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Cost of Living Comparison Between Ubud, Bali and Karnal Cost of Living Comparison Between Ubud, Bali and Karnal

😐 Solo nomad: Ubud, Bali is 70.3% more expensive than Karnal without rent, and 87.7% more expensive with rent.
😐 Family of 3: Ubud, Bali is 83.4% more expensive than Karnal without rent, and 78.9% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Karnal
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$2.01 ₹180
41.79%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$10.27 ₹920
19.38%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$2.97 ₹266
10.44%
Cappuccino
$2.3 Rp 38.3K
$2.23 ₹200
3.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$0.4 ₹35.97
177.50%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$0.14 ₹12.34
85.71%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$1.79 ₹160
34.08%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$2.67 ₹239
17.98%
🛒 Groceries & Markets
Ubud, Bali
Karnal
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$0.75 ₹67.3
98.67%
White Bread (500g)
$1.65 Rp 27.5K
$0.5 ₹44.71
230.00%
Rice (white) (1kg)
$1.13 Rp 18.9K
$0.88 ₹78.4
28.41%
Eggs
$2.33 Rp 38.9K
$1.14 ₹102
104.39%
Local Cheese (1kg)
$13.7 Rp 228.3K
$6.07 ₹544
125.70%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$3.45 ₹309
15.07%
Beef Round Steak (1kg)
$11.22 Rp 187K
-
-
Apples (1kg)
$3.48 Rp 57.9K
$2.14 ₹192
62.62%
Banana (1kg)
$1.5 Rp 25K
$0.84 ₹75.2
78.57%
Oranges (1kg)
$2.68 Rp 44.6K
$1.01 ₹90.2
165.35%
Tomato (1kg)
$1.35 Rp 22.5K
$0.49 ₹44.09
175.51%
Potato (1kg)
$1.57 Rp 26.2K
$0.26 ₹23.5
503.85%
Onion (1kg)
$2.1 Rp 34.9K
$0.3 ₹26.66
600.00%
Lettuce (1 head)
$1.03 Rp 17.1K
$0.73 ₹65.5
41.10%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$0.31 ₹28.13
83.87%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$4.43 ₹396
-47.86%
Wine (Bottle)
$15.21 Rp 253.5K
$7.43 ₹665
104.71%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.55 ₹138
60.65%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$2.35 ₹210
13.19%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$6.93 ₹621
-
🚌 Getting Around
Ubud, Bali
Karnal
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$0.28 ₹24.95
3.57%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$8.74 ₹783
14.76%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$0.36 ₹32.26
25.00%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$0.09 ₹8.48
277.78%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$2.4 ₹215
148.75%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.14 ₹102
-34.21%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$9,242 ₹827.8K
179.37%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$27.9K ₹2.5M
13.92%
🧾 Monthly Utilities & Internet
Ubud, Bali
Karnal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$34.9 ₹3,126
85.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$4.07 ₹365
1.72%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$5.89 ₹528
307.30%
🎉 Sport & Entertainment
Ubud, Bali
Karnal
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$16.21 ₹1,452
43.68%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$7.19 ₹644
-13.91%
Cinema Ticket
$3.45 Rp 57.5K
$2.95 ₹264
16.95%
🧸 Childcare & Education
Ubud, Bali
Karnal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$89.7 ₹8,039
2.41%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$1,688 ₹151.2K
250.27%
👕👟 Clothing & Footwear
Ubud, Bali
Karnal
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$26.48 ₹2,372
94.37%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$27.34 ₹2,449
-10.57%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$57.5 ₹5,146
46.84%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$35.3 ₹3,162
110.51%
🏠 Accommodation & Living
Ubud, Bali
Karnal
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$125 ₹11.2K
108.67%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$76.5 ₹6,850
108.62%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$272 ₹24.4K
115.05%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$179 ₹16K
83.46%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$992 ₹88.9K
-0.71%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$587 ₹52.6K
44.34%
💵 Salaries & Financials
Ubud, Bali
Karnal
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$479 ₹42.9K
-62.83%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
8.88
49.55%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Karnal: November 30, 2025

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