Cost of Living Comparison Between Ubud, Bali and Karbala Cost of Living Comparison Between Ubud, Bali and Karbala

😐 Solo nomad: Ubud, Bali is 25.4% more expensive than Karbala without rent, and 122.5% more expensive with rent.

😐 Family of 3: Ubud, Bali is 67.2% more expensive than Karbala without rent, and 198.5% more expensive with rent.

Meal at Budget Restaurant

$3.47 Rp 58.6K

$4.89 IQD 6,407

-29.04%

Three-Course Dinner for Two, Mid-Range

$32.10 Rp 542.9K

$15.02 IQD 19.7K

113.72%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 82.2K

$5.48 IQD 7,177

-11.31%

Cappuccino

$2.82 Rp 47.7K

$1.66 IQD 2,169

69.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.2K

$0.37 IQD 482

270.27%

Water (0.33 liter bottle)

$0.73 Rp 12.4K

$0.28 IQD 365

160.71%

Local Beer (0.5 liter draught)

$2.90 Rp 49.0K

$1.90 IQD 2,486

52.63%

Imported Beer (0.33 liter bottle)

$3.92 Rp 66.2K

$2.93 IQD 3,838

33.79%

Milk (1 liter)

$1.74 Rp 29.4K

$1.18 IQD 1,549

47.46%

White Bread (500g)

$2.44 Rp 41.3K

$0.68 IQD 897

258.82%

Rice (white) (1kg)

$1.17 Rp 19.7K

$1.43 IQD 1,869

-18.18%

Eggs

$2.35 Rp 39.8K

$1.72 IQD 2,259

36.63%

Local Cheese (1kg)

$14.78 Rp 250.0K

$5.23 IQD 6,844

182.60%

Chicken Fillets (1kg)

$4.25 Rp 71.9K

$4.64 IQD 6,078

-8.41%

Beef Round Steak (1kg)

$12.21 Rp 206.6K

$9.52 IQD 12.5K

28.26%

Apples (1kg)

$3.72 Rp 62.9K

$0.92 IQD 1,204

304.35%

Banana (1kg)

$1.56 Rp 26.3K

$1.08 IQD 1,411

44.44%

Oranges (1kg)

$2.69 Rp 45.5K

$0.91 IQD 1,197

195.60%

Tomato (1kg)

$2.34 Rp 39.5K

$0.67 IQD 883

249.25%

Potato (1kg)

$2.00 Rp 33.8K

$0.64 IQD 837

212.50%

Onion (1kg)

$2.31 Rp 39.0K

$0.51 IQD 666

352.94%

Lettuce (1 head)

$1.01 Rp 17.2K

$0.55 IQD 723

83.64%

Water (1.5 liter bottle)

$0.73 Rp 12.3K

$0.62 IQD 817

17.74%

Cigarettes 20 Pack (Marlboro, Camel)

$3.31 Rp 56.1K

$1.86 IQD 2,441

77.96%

Wine (Bottle)

$25.14 Rp 425.2K

Local Beer (0.5 liter bottle)

$2.90 Rp 49.0K

$1.06 IQD 1,382

173.58%

Imported Beer (0.33 liter bottle)

$2.77 Rp 46.9K

$2.15 IQD 2,818

28.84%

One-way Ticket (Public Transport)

$0.27 Rp 4,537

$0.36 IQD 478

-25.00%

Public Transport Monthly Pass (Regular Price)

$8.26 Rp 139.7K

$30.74 IQD 40.3K

-73.13%

Taxi Start (Normal Tariff)

$0.45 Rp 7,652

$2.27 IQD 2,970

-80.18%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,146

$1.49 IQD 1,949

-71.81%

Taxi 1hour Waiting (Normal Tariff)

$6.26 Rp 105.8K

$7.60 IQD 9,956

-17.63%

Gasoline (1 liter)

$0.86 Rp 14.6K

$0.49 IQD 638

75.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.9K Rp 437.9M

$11.3K IQD 14.9M

128.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 539.4M

$14.3K IQD 18.7M

123.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$71.0 IQD 93.0K

13.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.98 Rp 67.2K

$24.77 IQD 32.4K

-83.93%

Internet (50+ Mbps, Unlimited Data)

$23.55 Rp 398.2K

$49.02 IQD 64.2K

-51.96%

Gym Membership (Monthly)

$97.3 Rp 1.6M

$23.23 IQD 30.4K

318.77%

Tennis Court (1 Hour on Weekend)

$6.42 Rp 108.6K

$16.89 IQD 22.1K

-61.99%

Cinema Ticket

$4.16 Rp 70.4K

$8.78 IQD 11.5K

-52.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$294 Rp 5.0M

$127 IQD 166.9K

130.87%

International Primary School, 1 Child (Yearly)

$6,548 Rp 110.7M

$769 IQD 1.0M

751.57%

Jeans (Levis 501 Or Similar)

$54.2 Rp 916.1K

$17.07 IQD 22.4K

217.34%

Summer Dress (H&M, Zara, etc)

$37.95 Rp 641.8K

$14.05 IQD 18.4K

170.11%

Sport Shoes (Adidas, Nike)

$88.1 Rp 1.5M

$30.35 IQD 39.8K

190.28%

Men's Leather Business Shoes

$78.1 Rp 1.3M

$32.45 IQD 42.5K

140.68%

1-bedroom Apartment, City Center (Monthly)

$995 Rp 16.8M

$249 IQD 326.2K

299.74%

1-bedroom Apartment, Outside City Center (Monthly)

$668 Rp 11.3M

$148 IQD 193.8K

351.46%

3-bedroom Apartment, City Center (Monthly)

$3,391 Rp 57.4M

$343 IQD 449.5K

888.18%

3-bedroom Apartment, Outside City Center (Monthly)

$2,080 Rp 35.2M

$248 IQD 325.1K

737.97%

Buy Apartment in City Center (m2)

$3,037 Rp 51.4M

$977 IQD 1.3M

210.78%

Buy Apartment Outside City Center (m2)

$2,378 Rp 40.2M

$325 IQD 425.7K

631.79%

Average Monthly Net Salary (After Tax)

$180 Rp 3.0M

$477 IQD 625.3K

-62.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: March 1, 2026

Last update for Karbala: March 1, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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