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.98 Rp 67.1K
$4.21 ₹388
-5.46%
Internet (50+ Mbps, Unlimited Data)
$23.55 Rp 397.3K
$5.97 ₹551
294.47%
🎉 Sport & Entertainment
Ubud, Bali
Karnal
Difference
Gym Membership (Monthly)
$97.3 Rp 1.6M
$15.70 ₹1,447
519.62%
Tennis Court (1 Hour on Weekend)
$6.42 Rp 108.4K
$6.97 ₹643
-7.89%
Cinema Ticket
$4.16 Rp 70.3K
$2.98 ₹275
39.60%
🧸 Childcare & Education
Ubud, Bali
Karnal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$294 Rp 5.0M
$91.4 ₹8,430
221.64%
International Primary School, 1 Child (Yearly)
$6,548 Rp 110.5M
$1,692 ₹156.0K
287.08%
👕👟 Clothing & Footwear
Ubud, Bali
Karnal
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 913.9K
$26.07 ₹2,403
107.79%
Summer Dress (H&M, Zara, etc)
$37.95 Rp 640.3K
$27.05 ₹2,494
40.30%
Sport Shoes (Adidas, Nike)
$88.1 Rp 1.5M
$57.0 ₹5,259
54.45%
Men's Leather Business Shoes
$78.1 Rp 1.3M
$34.67 ₹3,196
125.27%
🏠 Accommodation & Living
Ubud, Bali
Karnal
Difference
1-bedroom Apartment, City Center (Monthly)
$995 Rp 16.8M
$122 ₹11.2K
717.11%
1-bedroom Apartment, Outside City Center (Monthly)
$668 Rp 11.3M
$77.6 ₹7,153
760.74%
3-bedroom Apartment, City Center (Monthly)
$3,391 Rp 57.2M
$276 ₹25.4K
1129.52%
3-bedroom Apartment, Outside City Center (Monthly)
$2,080 Rp 35.1M
$177 ₹16.3K
1075.40%
Buy Apartment in City Center (m2)
$3,037 Rp 51.2M
$972 ₹89.6K
212.55%
Buy Apartment Outside City Center (m2)
$2,378 Rp 40.1M
$524 ₹48.3K
353.57%
💵 Salaries & Financials
Ubud, Bali
Karnal
Difference
Average Monthly Net Salary (After Tax)
$180 Rp 3.0M
$457 ₹42.1K
-60.69%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
8.88
49.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Karnal: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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