Cost of Living Comparison Between Ubud, Bali and Karbala Cost of Living Comparison Between Ubud, Bali and Karbala

🙂 Solo nomad: Ubud, Bali is 2.5% cheaper than Karbala without rent, and 10.2% more expensive with rent.

😐 Family of 3: Ubud, Bali is 49.6% more expensive than Karbala without rent, and 17.7% more expensive with rent.

Meal at Budget Restaurant

$2.85 Rp 47.5K

$4.88 IQD 6,389

-41.60%

Three-Course Dinner for Two, Mid-Range

$12.26 Rp 204.3K

$15.03 IQD 19.7K

-18.43%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 54.6K

$5.27 IQD 6,896

-37.76%

Cappuccino

$2.3 Rp 38.3K

$1.66 IQD 2,179

38.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 Rp 18.5K

$0.36 IQD 474

208.33%

Water (0.33 liter bottle)

$0.26 Rp 4,324

$0.3 IQD 394

-13.33%

Local Beer (0.5 liter draught)

$2.4 Rp 40K

$1.88 IQD 2,461

27.66%

Imported Beer (0.33 liter bottle)

$3.15 Rp 52.5K

$2.9 IQD 3,796

8.62%

Milk (1 liter)

$1.49 Rp 24.9K

$1.17 IQD 1,535

27.35%

White Bread (500g)

$1.65 Rp 27.5K

$0.75 IQD 977

120.00%

Rice (white) (1kg)

$1.13 Rp 18.9K

$1.51 IQD 1,976

-25.17%

Eggs

$2.33 Rp 38.9K

$1.73 IQD 2,270

34.68%

Local Cheese (1kg)

$13.7 Rp 228.3K

$5 IQD 6,541

174.00%

Chicken Fillets (1kg)

$3.97 Rp 66.2K

$4.74 IQD 6,206

-16.24%

Beef Round Steak (1kg)

$11.22 Rp 187K

$9.9 IQD 13K

13.33%

Apples (1kg)

$3.48 Rp 57.9K

$0.93 IQD 1,214

274.19%

Banana (1kg)

$1.5 Rp 25K

$1.09 IQD 1,426

37.61%

Oranges (1kg)

$2.68 Rp 44.6K

$0.92 IQD 1,209

191.30%

Tomato (1kg)

$1.35 Rp 22.5K

$0.67 IQD 876

101.49%

Potato (1kg)

$1.57 Rp 26.2K

$0.63 IQD 822

149.21%

Onion (1kg)

$2.1 Rp 34.9K

$0.54 IQD 701

288.89%

Lettuce (1 head)

$1.03 Rp 17.1K

$0.59 IQD 777

74.58%

Water (1.5 liter bottle)

$0.57 Rp 9,488

$0.6 IQD 783

-5.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 38.5K

$1.88 IQD 2,466

22.87%

Wine (Bottle)

$15.21 Rp 253.5K

$10.27 IQD 13.5K

48.10%

Local Beer (0.5 liter bottle)

$2.49 Rp 41.5K

$1.06 IQD 1,386

134.91%

Imported Beer (0.33 liter bottle)

$2.66 Rp 44.3K

$2.17 IQD 2,840

22.58%

One-way Ticket (Public Transport)

$0.29 Rp 4,911

$0.4 IQD 522

-27.50%

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

$31.07 IQD 40.7K

-67.72%

Taxi Start (Normal Tariff)

$0.45 Rp 7,480

$2.35 IQD 3,076

-80.85%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,748

$1.55 IQD 2,026

-78.06%

Taxi 1hour Waiting (Normal Tariff)

$5.97 Rp 99.4K

$7.69 IQD 10.1K

-22.37%

Gasoline (1 liter)

$0.75 Rp 12.4K

$0.51 IQD 672

47.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 430.2M

$11.6K IQD 15.1M

123.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.9M

$14.4K IQD 18.9M

120.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.6 Rp 1.1M

$72.2 IQD 94.6K

-10.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 69K

$24.37 IQD 31.9K

-83.01%

Internet (50+ Mbps, Unlimited Data)

$23.99 Rp 399.7K

$48.88 IQD 64K

-50.92%

Gym Membership (Monthly)

$23.29 Rp 388.1K

$23.38 IQD 30.6K

-0.38%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

$17.01 IQD 22.3K

-63.61%

Cinema Ticket

$3.45 Rp 57.5K

$8.87 IQD 11.6K

-61.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 Rp 1.5M

$126 IQD 164.6K

-26.88%

International Primary School, 1 Child (Yearly)

$5,912 Rp 98.5M

$792 IQD 1M

646.50%

Jeans (Levis 501 Or Similar)

$51.5 Rp 857.6K

$17.45 IQD 22.8K

194.96%

Summer Dress (H&M, Zara, etc)

$24.45 Rp 407.3K

$13.8 IQD 18.1K

77.17%

Sport Shoes (Adidas, Nike)

$84.4 Rp 1.4M

$30.76 IQD 40.3K

174.25%

Men's Leather Business Shoes

$74.3 Rp 1.2M

$32.6 IQD 42.7K

127.94%

1-bedroom Apartment, City Center (Monthly)

$261 Rp 4.4M

$252 IQD 330K

3.71%

1-bedroom Apartment, Outside City Center (Monthly)

$160 Rp 2.7M

$148 IQD 193.9K

7.73%

3-bedroom Apartment, City Center (Monthly)

$585 Rp 9.7M

$345 IQD 452.2K

69.39%

3-bedroom Apartment, Outside City Center (Monthly)

$328 Rp 5.5M

$245 IQD 321.4K

33.77%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

$983 IQD 1.3M

0.24%

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

$323 IQD 422.4K

162.53%

Average Monthly Net Salary (After Tax)

$178 Rp 3M

$486 IQD 636.8K

-63.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.67

134.22%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Karbala: December 2, 2025

Digital Nomad Cost of Living Index

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