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Cost of Living Comparison Between Ubud, Bali and Hamm Cost of Living Comparison Between Ubud, Bali and Hamm

🙂 Solo nomad: Ubud, Bali is 50.7% cheaper than Hamm without rent, and 61.3% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 50.8% cheaper than Hamm without rent, and 60.6% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Hamm
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$15.26 €13.14
-81.32%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$57.8 €49.75
-78.78%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$10.9 €9.39
-69.91%
Cappuccino
$2.3 Rp 38.3K
$4.34 €3.74
-47.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.3 €1.98
-51.74%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$2.86 €2.46
-90.91%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$4.8 €4.14
-50.00%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$3.78 €3.26
-16.67%
🛒 Groceries & Markets
Ubud, Bali
Hamm
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.23 €1.06
21.14%
White Bread (500g)
$1.65 Rp 27.5K
$2.48 €2.14
-33.47%
Rice (white) (1kg)
$1.13 Rp 18.9K
$3.74 €3.22
-69.79%
Eggs
$2.33 Rp 38.9K
$3.92 €3.38
-40.56%
Local Cheese (1kg)
$13.7 Rp 228.3K
$15.13 €13.03
-9.45%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$13.45 €11.58
-70.48%
Beef Round Steak (1kg)
$11.22 Rp 187K
$21.62 €18.62
-48.10%
Apples (1kg)
$3.48 Rp 57.9K
$3.34 €2.87
4.19%
Banana (1kg)
$1.5 Rp 25K
$1.78 €1.53
-15.73%
Oranges (1kg)
$2.68 Rp 44.6K
$2.28 €1.96
17.54%
Tomato (1kg)
$1.35 Rp 22.5K
$5.36 €4.62
-74.81%
Potato (1kg)
$1.57 Rp 26.2K
$1.32 €1.14
18.94%
Onion (1kg)
$2.1 Rp 34.9K
$1.47 €1.27
42.86%
Lettuce (1 head)
$1.03 Rp 17.1K
$1.62 €1.39
-36.42%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$1.03 €0.89
-44.66%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$9.08 €7.82
-74.56%
Wine (Bottle)
$15.21 Rp 253.5K
$6.86 €5.91
121.72%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$0.99 €0.85
151.52%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$1.82 €1.56
46.15%
🚌 Getting Around
Ubud, Bali
Hamm
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$3.09 €2.66
-90.61%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$62.1 €53.5
-83.84%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$5.67 €4.89
-92.06%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$2.58 €2.22
-86.82%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$34.76 €29.93
-82.83%
Gasoline (1 liter)
$0.75 Rp 12.4K
$2 €1.73
-62.50%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$31.5K €27.1K
-18.00%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$38K €32.8K
-16.55%
🧾 Monthly Utilities & Internet
Ubud, Bali
Hamm
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$205 €177
-68.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$28.05 €24.16
-85.24%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$53.9 €46.42
-55.49%
🎉 Sport & Entertainment
Ubud, Bali
Hamm
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$39.02 €33.61
-40.31%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$22.74 €19.59
-72.78%
Cinema Ticket
$3.45 Rp 57.5K
$15.71 €13.53
-78.04%
🧸 Childcare & Education
Ubud, Bali
Hamm
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$407 €351
-77.42%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$11.5K €9,901
-48.57%
👕👟 Clothing & Footwear
Ubud, Bali
Hamm
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$93.7 €80.7
-45.08%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$40.57 €34.94
-39.73%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$87.9 €75.7
-4.04%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$130 €112
-42.85%
🏠 Accommodation & Living
Ubud, Bali
Hamm
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$847 €730
-69.16%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$653 €562
-75.56%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$1,536 €1,323
-61.91%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$1,216 €1,047
-73.00%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$4,877 €4,201
-79.80%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$3,413 €2,939
-75.18%
💵 Salaries & Financials
Ubud, Bali
Hamm
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$2,174 €1,872
-91.81%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.96
235.35%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Hamm: November 30, 2025

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