Cost of Living Comparison Between Ubud, Bali and Karlovac Cost of Living Comparison Between Ubud, Bali and Karlovac

🙂 Solo nomad: Ubud, Bali is 42% cheaper than Karlovac without rent, and 40.5% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 33.9% cheaper than Karlovac without rent, and 37.7% cheaper with rent.

Meal at Budget Restaurant

$2.85 Rp 47.5K

$12.56 €10.82

-77.31%

Three-Course Dinner for Two, Mid-Range

$12.26 Rp 204.3K

$46.17 €39.77

-73.45%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 54.6K

$7.91 €6.81

-58.53%

Cappuccino

$2.3 Rp 38.3K

$1.96 €1.69

17.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 Rp 18.5K

$2.44 €2.1

-54.51%

Water (0.33 liter bottle)

$0.26 Rp 4,324

$1.36 €1.17

-80.88%

Local Beer (0.5 liter draught)

$2.4 Rp 40K

$2.34 €2.02

2.56%

Imported Beer (0.33 liter bottle)

$3.15 Rp 52.5K

$2.34 €2.02

34.62%

Milk (1 liter)

$1.49 Rp 24.9K

$1.13 €0.97

31.86%

White Bread (500g)

$1.65 Rp 27.5K

$1.14 €0.98

44.74%

Rice (white) (1kg)

$1.13 Rp 18.9K

$1.9 €1.64

-40.53%

Eggs

$2.33 Rp 38.9K

$3.39 €2.92

-31.27%

Local Cheese (1kg)

$13.7 Rp 228.3K

$10.07 €8.67

36.05%

Chicken Fillets (1kg)

$3.97 Rp 66.2K

$11.49 €9.9

-65.45%

Beef Round Steak (1kg)

$11.22 Rp 187K

$13.71 €11.81

-18.16%

Apples (1kg)

$3.48 Rp 57.9K

$1.78 €1.53

95.51%

Banana (1kg)

$1.5 Rp 25K

$1.99 €1.72

-24.62%

Oranges (1kg)

$2.68 Rp 44.6K

$1.78 €1.53

50.56%

Tomato (1kg)

$1.35 Rp 22.5K

$2 €1.73

-32.50%

Potato (1kg)

$1.57 Rp 26.2K

$1.65 €1.42

-4.85%

Onion (1kg)

$2.1 Rp 34.9K

$1.03 €0.89

103.88%

Lettuce (1 head)

$1.03 Rp 17.1K

$1.72 €1.48

-40.12%

Water (1.5 liter bottle)

$0.57 Rp 9,488

$1.07 €0.92

-46.73%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 38.5K

$5.51 €4.75

-58.08%

Wine (Bottle)

$15.21 Rp 253.5K

$6.44 €5.55

136.18%

Local Beer (0.5 liter bottle)

$2.49 Rp 41.5K

$1.77 €1.52

40.68%

Imported Beer (0.33 liter bottle)

$2.66 Rp 44.3K

$2.54 €2.19

4.72%

One-way Ticket (Public Transport)

$0.29 Rp 4,911

$1.74 €1.5

-83.33%

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

$43.25 €37.25

-76.81%

Taxi Start (Normal Tariff)

$0.45 Rp 7,480

$3.04 €2.62

-85.20%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,748

$1.36 €1.18

-75.00%

Taxi 1hour Waiting (Normal Tariff)

$5.97 Rp 99.4K

$9.17 €7.9

-34.90%

Gasoline (1 liter)

$0.75 Rp 12.4K

$1.73 €1.49

-56.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 430.2M

$37.5K €32.3K

-31.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.9M

$26.4K €22.8K

20.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.6 Rp 1.1M

$187 €161

-65.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 69K

$23.67 €20.39

-82.51%

Internet (50+ Mbps, Unlimited Data)

$23.99 Rp 399.7K

$33.19 €28.58

-27.72%

Gym Membership (Monthly)

$23.29 Rp 388.1K

$34.23 €29.48

-31.96%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

$14.69 €12.66

-57.86%

Cinema Ticket

$3.45 Rp 57.5K

$6.21 €5.35

-44.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 Rp 1.5M

$240 €207

-61.78%

International Primary School, 1 Child (Yearly)

$5,912 Rp 98.5M

$1,364 €1,175

333.53%

Jeans (Levis 501 Or Similar)

$51.5 Rp 857.6K

$105 €90.3

-50.92%

Summer Dress (H&M, Zara, etc)

$24.45 Rp 407.3K

$35.15 €30.28

-30.44%

Sport Shoes (Adidas, Nike)

$84.4 Rp 1.4M

$70.8 €61

19.17%

Men's Leather Business Shoes

$74.3 Rp 1.2M

$74.2 €63.9

0.18%

1-bedroom Apartment, City Center (Monthly)

$261 Rp 4.4M

$432 €372

-39.47%

1-bedroom Apartment, Outside City Center (Monthly)

$160 Rp 2.7M

$334 €287

-52.17%

3-bedroom Apartment, City Center (Monthly)

$585 Rp 9.7M

$629 €542

-7.06%

3-bedroom Apartment, Outside City Center (Monthly)

$328 Rp 5.5M

$479 €413

-31.46%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

$2,725 €2,347

-63.85%

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

$2,273 €1,957

-62.73%

Average Monthly Net Salary (After Tax)

$178 Rp 3M

$1,265 €1,090

-85.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.47

197.09%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Karlovac: November 29, 2025

Digital Nomad Cost of Living Index

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