Cost of Living Comparison Between Ubud, Bali and Helsinki Cost of Living Comparison Between Ubud, Bali and Helsinki

🙂 Solo nomad: Ubud, Bali is 59.9% cheaper than Helsinki without rent, and 65.4% cheaper with rent.

🙂 Family of 3: Ubud, Bali is 54.3% cheaper than Helsinki without rent, and 66.6% cheaper with rent.

Meal at Budget Restaurant

$2.85 Rp 47.5K

$17.03 €14.67

-83.26%

Three-Course Dinner for Two, Mid-Range

$12.26 Rp 204.3K

$102 €88.3

-88.04%

Fast Food Meal (McDonalds, etc)

$3.28 Rp 54.6K

$12.85 €11.07

-74.47%

Cappuccino

$2.3 Rp 38.3K

$5.29 €4.56

-56.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 Rp 18.5K

$3.01 €2.59

-63.12%

Water (0.33 liter bottle)

$0.26 Rp 4,324

$2.33 €2.01

-88.84%

Local Beer (0.5 liter draught)

$2.4 Rp 40K

$8.23 €7.09

-70.84%

Imported Beer (0.33 liter bottle)

$3.15 Rp 52.5K

$8.31 €7.15

-62.09%

Milk (1 liter)

$1.49 Rp 24.9K

$1.39 €1.2

7.19%

White Bread (500g)

$1.65 Rp 27.5K

$2.6 €2.24

-36.54%

Rice (white) (1kg)

$1.13 Rp 18.9K

$2.79 €2.41

-59.50%

Eggs

$2.33 Rp 38.9K

$3.62 €3.12

-35.64%

Local Cheese (1kg)

$13.7 Rp 228.3K

$9.45 €8.14

44.97%

Chicken Fillets (1kg)

$3.97 Rp 66.2K

$14.51 €12.49

-72.64%

Beef Round Steak (1kg)

$11.22 Rp 187K

$22.93 €19.75

-51.07%

Apples (1kg)

$3.48 Rp 57.9K

$2.72 €2.34

27.94%

Banana (1kg)

$1.5 Rp 25K

$2.09 €1.8

-28.23%

Oranges (1kg)

$2.68 Rp 44.6K

$2.58 €2.22

3.88%

Tomato (1kg)

$1.35 Rp 22.5K

$4.73 €4.08

-71.46%

Potato (1kg)

$1.57 Rp 26.2K

$1.19 €1.02

31.93%

Onion (1kg)

$2.1 Rp 34.9K

$1.85 €1.6

13.51%

Lettuce (1 head)

$1.03 Rp 17.1K

$2.03 €1.75

-49.26%

Water (1.5 liter bottle)

$0.57 Rp 9,488

$1.91 €1.64

-70.16%

Cigarettes 20 Pack (Marlboro, Camel)

$2.31 Rp 38.5K

$12.6 €10.85

-81.67%

Wine (Bottle)

$15.21 Rp 253.5K

$16.22 €13.97

-6.23%

Local Beer (0.5 liter bottle)

$2.49 Rp 41.5K

$3.23 €2.78

-22.91%

Imported Beer (0.33 liter bottle)

$2.66 Rp 44.3K

$3.87 €3.33

-31.27%

One-way Ticket (Public Transport)

$0.29 Rp 4,911

$3.65 €3.14

-92.05%

Public Transport Monthly Pass (Regular Price)

$10.03 Rp 167.1K

$80.5 €69.3

-87.54%

Taxi Start (Normal Tariff)

$0.45 Rp 7,480

$8.15 €7.02

-94.48%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,748

$1.15 €0.99

-70.43%

Taxi 1hour Waiting (Normal Tariff)

$5.97 Rp 99.4K

$68.1 €58.7

-91.23%

Gasoline (1 liter)

$0.75 Rp 12.4K

$2.18 €1.88

-65.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 430.2M

$37K €31.9K

-30.23%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 528.9M

$38.8K €33.4K

-18.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.6 Rp 1.1M

$128 €110

-49.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 69K

$29.47 €25.38

-85.95%

Internet (50+ Mbps, Unlimited Data)

$23.99 Rp 399.7K

$23.62 €20.35

1.57%

Gym Membership (Monthly)

$23.29 Rp 388.1K

$47.42 €40.85

-50.89%

Tennis Court (1 Hour on Weekend)

$6.19 Rp 103.1K

$33.9 €29.2

-81.74%

Cinema Ticket

$3.45 Rp 57.5K

$20.07 €17.28

-82.81%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$91.9 Rp 1.5M

$401 €345

-77.08%

International Primary School, 1 Child (Yearly)

$5,912 Rp 98.5M

$11K €9,513

-46.47%

Jeans (Levis 501 Or Similar)

$51.5 Rp 857.6K

$109 €93.6

-52.64%

Summer Dress (H&M, Zara, etc)

$24.45 Rp 407.3K

$38.21 €32.91

-36.01%

Sport Shoes (Adidas, Nike)

$84.4 Rp 1.4M

$102 €88

-17.46%

Men's Leather Business Shoes

$74.3 Rp 1.2M

$124 €107

-39.95%

1-bedroom Apartment, City Center (Monthly)

$261 Rp 4.4M

$1,206 €1,038

-78.32%

1-bedroom Apartment, Outside City Center (Monthly)

$160 Rp 2.7M

$948 €817

-83.18%

3-bedroom Apartment, City Center (Monthly)

$585 Rp 9.7M

$2,103 €1,811

-72.19%

3-bedroom Apartment, Outside City Center (Monthly)

$328 Rp 5.5M

$1,537 €1,324

-78.63%

Buy Apartment in City Center (m2)

$985 Rp 16.4M

$9,152 €7,883

-89.24%

Buy Apartment Outside City Center (m2)

$847 Rp 14.1M

$4,990 €4,298

-83.03%

Average Monthly Net Salary (After Tax)

$178 Rp 3M

$3,506 €3,019

-94.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.09

224.69%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Helsinki: November 29, 2025

Digital Nomad Cost of Living Index

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