Cost of Living Comparison Between Ubud, Bali and Joensuu Cost of Living Comparison Between Ubud, Bali and Joensuu

🙂 Solo nomad: Ubud, Bali is 53.1% cheaper than Joensuu without rent, and 61% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 53.7% cheaper than Joensuu without rent, and 58.8% cheaper with rent.

Meal at Budget Restaurant

$2.85 Rp 47.5K

$15.28 €13.16

-81.35%

Three-Course Dinner for Two, Mid-Range

$12.26 Rp 204.3K

$70.2 €60.4

-82.53%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 54.6K

$11.6 €9.99

-71.72%

Cappuccino

$2.3 Rp 38.3K

$3.8 €3.27

-39.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 Rp 18.5K

$1.84 €1.58

-39.67%

Water (0.33 liter bottle)

$0.26 Rp 4,324

$1.35 €1.17

-80.74%

Local Beer (0.5 liter draught)

$2.4 Rp 40K

$8.03 €6.92

-70.11%

Imported Beer (0.33 liter bottle)

$3.15 Rp 52.5K

$7.07 €6.09

-55.45%

Milk (1 liter)

$1.49 Rp 24.9K

$1.38 €1.19

7.97%

White Bread (500g)

$1.65 Rp 27.5K

$2.22 €1.92

-25.68%

Rice (white) (1kg)

$1.13 Rp 18.9K

$2.34 €2.02

-51.71%

Eggs

$2.33 Rp 38.9K

$2.87 €2.47

-18.82%

Local Cheese (1kg)

$13.7 Rp 228.3K

$8.26 €7.11

65.86%

Chicken Fillets (1kg)

$3.97 Rp 66.2K

$13.68 €11.78

-70.98%

Beef Round Steak (1kg)

$11.22 Rp 187K

$20.64 €17.78

-45.64%

Apples (1kg)

$3.48 Rp 57.9K

$2.03 €1.75

71.43%

Banana (1kg)

$1.5 Rp 25K

$1.9 €1.64

-21.05%

Oranges (1kg)

$2.68 Rp 44.6K

$2.34 €2.02

14.53%

Tomato (1kg)

$1.35 Rp 22.5K

$4.71 €4.06

-71.34%

Potato (1kg)

$1.57 Rp 26.2K

$1.41 €1.22

11.35%

Onion (1kg)

$2.1 Rp 34.9K

$1.81 €1.56

16.02%

Lettuce (1 head)

$1.03 Rp 17.1K

$1.69 €1.46

-39.05%

Water (1.5 liter bottle)

$0.57 Rp 9,488

$1.45 €1.24

-60.69%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 38.5K

$12.17 €10.48

-81.02%

Wine (Bottle)

$15.21 Rp 253.5K

$13.44 €11.58

13.17%

Local Beer (0.5 liter bottle)

$2.49 Rp 41.5K

$2.94 €2.53

-15.31%

Imported Beer (0.33 liter bottle)

$2.66 Rp 44.3K

$3.43 €2.95

-22.45%

One-way Ticket (Public Transport)

$0.29 Rp 4,911

$4.38 €3.77

-93.38%

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

$68.9 €59.3

-85.44%

Taxi Start (Normal Tariff)

$0.45 Rp 7,480

$6.74 €5.81

-93.32%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,748

$2.12 €1.83

-83.96%

Taxi 1hour Waiting (Normal Tariff)

$5.97 Rp 99.4K

$61.7 €53.2

-90.33%

Gasoline (1 liter)

$0.75 Rp 12.4K

$2.12 €1.82

-64.62%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 430.2M

$34.8K €30K

-25.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.9M

$39.4K €34K

-19.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.6 Rp 1.1M

$173 €149

-62.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 69K

$25.87 €22.28

-84.00%

Internet (50+ Mbps, Unlimited Data)

$23.99 Rp 399.7K

$19.7 €16.97

21.78%

Gym Membership (Monthly)

$23.29 Rp 388.1K

$56.5 €48.67

-58.79%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

$23.1 €19.9

-73.20%

Cinema Ticket

$3.45 Rp 57.5K

$15.95 €13.74

-78.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 Rp 1.5M

$284 €245

-67.63%

International Primary School, 1 Child (Yearly)

$5,912 Rp 98.5M

$11.3K €9,745

-47.75%

Jeans (Levis 501 Or Similar)

$51.5 Rp 857.6K

$109 €93.9

-52.78%

Summer Dress (H&M, Zara, etc)

$24.45 Rp 407.3K

$26.48 €22.81

-7.67%

Sport Shoes (Adidas, Nike)

$84.4 Rp 1.4M

$87.1 €75

-3.10%

Men's Leather Business Shoes

$74.3 Rp 1.2M

$151 €130

-50.78%

1-bedroom Apartment, City Center (Monthly)

$261 Rp 4.4M

$813 €700

-67.87%

1-bedroom Apartment, Outside City Center (Monthly)

$160 Rp 2.7M

$695 €599

-77.06%

3-bedroom Apartment, City Center (Monthly)

$585 Rp 9.7M

$1,198 €1,032

-51.16%

3-bedroom Apartment, Outside City Center (Monthly)

$328 Rp 5.5M

$1,024 €882

-67.92%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

$2,155 €1,856

-54.29%

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

$1,810 €1,559

-53.21%

Average Monthly Net Salary (After Tax)

$178 Rp 3M

$4,488 €3,865

-96.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.19

316.30%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Joensuu: November 30, 2025

Digital Nomad Cost of Living Index

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