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Cost of Living Comparison Between Ubud, Bali and Karnal Cost of Living Comparison Between Ubud, Bali and Karnal

๐Ÿ˜ Solo nomad: Ubud, Bali is 94.4% more expensive than Karnal without rent, and 252.2% more expensive with rent.
๐Ÿ˜ Family of 3: Ubud, Bali is 117% more expensive than Karnal without rent, and 325.7% more expensive with rent.
Currency
๐Ÿฝ Eating Out
Ubud, Bali
Karnal
Difference
Meal at Budget Restaurant
$3.43 Rpย 58.1K
$2.06 โ‚น187
66.50%
Three-Course Dinner for Two, Mid-Range
$32.70 Rpย 553.2K
$10.61 โ‚น963
208.20%
Fast Food Meal (McDonalds, etc)
$5.04 Rpย 85.2K
$2.83 โ‚น257
78.09%
Cappuccino
$2.85 Rpย 48.2K
$2.23 โ‚น202
27.80%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rpย 22.8K
$0.44 โ‚น40.01
204.55%
Water (0.33 liter bottle)
$0.75 Rpย 12.6K
$0.11 โ‚น10.08
581.82%
Local Beer (0.5 liter draught)
$2.90 Rpย 49.1K
$1.77 โ‚น160
63.84%
Imported Beer (0.33 liter bottle)
$3.94 Rpย 66.7K
$2.69 โ‚น244
46.47%
๐Ÿ›’ Groceries & Markets
Ubud, Bali
Karnal
Difference
Milk (1 liter)
$1.80 Rpย 30.5K
$0.75 โ‚น68.4
140.00%
White Bread (500g)
$2.55 Rpย 43.2K
$0.51 โ‚น46.21
400.00%
Rice (white) (1kg)
$1.19 Rpย 20.2K
$0.88 โ‚น80.3
35.23%
Eggs
$2.42 Rpย 40.9K
$1.13 โ‚น103
114.16%
Local Cheese (1kg)
$14.38 Rpย 243.3K
$6.16 โ‚น559
133.44%
Chicken Fillets (1kg)
$4.21 Rpย 71.2K
$3.56 โ‚น323
18.26%
Beef Round Steak (1kg)
$11.88 Rpย 201.0K
-
-
Apples (1kg)
$3.71 Rpย 62.8K
$2.16 โ‚น196
71.76%
Banana (1kg)
$1.56 Rpย 26.4K
$0.83 โ‚น75.0
87.95%
Oranges (1kg)
$2.77 Rpย 46.9K
$1.04 โ‚น94.8
166.35%
Tomato (1kg)
$2.22 Rpย 37.6K
$0.45 โ‚น41.09
393.33%
Potato (1kg)
$1.99 Rpย 33.7K
$0.26 โ‚น23.73
665.38%
Onion (1kg)
$2.29 Rpย 38.8K
$0.30 โ‚น27.17
663.33%
Lettuce (1 head)
$1.01 Rpย 17.1K
$0.67 โ‚น60.9
50.75%
Water (1.5 liter bottle)
$0.78 Rpย 13.3K
$0.29 โ‚น26.28
168.97%
Cigarettes 20 Pack (Marlboro, Camel)
$3.17 Rpย 53.6K
$4.58 โ‚น415
-30.79%
Wine (Bottle)
$23.70 Rpย 401.0K
$13.07 โ‚น1,186
81.33%
Local Beer (0.5 liter bottle)
$2.78 Rpย 47.0K
$1.48 โ‚น134
87.84%
Imported Beer (0.33 liter bottle)
$2.75 Rpย 46.4K
$2.35 โ‚น214
17.02%
Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)
-
$6.85 โ‚น622
-
๐ŸšŒ Getting Around
Ubud, Bali
Karnal
Difference
One-way Ticket (Public Transport)
$0.27 Rpย 4,513
$0.30 โ‚น27.42
-10.00%
Public Transport Monthly Pass (Regular Price)
$8.14 Rpย 137.7K
$8.62 โ‚น782
-5.57%
Taxi Start (Normal Tariff)
$0.45 Rpย 7,607
$0.37 โ‚น33.27
21.62%
Taxi (Normal Tariff) (1km)
$0.42 Rpย 7,190
$0.12 โ‚น11.19
250.00%
Taxi 1hour Waiting (Normal Tariff)
$6.18 Rpย 104.6K
$2.37 โ‚น215
160.76%
Gasoline (1 liter)
$0.80 Rpย 13.5K
$1.11 โ‚น100
-27.93%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rpย 443.0M
$9,344 โ‚น848.2K
180.18%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.6K Rpย 534.7M
$27.7K โ‚น2.5M
13.95%
๐Ÿงพ Monthly Utilities & Internet
Ubud, Bali
Karnal
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rpย 1.4M
$35.01 โ‚น3,178
130.42%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.12 Rpย 69.7K
$4.09 โ‚น372
0.73%
Internet (50+ Mbps, Unlimited Data)
$23.70 Rpย 400.9K
$5.96 โ‚น541
297.65%
๐ŸŽ‰ Sport & Entertainment
Ubud, Bali
Karnal
Difference
Gym Membership (Monthly)
$96.9 Rpย 1.6M
$15.85 โ‚น1,438
511.10%
Tennis Court (1 Hour on Weekend)
$6.29 Rpย 106.3K
$6.98 โ‚น633
-9.89%
Cinema Ticket
$4.11 Rpย 69.5K
$2.87 โ‚น261
43.21%
๐Ÿงธ Childcare & Education
Ubud, Bali
Karnal
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$298 Rpย 5.0M
$89.8 โ‚น8,154
232.13%
International Primary School, 1 Child (Yearly)
$6,540 Rpย 110.6M
$1,675 โ‚น152.1K
290.39%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
Ubud, Bali
Karnal
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rpย 903.9K
$26.71 โ‚น2,425
100.04%
Summer Dress (H&M, Zara, etc)
$38.33 Rpย 648.5K
$27.16 โ‚น2,465
41.13%
Sport Shoes (Adidas, Nike)
$86.4 Rpย 1.5M
$57.0 โ‚น5,172
51.60%
Men's Leather Business Shoes
$78.9 Rpย 1.3M
$35.34 โ‚น3,208
123.29%
๐Ÿ  Accommodation & Living
Ubud, Bali
Karnal
Difference
1-bedroom Apartment, City Center (Monthly)
$1,015 Rpย 17.2M
$123 โ‚น11.1K
727.07%
1-bedroom Apartment, Outside City Center (Monthly)
$669 Rpย 11.3M
$75.4 โ‚น6,842
786.97%
3-bedroom Apartment, City Center (Monthly)
$3,348 Rpย 56.6M
$278 โ‚น25.2K
1106.35%
3-bedroom Apartment, Outside City Center (Monthly)
$2,114 Rpย 35.8M
$177 โ‚น16.0K
1095.38%
Buy Apartment in City Center (m2)
$3,020 Rpย 51.1M
$1,024 โ‚น93.0K
194.89%
Buy Apartment Outside City Center (m2)
$2,334 Rpย 39.5M
$555 โ‚น50.3K
320.89%
๐Ÿ’ต Salaries & Financials
Ubud, Bali
Karnal
Difference
Average Monthly Net Salary (After Tax)
$178 Rpย 3.0M
$478 โ‚น43.4K
-62.66%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
8.88
49.55%

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for Karnal: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
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