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Cost of Living Comparison Between Ubud, Bali and Hvar Cost of Living Comparison Between Ubud, Bali and Hvar

🙂 Solo nomad: Ubud, Bali is 29.2% cheaper than Hvar without rent, and 52.7% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 41.3% cheaper than Hvar without rent, and 51.7% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Hvar
Difference
Meal at Budget Restaurant
$2.91 Rp 48.4K
$13.55 €11.67
-78.52%
Three-Course Dinner for Two, Mid-Range
$12.33 Rp 205.4K
$73.4 €63.2
-83.21%
Fast Food Meal (McDonalds, etc)
$3.21 Rp 53.5K
$9.48 €8.17
-66.14%
Cappuccino
$2.28 Rp 38K
$2.55 €2.2
-10.59%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.16 Rp 19.3K
$3.26 €2.81
-64.42%
Water (0.33 liter bottle)
$0.26 Rp 4,308
$2.25 €1.94
-88.44%
Local Beer (0.5 liter draught)
$2.44 Rp 40.7K
$3.5 €3.02
-30.29%
Imported Beer (0.33 liter bottle)
$3.28 Rp 54.7K
$4.29 €3.69
-23.54%
🛒 Groceries & Markets
Ubud, Bali
Hvar
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.17 €1.01
27.35%
White Bread (500g)
$1.62 Rp 27K
$1.55 €1.33
4.52%
Rice (white) (1kg)
$1.14 Rp 18.9K
$3.02 €2.6
-62.25%
Eggs
$2.33 Rp 38.9K
$3.76 €3.24
-38.03%
Local Cheese (1kg)
$13.75 Rp 229.1K
$10.71 €9.22
28.38%
Chicken Fillets (1kg)
$4.01 Rp 66.8K
$9.87 €8.5
-59.37%
Beef Round Steak (1kg)
$11.36 Rp 189.3K
$11.84 €10.2
-4.05%
Apples (1kg)
$3.46 Rp 57.7K
$1.72 €1.48
101.16%
Banana (1kg)
$1.47 Rp 24.5K
$1.67 €1.44
-11.98%
Oranges (1kg)
$2.69 Rp 44.9K
$2.02 €1.74
33.17%
Tomato (1kg)
$1.38 Rp 22.9K
$2.5 €2.15
-44.80%
Potato (1kg)
$1.6 Rp 26.6K
$1.32 €1.14
21.21%
Onion (1kg)
$2.17 Rp 36.2K
$1.3 €1.12
66.92%
Lettuce (1 head)
$0.96 Rp 15.9K
$1.22 €1.05
-21.31%
Water (1.5 liter bottle)
$0.6 Rp 9,919
$1.21 €1.04
-50.41%
Cigarettes 20 Pack (Marlboro, Camel)
$2.24 Rp 37.3K
$5.77 €4.97
-61.18%
Wine (Bottle)
$14.72 Rp 245.3K
$6.9 €5.95
113.33%
Local Beer (0.5 liter bottle)
$2.46 Rp 41.1K
$1.49 €1.28
65.10%
Imported Beer (0.33 liter bottle)
$2.72 Rp 45.3K
$2 €1.72
36.00%
🚌 Getting Around
Ubud, Bali
Hvar
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,355
$1.76 €1.52
-81.82%
Public Transport Monthly Pass (Regular Price)
$9.78 Rp 162.9K
$42.75 €36.82
-77.12%
Taxi Start (Normal Tariff)
$0.49 Rp 8,139
$3.01 €2.59
-83.72%
Taxi (Normal Tariff) (1km)
$0.37 Rp 6,244
$1.09 €0.94
-66.06%
Taxi 1hour Waiting (Normal Tariff)
$6.15 Rp 102.5K
$8.94 €7.7
-31.21%
Gasoline (1 liter)
$0.71 Rp 11.8K
$1.71 €1.47
-58.48%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 443.2M
$38.2K €32.9K
-30.28%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.6M
$26.1K €22.4K
21.72%
🧾 Monthly Utilities & Internet
Ubud, Bali
Hvar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$63.7 Rp 1.1M
$189 €163
-66.36%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.93 Rp 65.5K
$23.23 €20.01
-83.08%
Internet (50+ Mbps, Unlimited Data)
$24.18 Rp 402.9K
$31.79 €27.38
-23.94%
🎉 Sport & Entertainment
Ubud, Bali
Hvar
Difference
Gym Membership (Monthly)
$23.22 Rp 386.9K
$50.1 €43.17
-53.67%
Tennis Court (1 Hour on Weekend)
$6.18 Rp 103K
$14.7 €12.66
-57.96%
Cinema Ticket
$3.3 Rp 55K
$9.18 €7.91
-64.05%
🧸 Childcare & Education
Ubud, Bali
Hvar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.1 Rp 1.6M
$238 €205
-60.83%
International Primary School, 1 Child (Yearly)
$6,046 Rp 100.7M
$8,117 €6,991
-25.51%
👕👟 Clothing & Footwear
Ubud, Bali
Hvar
Difference
Jeans (Levis 501 Or Similar)
$51.9 Rp 864.6K
$94.6 €81.5
-45.17%
Summer Dress (H&M, Zara, etc)
$24.92 Rp 415.3K
$39.07 €33.65
-36.22%
Sport Shoes (Adidas, Nike)
$82.1 Rp 1.4M
$104 €89.5
-21.04%
Men's Leather Business Shoes
$72.6 Rp 1.2M
$107 €92.2
-32.20%
🏠 Accommodation & Living
Ubud, Bali
Hvar
Difference
1-bedroom Apartment, City Center (Monthly)
$258 Rp 4.3M
$678 €584
-61.89%
1-bedroom Apartment, Outside City Center (Monthly)
$161 Rp 2.7M
$536 €462
-70.06%
3-bedroom Apartment, City Center (Monthly)
$574 Rp 9.6M
$1,091 €940
-47.36%
3-bedroom Apartment, Outside City Center (Monthly)
$330 Rp 5.5M
$838 €722
-60.59%
Buy Apartment in City Center (m2)
$990 Rp 16.5M
$4,080 €3,514
-75.73%
Buy Apartment Outside City Center (m2)
$856 Rp 14.3M
$3,211 €2,766
-73.35%
💵 Salaries & Financials
Ubud, Bali
Hvar
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.35
205.29%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 24, 2025

Last update for Hvar: November 22, 2025

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