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Cost of Living Comparison Between Ubud, Bali and Invercargill Cost of Living Comparison Between Ubud, Bali and Invercargill

🙂 Solo nomad: Ubud, Bali is 44.4% cheaper than Invercargill without rent, and 51.7% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 44.4% cheaper than Invercargill without rent, and 54% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Invercargill
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$12.29 NZ$21.46
-76.81%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$71.2 NZ$124
-82.77%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$8.54 NZ$14.92
-61.59%
Cappuccino
$2.3 Rp 38.3K
$3.47 NZ$6.05
-33.72%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$1.73 NZ$3.03
-35.84%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$1.43 NZ$2.5
-81.82%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$6.17 NZ$10.77
-61.10%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$4.72 NZ$8.24
-33.26%
🛒 Groceries & Markets
Ubud, Bali
Invercargill
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.44 NZ$2.52
3.47%
White Bread (500g)
$1.65 Rp 27.5K
$1.8 NZ$3.15
-8.33%
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.7 NZ$2.98
-33.53%
Eggs
$2.33 Rp 38.9K
$5.62 NZ$9.82
-58.54%
Local Cheese (1kg)
$13.7 Rp 228.3K
$8.05 NZ$14.06
70.19%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$9.51 NZ$16.61
-58.25%
Beef Round Steak (1kg)
$11.22 Rp 187K
$13.23 NZ$23.09
-15.19%
Apples (1kg)
$3.48 Rp 57.9K
$2.83 NZ$4.94
22.97%
Banana (1kg)
$1.5 Rp 25K
$2.24 NZ$3.91
-33.04%
Oranges (1kg)
$2.68 Rp 44.6K
$2.55 NZ$4.45
5.10%
Tomato (1kg)
$1.35 Rp 22.5K
$3.74 NZ$6.53
-63.90%
Potato (1kg)
$1.57 Rp 26.2K
$1.97 NZ$3.44
-20.30%
Onion (1kg)
$2.1 Rp 34.9K
$1.83 NZ$3.19
14.75%
Lettuce (1 head)
$1.03 Rp 17.1K
$2.55 NZ$4.45
-59.61%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$1.12 NZ$1.95
-49.11%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$22.61 NZ$39.48
-89.78%
Wine (Bottle)
$15.21 Rp 253.5K
$8.81 NZ$15.38
72.64%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$4.16 NZ$7.27
-40.14%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$3.63 NZ$6.34
-26.72%
🚌 Getting Around
Ubud, Bali
Invercargill
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$1.53 NZ$2.67
-81.05%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$63.4 NZ$111
-84.17%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$2.45 NZ$4.29
-81.63%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.92 NZ$3.36
-82.29%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$30.57 NZ$53.4
-80.47%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.67 NZ$2.91
-55.09%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$26.1K NZ$45.6K
-1.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$20K NZ$34.9K
58.64%
🧾 Monthly Utilities & Internet
Ubud, Bali
Invercargill
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$103 NZ$180
-37.17%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$35.41 NZ$61.8
-88.31%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$50 NZ$87.4
-52.06%
🎉 Sport & Entertainment
Ubud, Bali
Invercargill
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$29.03 NZ$50.7
-19.77%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$11.91 NZ$20.79
-48.03%
Cinema Ticket
$3.45 Rp 57.5K
$9.83 NZ$17.17
-64.90%
🧸 Childcare & Education
Ubud, Bali
Invercargill
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$589 NZ$1,028
-84.39%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$12K NZ$20.9K
-50.54%
👕👟 Clothing & Footwear
Ubud, Bali
Invercargill
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$66.6 NZ$116
-22.66%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$35.64 NZ$62.2
-31.40%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$83 NZ$145
1.59%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$84.7 NZ$148
-12.25%
🏠 Accommodation & Living
Ubud, Bali
Invercargill
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$644 NZ$1,125
-59.44%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$597 NZ$1,042
-73.26%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$879 NZ$1,535
-33.47%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$1,057 NZ$1,845
-68.93%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$5,685 NZ$9,926
-82.67%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$3,488 NZ$6,091
-75.72%
💵 Salaries & Financials
Ubud, Bali
Invercargill
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$2,676 NZ$4,672
-93.35%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.87
93.30%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Invercargill: December 2, 2025

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