Cost of Living Comparison Between Ubud, Bali and Karbala Cost of Living Comparison Between Ubud, Bali and Karbala

😐 Solo nomad: Ubud, Bali is 41.3% more expensive than Karbala without rent, and 115.4% more expensive with rent.

😐 Family of 3: Ubud, Bali is 27.7% more expensive than Karbala without rent, and 185.8% more expensive with rent.

Meal at Budget Restaurant

$3.43 Rp 58.1K

$5.06 IQD 6,634

-32.21%

Three-Course Dinner for Two, Mid-Range

$32.70 Rp 553.2K

$15.45 IQD 20.3K

111.65%

Fast Food Meal (McDonalds, etc)

$5.04 Rp 85.2K

$5.44 IQD 7,131

-7.35%

Cappuccino

$2.85 Rp 48.2K

$1.59 IQD 2,081

79.25%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 22.8K

$0.39 IQD 515

243.59%

Water (0.33 liter bottle)

$0.75 Rp 12.6K

$0.28 IQD 364

167.86%

Local Beer (0.5 liter draught)

$2.90 Rp 49.1K

$1.96 IQD 2,568

47.96%

Imported Beer (0.33 liter bottle)

$3.94 Rp 66.7K

$2.81 IQD 3,688

40.21%

Milk (1 liter)

$1.80 Rp 30.5K

$1.17 IQD 1,541

53.85%

White Bread (500g)

$2.55 Rp 43.2K

$0.74 IQD 973

244.59%

Rice (white) (1kg)

$1.19 Rp 20.2K

$1.50 IQD 1,972

-20.67%

Eggs

$2.42 Rp 40.9K

$1.74 IQD 2,285

39.08%

Local Cheese (1kg)

$14.38 Rp 243.3K

$5.22 IQD 6,847

175.48%

Chicken Fillets (1kg)

$4.21 Rp 71.2K

$4.66 IQD 6,110

-9.66%

Beef Round Steak (1kg)

$11.88 Rp 201.0K

$9.88 IQD 13.0K

20.24%

Apples (1kg)

$3.71 Rp 62.8K

$0.92 IQD 1,205

303.26%

Banana (1kg)

$1.56 Rp 26.4K

$1.04 IQD 1,364

50.00%

Oranges (1kg)

$2.77 Rp 46.9K

$0.95 IQD 1,250

191.58%

Tomato (1kg)

$2.22 Rp 37.6K

$0.72 IQD 941

208.33%

Potato (1kg)

$1.99 Rp 33.7K

$0.69 IQD 905

188.41%

Onion (1kg)

$2.29 Rp 38.8K

$0.55 IQD 716

316.36%

Lettuce (1 head)

$1.01 Rp 17.1K

$0.60 IQD 784

68.33%

Water (1.5 liter bottle)

$0.78 Rp 13.3K

$0.59 IQD 776

32.20%

Cigarettes 20 Pack (Marlboro, Camel)

$3.17 Rp 53.6K

$1.94 IQD 2,549

63.40%

Wine (Bottle)

$23.70 Rp 401.0K

$11.61 IQD 15.2K

104.13%

Local Beer (0.5 liter bottle)

$2.78 Rp 47.0K

$1.07 IQD 1,404

159.81%

Imported Beer (0.33 liter bottle)

$2.75 Rp 46.4K

$2.09 IQD 2,741

31.58%

One-way Ticket (Public Transport)

$0.27 Rp 4,513

$0.37 IQD 480

-27.03%

Public Transport Monthly Pass (Regular Price)

$8.14 Rp 137.7K

$31.68 IQD 41.5K

-74.31%

Taxi Start (Normal Tariff)

$0.45 Rp 7,607

$2.27 IQD 2,979

-80.18%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,190

$1.55 IQD 2,035

-72.90%

Taxi 1hour Waiting (Normal Tariff)

$6.18 Rp 104.6K

$7.82 IQD 10.2K

-20.97%

Gasoline (1 liter)

$0.80 Rp 13.5K

$0.48 IQD 635

66.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 443.0M

$11.5K IQD 15.1M

127.62%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.6K Rp 534.7M

$14.5K IQD 19.0M

117.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$71.5 IQD 93.7K

12.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.12 Rp 69.7K

$24.91 IQD 32.7K

-83.46%

Internet (50+ Mbps, Unlimited Data)

$23.70 Rp 400.9K

$49.60 IQD 65.0K

-52.22%

Gym Membership (Monthly)

$96.9 Rp 1.6M

$22.92 IQD 30.1K

322.60%

Tennis Court (1 Hour on Weekend)

$6.29 Rp 106.3K

$16.88 IQD 22.1K

-62.74%

Cinema Ticket

$4.11 Rp 69.5K

$8.92 IQD 11.7K

-53.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$298 Rp 5.0M

$124 IQD 163.2K

139.75%

International Primary School, 1 Child (Yearly)

$6,540 Rp 110.6M

$798 IQD 1.0M

719.52%

Jeans (Levis 501 Or Similar)

$53.4 Rp 903.9K

$17.01 IQD 22.3K

214.11%

Summer Dress (H&M, Zara, etc)

$38.33 Rp 648.5K

$13.92 IQD 18.2K

175.36%

Sport Shoes (Adidas, Nike)

$86.4 Rp 1.5M

$30.65 IQD 40.2K

181.83%

Men's Leather Business Shoes

$78.9 Rp 1.3M

$32.35 IQD 42.4K

143.93%

1-bedroom Apartment, City Center (Monthly)

$1,015 Rp 17.2M

$255 IQD 334.5K

298.15%

1-bedroom Apartment, Outside City Center (Monthly)

$669 Rp 11.3M

$148 IQD 193.6K

352.89%

3-bedroom Apartment, City Center (Monthly)

$3,348 Rp 56.6M

$350 IQD 458.7K

857.09%

3-bedroom Apartment, Outside City Center (Monthly)

$2,114 Rp 35.8M

$248 IQD 324.8K

753.27%

Buy Apartment in City Center (m2)

$3,020 Rp 51.1M

$990 IQD 1.3M

204.93%

Buy Apartment Outside City Center (m2)

$2,334 Rp 39.5M

$328 IQD 430.7K

610.64%

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$483 IQD 633.9K

-63.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: January 12, 2026

Last update for Karbala: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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